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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > UK > Car collision, two ways to get car fixed.



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      08-08-2013, 01:21 PM   #23
Rudz
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Allianz underwrite BMW insurance don't they? Glad all is well, lucky git, slk is a great replacement car
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      08-08-2013, 02:23 PM   #24
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Quote:
Originally Posted by TripleBlack View Post
So I was involved in a 'three car incident' this morning. Nothing too serious but obviously annoying and unwanted hassle.
I was the car in front.

The insurance company of the car at the back called me claiming liability.
They have offered me local BMW main dealer repair, comparable courtesy car to drive and a quicker turn around.

Now my insurance company CAN offer me BMW main dealer repair but its much further away but they do have collect and deliver.
I have no legal cover or courtesy car cover but because this is an open and shut case I wont have to pay a thing and they will get me a hire car from enterprise.
Non of this will affect my no claims etc


I'm inclined to go with the other guys insurance companies offer because I'd rather not drive a 1 litre Clio for the rest of the summer.
Has anyone got any experience on what could go wrong with using this offer from another company?

it will still affect your insurance, not sure why you think it wont. You still have to declare it when you renew your policy.

Alex
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      08-08-2013, 04:59 PM   #25
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it will still affect your insurance, not sure why you think it wont. You still have to declare it when you renew your policy.

Alex
Correct! I even had this argument with a claims lawyer who was trying to get me money (which I refused on principal). He asked me what costs I had incurred, and I said the only major one is the fact that my premiums have increased due to me having been in an accident even though it wasn't my fault, and I didn't lose no claims.

This 'lawyer' insisted that my premiums could not have gone up because of this and that 'he works in this industry' and it is 'his job' so what do I know and that premiums just go up for no reason all the time (by 500 apparently!). I told him that empirical evidence trumps his word, and maybe he should get another job since he doesn't appear to know anything. He still kept calling me trying to put through the stupid whiplash or trauma or w/e it was claim.

Apparently they get numbers from a database, that insurers have to fill in, but they fill in vague details about the accident to try and stop these guys picking the easy claims to win. The chance of personal injury claim is done on the cost of repair, and being a BMW the cost of repair is always high as the parts are extortionate :P

I wonder if the idiot ever did go on confused.com, add an accident and see that insurance is more if you are involved in an accident.
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      08-09-2013, 09:15 AM   #26
TripleBlack
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Quote:
Originally Posted by telewebby View Post
it will still affect your insurance, not sure why you think it wont. You still have to declare it when you renew your policy.

Alex
I didn't say anything other than 'it wouldn't affect my no claims etc'
I was referring to right now, my status with my insurer wont change but I am aware what will happen when it comes to renewal, statistics and all that.

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Originally Posted by Rudz View Post
Allianz underwrite BMW insurance don't they? Glad all is well, lucky git, slk is a great replacement car
No idea if they do, but it seemed like they gave BMW a good telling off.

Got the car this morning and have been all smiles so far. Its the sort of thing I wouldn't pay much attention on the roads but now as its temporarily mine, I'm impressed.
All I got to do now is keep it safe for the next 2/3 weeks.
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      08-22-2013, 06:48 AM   #27
TripleBlack
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My car is already fixed.

If I've been monitoring things correctly, the actually repair of my car took just 2 days! They had only approved the job across the weekend when estimates were sent to the insurer.
BMW called yesterday to say the car was done but they'd keep it a day longer for the ""security update"".... I got a phone call today saying I've hidden the OBD port so well that even the technicians can't find it!
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      08-22-2013, 05:22 PM   #28
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...... stuck on the motorway between home and work.
Engine began to overheat and the car automatically reduced speed and came to a halt. I can start it again but the problem returns.
There's a whirring noise coming from under the bonnet.
I'm suspecting something has been disconnected and not reconnected.

Why would there be a problem at the front of the car when the work they carried out was bodywork at the rear?
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