E90Post
 


 
BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > General E90 Sedan / E91 Wagon / E92 Coupe / E93 Cabrio > BMW Performance Insurance invitation



Reply
 
Thread Tools Search this Thread
      09-18-2013, 01:44 PM   #1
BROCHOP
Lieutenant
 
BROCHOP's Avatar
 
Drives: '11 E92 335is
Join Date: Jun 2009
Location: South Florida

Posts: 522
iTrader: (0)

BMW Performance Insurance invitation

Hey Everyone

I received an envelope from BMW the other day, I must say, I was impressed with the packaging of the letter itself. It wasn't folded, rather put into a document envelope..its the details that matter. Anyway, long story short, Liberty mutual is now working together with BMW and are offering insurance programs for BMW drivers. I'm almost 25, own my house and car outright, with no claims or tickets on my record. With StateFarm, I'm paying $850/6 months.


Has anyone switched to the BMW performance Insurance coverage? Thoughts? Pros/Cons

Regards,

Brochop
__________________
Current: '11 E92 335is DCT Blk Sph /Oyster/Every Option no mods..for now
Gone: '05 E46 330iZHP Jet Blk/Natural Brown
Mods: H&R race/18" Beyern Mesh Dinan: Stg 3 flash/ tranny software/90mm Throttle body/free flow exhaust/Custom midpipe/resonator delete/AFE intake
BROCHOP is offline   United_States
0
Reply With Quote
      09-18-2013, 01:52 PM   #2
Eagle1oh7
Captain
 
Eagle1oh7's Avatar
 
Drives: '11 328i Sedan
Join Date: Oct 2012
Location: Chula Vista CA

Posts: 662
iTrader: (0)

I got a policy with them over a year ago because they offer a 1 year term over the 6 months of other brands that cost almost the same(for the year). Thanks to a ticket, I pay 2200 for the year with two cars, expect it to go up when I move to San Diego and buy a house.

Filed a claim with them last year and I thought it was a pretty painless process since I never had to file a claim before and all work is guaranteed to be handled by BMW Collision Centers.
__________________
DONE: Seibon CF Hood, M3 Rep, MSport rear w/Duke Dynamics CF Diffuser, Rieger Rep Skirts, aFe Stage 2 PRO-R Intake, Seibon CSL trunklid, Forgestar F14 18s w/Michelin PSS

FUTURE MODS: Eisenmann Full Cat-back Exhaust, OETuning ECU, MMW Headers, CF mirror caps, Bi-Xenon headlights, CF rooftop, CF lip
Eagle1oh7 is offline   United_States
0
Reply With Quote
      09-19-2013, 12:08 PM   #3
ericfox11
Lieutenant
 
Drives: 2009 335i Sedan M-Sport
Join Date: May 2012
Location: Houston, Texas

Posts: 412
iTrader: (0)

I'm 24 and I pay $75 a month through Geico for good coverage.
ericfox11 is offline  
0
Reply With Quote
      09-19-2013, 04:33 PM   #4
DRock3d
Kraut Driver
 
DRock3d's Avatar
 
Drives: 2007 328i MT
Join Date: Aug 2012
Location: Columbus, Ohio

Posts: 420
iTrader: (0)

Garage List
2007 328i  [0.00]
Quote:
Originally Posted by ericfox11 View Post
I'm 24 and I pay $75 a month through Geico for good coverage.
"good coverage"
DRock3d is offline   United_States
0
Reply With Quote
      09-19-2013, 04:37 PM   #5
roadkillrob
Brigadier General
 
Drives: 2008 335Cic, 2011 X5 35i
Join Date: Jul 2007
Location: Boston

Posts: 3,798
iTrader: (14)

Well then you guys have something to look forward to when you get old because I pay like 1800/year for 3 cars no deductible (but I am old, live 10 miles outside of boston in the suburbs and don't have any tickets!)
__________________

2008 E93 335i, GIAC Stage 2, HPF IC, Injen Intake, Defective AR Design DP's with useless cats
2014 X3 35i JB Stage 1
roadkillrob is offline   United_States
0
Reply With Quote
      09-19-2013, 04:42 PM   #6
Hirschman
Private First Class
 
Hirschman's Avatar
 
Drives: 2011 e90
Join Date: May 2013
Location: Rochester, NY

Posts: 141
iTrader: (0)

Quote:
Originally Posted by DRock3d View Post
"good coverage"
On his parents policy
Hirschman is offline  
0
Reply With Quote
      09-19-2013, 04:48 PM   #7
DRock3d
Kraut Driver
 
DRock3d's Avatar
 
Drives: 2007 328i MT
Join Date: Aug 2012
Location: Columbus, Ohio

Posts: 420
iTrader: (0)

Garage List
2007 328i  [0.00]
Quote:
Originally Posted by Hirschman View Post
On his parents policy
Who are 70
DRock3d is offline   United_States
0
Reply With Quote
      09-19-2013, 05:04 PM   #8
brinkmann
Major
 
brinkmann's Avatar
 
Drives: '06 SGM 330i
Join Date: Jan 2010
Location: Stamford, CT

Posts: 1,080
iTrader: (15)

I'm 25 years old and I pay $68 a month ($408/6 months) for full coverage ($1,000 collision deductible, $500 comprehensive) with good bodily injury liability and property damage coverage as well.. I also have 2 minor violations. Sounds like some of you guys need to shop around for better rates.
__________________
brinkmann is offline   Germany
0
Reply With Quote
      09-19-2013, 05:06 PM   #9
AndyR83
Major
 
AndyR83's Avatar
 
Drives: E92 335i FBO
Join Date: Oct 2011
Location: PA

Posts: 1,007
iTrader: (5)

I've gotten this same offer from them several times over the past two years. I called to check on it once, and their quote was nearly double what I'm paying Progressive

For the record, I pay $2k a year, have $100 deductibles, coverage is above state minimums, gap insurance, $10k in coverage for mods, and one ticket on my record in 2010. Turning 30 tomorrow.
AndyR83 is offline  
0
Reply With Quote
      09-19-2013, 05:08 PM   #10
edirtaynine
Major General
 
Drives: e92
Join Date: Mar 2011
Location: SoCal

Posts: 6,093
iTrader: (0)

Quote:
Originally Posted by ericfox11 View Post
I'm 24 and I pay $75 a month through Geico for good coverage.
Quote:
Originally Posted by DRock3d View Post
"good coverage"
Quote:
Originally Posted by Hirschman View Post
On his parents policy
Quote:
Originally Posted by DRock3d View Post
Who are 70
LOL

Quote:
Originally Posted by brinkmann View Post
I'm 25 years old and I pay $68 a month ($408/6 months) for full coverage ($1,000 collision deductible, $500 comprehensive) with good bodily injury liability and property damage coverage as well.. I also have 2 minor violations. Sounds like some of you guys need to shop around for better rates.
location can also make a HUGE difference. insurance for someone out in the sticks will be completely different from someone right smack in the middle of Manhattan NY.

comparing insurance rates on the internet with people all over the world is completely useless.
__________________
e90post killed plastidip
Just say no to painted stock wheels

jm3as hooks it up
edirtaynine is offline  
0
Reply With Quote
      09-19-2013, 05:09 PM   #11
cuiter23
Major
 
cuiter23's Avatar
 
Drives: E90 328i ZSP
Join Date: Jul 2012
Location: Vancouver

Posts: 1,021
iTrader: (0)

Garage List
2007 BMW 328i  [3.00]
$350/month. Thanks to a government-granted monopoly.
__________________
2007 E90 328i - Titanium Metallic l 19" VMR V710 l H&R Trak+ Spacers l Mtech Rear Lip Spoiler l Hamann Front Lip l Eibach Sportline l AA N52 Signature Exhaust l OEM Blacklines l MTEC V3 AE l 6000K HID l Nokya 7000K Fogs l MTEC License Plate LED l Interior LED l 15% Tint l BlackVue DR380G-HD + PMP
cuiter23 is offline  
0
Reply With Quote
      09-19-2013, 08:03 PM   #12
krhodes1
Captain
 
Drives: 2011 328i Wagon
Join Date: Feb 2011
Location: Westbrook, Maine

Posts: 711
iTrader: (1)

Garage List
When I got the offer from Liberty Mutual, I let them do a quote for me. They actually got pretty close to what I am paying with State Farm, but close is not good enough for me to switch.

The only way to figure out what to do is to contact the various insurance companies and have them do a quote for you. Insurance varies far too widely by too many factors for the information from a random Internet forum to be of any use. I do this every couple years, so far, the overall package of car and homeowner's insurance from State Farm has not been beat for me in a dozen years.
__________________
'11 328! Touring - Tasman on Chestnut, 6spd manual, factory upside-down "i" option
krhodes1 is offline  
0
Reply With Quote
      09-20-2013, 08:58 AM   #13
ericfox11
Lieutenant
 
Drives: 2009 335i Sedan M-Sport
Join Date: May 2012
Location: Houston, Texas

Posts: 412
iTrader: (0)

I live in downtown Houston, on my own policy. If I was on my parents policy, who were 70, why would I put my payment as an example for the OP to compare to? Sorry for trying to help him out.

