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      11-29-2007, 04:47 PM   #23
beemerbird
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Maybe should read all those WDN's then Pete. I'll have a look on the DW&P site tomorrow. Thanks.
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      11-29-2007, 04:55 PM   #24
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WDNs?
There is loads of info out there on t'internet ! I now have an IFA managing my portfolio.
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      11-29-2007, 05:18 PM   #25
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Quote:
Originally Posted by peterg1965 View Post
WDNs?
There is loads of info out there on t'internet ! I now have an IFA managing my portfolio.
WDN lost me as well, but here are a few suggestions, courtesy of our friend Carlos... erm I mean Google.

WDN Waldron Island (Washington state, USA airport code)
WDN Washington Development Network (Washington Economic Development Association)
WDN Water Distribution Network
WDN Waveguide Digital Network
WDN Weatherford Daily News (Weatherford, OK)
WDN Weekly Deranged News
WDN Weekly Discussion Notes
WDN Well Decision Navigator
WDN Western District Net (amateur radio; part of the National Traffic System)
WDN Wewnatrzszkolnego Doskonalenia Nauczycieli
WDN Whip Deflation Now
WDN Williamson Daily News (Williamson, WV)
WDN Willow Drive Nursery, Inc.
WDN Windows Developer Network
WDN Wireless Developer Network
WDN Wireless DirectNet
WDN Women Donors Network
WDN Woodson (runabout boat)
WDN Workforce Development Network
WDN Workplace Diversity Network
WDN World Data Network
WDN World Digital Network Co.
WDN Worldwide Democracy Network
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      11-29-2007, 05:19 PM   #26
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I guess it is W...... D........ Notices ??
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      11-29-2007, 05:23 PM   #27
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Pete, WDN's are weekly departmental notices now sent by e mail. I only read the vacancies TBH. One recently for the PM's office - don't think so. I've currently got FA in relation to an IFA.

Very good Gordon, I could think of others, but modesty forbids.
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      11-29-2007, 07:11 PM   #28
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Helen, please confirm that your are not a tax inspector?
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      11-29-2007, 07:47 PM   #29
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Helen, please confirm that your are not a tax inspector?
Now, now, no need to be nasty to our resident lady by calling her names
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      11-30-2007, 04:30 AM   #30
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Originally Posted by beemerbird View Post
I've currently got FA in relation to an IFA.
Good point, I don't think I've ever met one that isn't pushing one particular product. If they were "Independant" they would all say the same but thay don't.

Regards

Chris
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      11-30-2007, 05:30 AM   #31
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Good point, I don't think I've ever met one that isn't pushing one particular product. If they were "Independant" they would all say the same but thay don't.

Regards

Chris
I would question that, FSA rules are very stringent. The vast majority of complaints actually arise from tied agents not IFAs. I would not necessarily expect them all to say the same. They should cater for the circumstances of each client; ie age,sex, attitude to risk, other investments in place, overall financial aims etc etc. I am not defending them, but the naiviety of the vast majority of people when it comes to financial planning never ceases to amaze me.

I nearly went it alone when it came to setting up my pensions and investments, but I have a lot riding on them and do not have the time to be constantly monitoring and changing, hence I have put my faith in an IFA.
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      11-30-2007, 06:11 AM   #32
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      11-30-2007, 06:44 AM   #33
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The FSA are a disaster.

The Financial Services Act is a joke.

Most of the tied or IFA's I have seen are rubbish.

The life companies are totally crap. You need the 40% tax relief to make up for their incompetence.

You also needed the dividend tax credit to provide any kind of growth in the fund and thanks to that fat, smug, inept tool, Gordon Brown, this has been removed.

A low cost SIPP is the only way to go.
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      11-30-2007, 08:10 AM   #34
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Quote:
Originally Posted by Evil Diesel View Post
The FSA are a disaster.

The Financial Services Act is a joke.

Most of the tied or IFA's I have seen are rubbish.

The life companies are totally crap. You need the 40% tax relief to make up for their incompetence.

You also needed the dividend tax credit to provide any kind of growth in the fund and thanks to that fat, smug, inept tool, Gordon Brown, this has been removed.

A low cost SIPP is the only way to go.
A mate told me our Prime Minister aint even english. Fookin looks its to me
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      11-30-2007, 08:14 AM   #35
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Originally Posted by dxb335d View Post
A mate told me our Prime Minister aint even english. Fookin looks its to me
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      11-30-2007, 08:16 AM   #36
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A mate told me our Prime Minister aint even english. Fookin looks its to me
You are right Carlos, he comes from a far, far, far away place called Scotland.
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      11-30-2007, 08:16 AM   #37
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+10000
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      11-30-2007, 08:47 AM   #38
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A mate told me our Prime Minister aint even english. Fookin looks its to me
I heard that he was one of those Polish immigrants.

I also heard that they were all going to move to Essex and start setting fire to peoples houses.

It's not like the old days ... etc
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      11-30-2007, 09:08 AM   #39
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Thinking about starting up a pension scheme. Anyone know what the basics are or what should be acceptable for a pension? i.e. some companies pay in for you and others dont is there any advantage of this or is this taken out of your tax etc?

Thanks

I'd suggest you seek proper advice for an IFA, not from a BMW forum, the truth is no one can say if a pensions going to be good for you, it's all prediction.
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      11-30-2007, 09:08 AM   #40
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just like the housing marketay
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      11-30-2007, 09:22 AM   #41
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just like the housing marketay
One thing I have learned is that many people who speak with authority on financial matters actually know f8ck all
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      11-30-2007, 09:24 AM   #42
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One thing I have learned is that many people who speak with authority on financial matters actually know f8ck all
what shall i do with that sound bit of advice?
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      11-30-2007, 09:31 AM   #43
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what shall i do with that sound bit of advice?
There is no 'magic' right answer when it comes to financial decisions and in my experience most people who think they know it all just don't.

If you do see an independant financial advisor, bear in mind that he can't predict the future.

Also remember that if he really was a sh*t hot financial whizzkid he wouldn't be wasting time talking to you for a few quids commission here and there, because he would be too busy driving his speedboat round his tax haven, counting his millions and shagging bond girls.

Don't underestimate your own intuition and intelligence, try to find out as much as possible from the experts then take your own advice.
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      11-30-2007, 09:50 AM   #44
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One thing I have learned is that many people who speak with authority on financial matters actually know f8ck all
Especially if they happen to reside at 11 Downing Street, W1.
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