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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > UK > Another Insurance Rip Off



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      02-14-2013, 07:47 AM   #23
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Originally Posted by P 5UML View Post
to be fair!

1245 for a 25 year old insured on an E92 M3 i think is pretty dam cheap!

i pay similar for mine same age on a modded 325D!!!!

had i known it would cost me the same to insure the M3 i would have considered! lol

who are you insured with? may need to renew with them!!!
Are you for real bro? Man those insurers must be playing a game.

I was 584 on the E90 330i and I am 640 on the 46M. Age 28.
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      02-14-2013, 08:10 AM   #24
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Odd, AF wouldn't quote me, but Admiral did all my mods quite reasonably..
Sorry - just realised that it was Hastings Direct!
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      02-14-2013, 08:37 AM   #25
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I just renewed with one call insurance for 625. My last insurers (1st central) wanted 875, up 125 from last years. Im 27 btw with 8 years NCB.
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      02-14-2013, 09:00 AM   #26
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Quote:
Originally Posted by A_P View Post
Are you for real bro? Man those insurers must be playing a game.

I was 584 on the E90 330i and I am 640 on the 46M. Age 28.
yea of course!

at 23 they wouldnt even insure me on an e46 M3!

im 25 with 5+ NCB and thats just how much it is!

i guess it has to do with area's sometimes too but even then the difference cant be that much!
everyone i know/speak to with similar cars and age groups pay around the same as me! to find someone my age on the e92 3.0ltr under 1k for insurance i think is pretty rare!

and if it is less than 1k id like to know more lol! cos i need to change insurers if thats the case
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      02-14-2013, 09:06 AM   #27
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Quote:
Originally Posted by P 5UML View Post
yea of course!

at 23 they wouldnt even insure me on an e46 M3!

im 25 with 5+ NCB and thats just how much it is!

i guess it has to do with area's sometimes too but even then the difference cant be that much!
everyone i know/speak to with similar cars and age groups pay around the same as me! to find someone my age on the e92 3.0ltr under 1k for insurance i think is pretty rare!

and if it is less than 1k id like to know more lol! cos i need to change insurers if thats the case
It is most probably down to location mate. Maybe London is just more expensive. I live in a quiet neighborhood on the edge of town. For the E90 I was with privilege. They were very good on their renewal quotes. Was with them for 4 years and they just gave the best quote from the off. However on the 46M they were a 1k more than what I pay now plus they are asking for 900 excess. Ridiculous.
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      02-14-2013, 09:10 AM   #28
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Definitely location is a BIG factor, its a postcode lottery. Well not a lottery, just crime statistics.

At 39 / full ncb / 3 points I was paying 1400 a year in Manchester for the 335i with mods, now in rural Staffordshire its 500 with even more mods.
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Last edited by doughboy; 02-14-2013 at 09:23 AM.
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      02-14-2013, 09:12 AM   #29
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Originally Posted by A_P View Post
It is most probably down to location mate. Maybe London is just more expensive. I live in a quiet neighborhood on the edge of town. For the E90 I was with privilege. They were very good on their renewal quotes. Was with them for 4 years and they just gave the best quote from the off. However on the 46M they were a 1k more than what I pay now plus they are asking for 900 excess. Ridiculous.
yea i think so too bud!
jeez 1k more and 900 excess is crazy!!!!!

i was driving an a3 2.0 Tdi Sline DSG before the BM and was paying around 600 for that! it just doubled with the BM, plus i think the whole OBD port and recent insurance guides changing everyone is just getting stung
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      02-14-2013, 09:23 AM   #30
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yea i think so too bud!
jeez 1k more and 900 excess is crazy!!!!!

i was driving an a3 2.0 Tdi Sline DSG before the BM and was paying around 600 for that! it just doubled with the BM, plus i think the whole OBD port and recent insurance guides changing everyone is just getting stung
yea must be something on those lines about the OBD thefts. Mate on a side note, On the 46M every insurer gives ridiculous quotes for excess. I am still not entirely sure why the excess's are so high. Direct line said 800 comp plus 150 voluntary plus the cost of insurance on top. Same story for Aviva.

Over on M3cutters a few of the lads have declared their cars Sorn because of insurance premiums. No an option for me mines a daily driver.

Regards.

P.s get your new wheels up man. The suspense.................. lol
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      02-14-2013, 09:37 AM   #31
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yea must be something on those lines about the OBD thefts. Mate on a side note, On the 46M every insurer gives ridiculous quotes for excess. I am still not entirely sure why the excess's are so high. Direct line said 800 comp plus 150 voluntary plus the cost of insurance on top. Same story for Aviva.

Over on M3cutters a few of the lads have declared their cars Sorn because of insurance premiums. No an option for me mines a daily driver.

Regards.

P.s get your new wheels up man. The suspense.................. lol
i can imagine! i still want to own a 46m one day! still love them and after driving one i just love everything about them!

hahahah!!! i know tell me about it the suspense is killing me too! i have them! but they need work doing to them! a whole custom makeover to get them just how i want!!! nice to know you are following my build thread

give me 6 weeks tops! i hope to have the car done by then!!!
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      02-14-2013, 04:40 PM   #32
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Quote:
Originally Posted by P 5UML View Post
to be fair!

1245 for a 25 year old insured on an E92 M3 i think is pretty dam cheap!

i pay similar for mine same age on a modded 325D!!!!

had i known it would cost me the same to insure the M3 i would have considered! lol

who are you insured with? may need to renew with them!!!
I'm with elephant pal which I believe are a sister company of admiral. If you get the quote always phone up and ask if they can do better, then they give you the let me talk to my manager spiel and knocked 100 quid off.
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      02-14-2013, 04:42 PM   #33
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i can imagine! i still want to own a 46m one day! still love them and after driving one i just love everything about them!

hahahah!!! i know tell me about it the suspense is killing me too! i have them! but they need work doing to them! a whole custom makeover to get them just how i want!!! nice to know you are following my build thread

give me 6 weeks tops! i hope to have the car done by then!!!
If you come to any meets pal you can take the 92 for a quick spin if you want, see if you like it. Stage 2 is complete also
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      02-14-2013, 04:57 PM   #34
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If you come to any meets pal you can take the 92 for a quick spin if you want, see if you like it. Stage 2 is complete also
Andy whats your stage 2?
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      02-14-2013, 05:00 PM   #35
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Andy whats your stage 2?
Decatted stock x pipe with 200 cell left in place and evolve remap. It's a different car now
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      02-14-2013, 05:04 PM   #36
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Decatted stock x pipe with 200 cell left in place and evolve remap. It's a different car now
Lovely Andy! What figures did Evolve squeeze out?
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      02-14-2013, 05:05 PM   #37
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Lovely Andy! What figures did Evolve squeeze out?
440 and I have bmc panel filter.
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      02-14-2013, 05:15 PM   #38
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440 and I have bmc panel filter.
You know BMW got it spot on with the S65 really love everything about that engine.
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      02-14-2013, 05:28 PM   #39
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You know BMW got it spot on with the S65 really love everything about that engine.
What's your username on cutters pal?
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