And I define "good coverage" as $100,000 Property and $300,000 Bodily Injury, $500 deductible and rental reimbursement.
ericfox11 is offline  
0
Reply With Quote
      09-20-2013, 10:49 AM   #14
wilbur_the_goose
First Lieutenant
 
Drives: 2010 328xi Coupe
Join Date: Apr 2010
Location: Metro Philly

Posts: 386
iTrader: (0)

Two keys to good auto insurance rates:
1. No tickets/chargeable accidents
2. Good credit score (Over 750 is best)
wilbur_the_goose is offline  
0
Reply With Quote
      09-20-2013, 11:20 AM   #15
TeinBMW
Lieutenant Colonel
 
Drives: 2011 335xi Msport, Conv, Tech
Join Date: May 2013
Location: Calgary

Posts: 1,743
iTrader: (1)

Garage List
2011 BMW 335xi  [3.50]
Quote:
Originally Posted by DRock3d View Post
Who are 70
lmfao i was just thinking that..no way your getting insured on a bmw for 75 bucks!
__________________
2011 Le Mans Blue N55 335xi Msport, Convenience, Technology, BMS intake, COBB AP, VRSF Downpipe, PE
TeinBMW is offline  
0
Reply With Quote
      09-20-2013, 12:18 PM   #16
DRock3d
Kraut Driver
 
DRock3d's Avatar
 
Drives: 2007 328i MT
Join Date: Aug 2012
Location: Columbus, Ohio

Posts: 420
iTrader: (0)

Garage List
2007 328i  [0.00]
Quote:
Originally Posted by ericfox11 View Post
I live in downtown Houston, on my own policy. If I was on my parents policy, who were 70, why would I put my payment as an example for the OP to compare to? Sorry for trying to help him out.

And I define "good coverage" as $100,000 Property and $300,000 Bodily Injury, $500 deductible and rental reimbursement.
What things did you do to your insurance agent for that deal
DRock3d is offline   United_States
0
Reply With Quote
      09-20-2013, 01:26 PM   #17
benjlv
Private First Class
 
Drives: 97 m3 & 06 330i
Join Date: Jan 2013
Location: Metro Detroit

Posts: 118
iTrader: (1)

Quote:
Originally Posted by TeinBMW View Post
lmfao i was just thinking that..no way your getting insured on a bmw for 75 bucks!
i pay the same for my 97 m3 in michigan. which has the 2nd highest premiums of the states.

97 m3 $75/month
06 330i $97/month
$100 comp / $500 collision. with no deductible if I'm not at fault. No mileage limit on either car.

$100k/$300k

Im in my upper 20's and have a squeaky clean driving record and a long standing policy with statefarm.
benjlv is offline  
0
Reply With Quote
      09-20-2013, 01:31 PM   #18
taibanl
Brigadier General
 
taibanl's Avatar
 
Drives: BMW
Join Date: Sep 2010
Location: NA

Posts: 3,316
iTrader: (4)

Garage List
2011 335d  [0.00]
Quote:
Originally Posted by TeinBMW
Quote:
Originally Posted by DRock3d View Post
Who are 70
lmfao i was just thinking that..no way your getting insured on a bmw for 75 bucks!
Ha. I pay less than that....and got the car brand new
__________________
taibanl is offline  
0
Reply With Quote
      09-20-2013, 01:40 PM   #19
edirtaynine
Major General
 
Drives: e92
Join Date: Mar 2011
Location: SoCal

Posts: 6,093
iTrader: (0)

comparing a premium of a car in a policy that has multiple cars (2 or more) is so not the same as the premium of a car in a policy that only has that one single car. LOL
__________________
e90post killed plastidip
Just say no to painted stock wheels

jm3as hooks it up
edirtaynine is offline  
0
Reply With Quote
      09-20-2013, 01:53 PM   #20
emackin
First Lieutenant
 
Drives: 2011 335i e90
Join Date: Jan 2013
Location: Va beach Va

Posts: 345
iTrader: (5)

Im 24 I Pay 590 For 6 Months With 1000 Deductable And Full Coverage
emackin is offline  
0
Reply With Quote
      09-20-2013, 02:37 PM   #21
TeinBMW
Lieutenant Colonel
 
Drives: 2011 335xi Msport, Conv, Tech
Join Date: May 2013
Location: Calgary

Posts: 1,743
iTrader: (1)

Garage List
2011 BMW 335xi  [3.50]
Quote:
Originally Posted by taibanl View Post
Ha. I pay less than that....and got the car brand new
whats your coverage like if you dont mind me asking?
__________________
2011 Le Mans Blue N55 335xi Msport, Convenience, Technology, BMS intake, COBB AP, VRSF Downpipe, PE
TeinBMW is offline  
0
Reply With Quote
      09-20-2013, 02:42 PM   #22
ericfox11
Lieutenant
 
Drives: 2009 335i Sedan M-Sport
Join Date: May 2012
Location: Houston, Texas

Posts: 412
iTrader: (0)

Quote:
Originally Posted by TeinBMW View Post
lmfao i was just thinking that..no way your getting insured on a bmw for 75 bucks!
Are you saying I'm wasting my time making up how much I pay for my insurance?

I didn't know credit score played much of a role but I saw someone mentioned it above. And I have nothing on my driving record.

So I guess that's what I did to get a good deal? I'm not sure, a ton of my friends have been converting to Geico though as they generally are the best bang for the buck.
ericfox11 is offline  
0
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 02:07 AM.




e90post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST