E90Post
 


European Auto Source
 
BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > UK > UK Off-Topic Discussions > Car leasing or pcp confused ?



Reply
 
Thread Tools Search this Thread
      02-12-2013, 02:42 PM   #1
335DPOWER
Captain
 
335DPOWER's Avatar
 
Drives: Soon to be a c63
Join Date: Sep 2009
Location: Surrey

Posts: 694
iTrader: (0)

Car leasing or pcp confused ?

Hi not been on in a while and need some advice.

I have had a few cars In the last 3 years and they inc a 335d msport, e46 m3 vert and a beautiful e60 m5 which I sold in January 2012.
I sold it due to other commitments and have been driving a Clio 1.5 dci for the last 9 months

I am now in a position to buy/lease a nice car again
So here is my query, I am looking a a c63 amg estate new and would like to know from experience the best way to purchase one.

My 335d was on pcp with a big deposit and a bubble at the end of 36, but I have no intentions on keeping the car for longer than 2years so I looked in to leasing.

I have been offered a 3 x24 at 527 delivery end of may inc tax but no servicing
Is this a good deal? Or am i better going in to my local mcb dealers and going through a pcp with a larger depo and just hoping the car is worth more than the fianance at the time I wish to replace it??
Any help would be appreciated lee
335DPOWER is offline   United Kingdom
0
Reply With Quote
      02-12-2013, 03:43 PM   #2
sheps
Colonel
 
sheps's Avatar
 
Drives: C63 AMG
Join Date: Feb 2007
Location: Cambs, UK

Posts: 2,396
iTrader: (2)

Send a message via MSN to sheps
I think if you bought a brand new C63 you'd take an absolute bath on it over two years, unless you figuratively raped the sales person.

Why tie up a huge (comparatively speaking) chunk of capital in a deposit and spend two years wondering whether you're 'in funds' or not?

If the downside to leasing is a lack of flexibility then the upside is absolute cost transparency; you know that the car will cost you (servicing aside) 3+23@ 527.00 no more, no less.

Let MB Corporate or Lex or whoever is funding the car have the sleepless nights over whether they've calculated the RV correctly or not.

Let me (prematurely) welcome you to the C63 club. Make friends with a tyre fitter and petrol pump attendant.
__________________
Gone but not forgotten:
325i M Sport (E92), Black Sapphire, Coral Red Dakota, 19" 225's, Seat Heating, 6FL and de-badge

Replaced by 6.2 litres of AMG powered C class.
sheps is offline   United Kingdom
0
Reply With Quote
      02-12-2013, 04:08 PM   #3
rich1068
has left the building
 
Drives: F30 330d M Sport
Join Date: Oct 2010
Location: UK

Posts: 3,363
iTrader: (0)

Quote:
Originally Posted by sheps View Post
I think if you bought a brand new C63 you'd take an absolute bath on it over two years, unless you figuratively raped the sales person.

Why tie up a huge (comparatively speaking) chunk of capital in a deposit and spend two years wondering whether you're 'in funds' or not?

If the downside to leasing is a lack of flexibility then the upside is absolute cost transparency; you know that the car will cost you (servicing aside) 3+23@ 527.00 no more, no less.

Let MB Corporate or Lex or whoever is funding the car have the sleepless nights over whether they've calculated the RV correctly or not.

Let me (prematurely) welcome you to the C63 club. Make friends with a tyre fitter and petrol pump attendant.

QFE. And not just for a C63. Had exactly this conversation at the weekend with a mate.
rich1068 is offline   United Kingdom
0
Reply With Quote
      02-12-2013, 04:49 PM   #4
mowflow
Colonel
 
mowflow's Avatar
 
Drives: F20 125d
Join Date: Feb 2010
Location: Glasgow

Posts: 2,375
iTrader: (2)

That deal looks good. They must be getting those cars seriously cheap to not be getting absolutely spit roasted on that deal. I would guess that if you bought one of those at full list it would lose what you are paying over 2 years in the first 6 months or there abouts.
__________________
Daily F20 125d | Alpine white | coral red leather | visibility pack | driver comfort pack | Business pro | black panel display | heated seats | BMW P Black grill
Project Peugeot 205 1.6 GTi | Alpine white | No ABS | No traction control | No power steering... pretty much just a car
mowflow is offline   Scotland
0
Reply With Quote
      02-12-2013, 05:53 PM   #5
gIzzE
Major General
 
gIzzE's Avatar
 
Drives: E350 cdi Estate.
Join Date: Apr 2006
Location: Norfolk, UK.

Posts: 5,126
iTrader: (2)

Is that including vat?

It is here for 495....

http://www.countrywidevehicleleasing...dr-auto-848438

6x23 429...

http://www.autobuddy.co.uk/Quotation...m=24&deposit=6
gIzzE is offline  
0
Reply With Quote
      02-12-2013, 06:12 PM   #6
peterg1965
Brigadier General
 
peterg1965's Avatar
 
Drives: E70 X5 xdrive35d M Sport
Join Date: May 2007
Location: The place of dark satanic mills, UK

Posts: 4,133
iTrader: (0)

For a high value car that you have no intention of owning it has to be personal lease. You know exactly where you stand financially from day one. Deposit (up front cost) is generally low and provided you keep the car within mileage and well looked after it is hassle free. I quite like 2 year deals, likely to only require one oil change service and if driven carefully no requirement for tyres etc - C63 may be an exception here.

My 640d is my first lease and I will do it again. I have my eye on an E 220CDI AMG Sport Auto estate next at 280 ish per month if they are still around at the end of the year.
peterg1965 is offline   United Kingdom
0
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 10:50 PM.




e90post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST