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      04-23-2013, 09:56 AM   #1
f30nynj
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BMWFS still auto-deducts payment after making payment

I had auto-pay enabled in case I forget to make payment. This month I paid my due in a week in advance and today I found that BMWFS auto-deducted from my account for the same amount. So my question is

1) Will my next month's payment go down since I had made two payments this month?
1.a) If not, can I skip next month's payment?

2) Just curious, what is the penalty for not making payment on due date? Does BMWFS give any grace time? Do they immediately report to credit agencies?
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      04-23-2013, 01:28 PM   #2
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Maybe you should call BMWFS.... ??
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      04-23-2013, 01:38 PM   #3
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give them a call
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      04-23-2013, 02:12 PM   #4
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OK. I called them and here's the answer to my own questions

1) There will be no change in monthly payment.
1a) So next month's payment will be taken care by the excess payment made.

2) If i make the payment within a week post due date, I should be fine.

That's it.
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