E90Post
 


TNT Racewerks
 
BMW 3-Series (E90 E92) Forum > E90 / E92 / E93 3-series Powertrain and Drivetrain Discussions > NA Engine (non-turbo) / Drivetrain / Exhaust Modifications > A Performance or A Safety Feature?



Reply
 
Thread Tools Search this Thread
      02-21-2008, 01:24 PM   #1
SoYank
Major General
United_States
166

 
SoYank's Avatar
 
Drives: 2009 E90 335i MT
Join Date: Mar 2006
Location: Brighton, Colorado


Posts: 7,503
iTrader: (1)

Garage List
Send a message via Yahoo to SoYank Send a message via Skype™ to SoYank
A Performance or A Safety Feature?

Would an insurance company consider a Limited Slip Differential to be a performance enhancement or a safety enhancement? I think an argument could be raised for either or both. Would adding an aftermarket LSD increase a premium?
__________________
2009 E90 335i Montego Blue Black Leather Burl Walnut 6MT US Spec
SatNav ZPP ZCW 6FL TPMS iDrive PDC HWS Xenons BMW Assist Power Rear Sunshade Logic 7
European Taillights Rear Foglamp OEM Alarm PicoTray DataToys XM-DVR Multi-view Processor
Quaife ATB LSD Short Shift Knob Hartge Anti-Roll Bars AP Racing Front Brakes 19" Style 269
Appreciate 0
      02-21-2008, 02:27 PM   #2
tmoney
First Lieutenant
12

 
tmoney's Avatar
 
Drives: E90 335i
Join Date: Nov 2006
Location: Atlanta, GA


Posts: 335
iTrader: (0)

Garage List
2007 E90 335i  [0.00]
My question is: Would the insurance company know or even care? I don't think they will, and there shouldn't be any increase in your premium.
__________________


E90 335i
- Black Sapphire on Terra // Full M-Tech Kit // Euro clear headlights // Vorsteiner vented hood // Gloss black front grill // Gloss black window trim // Carbon fiber splitters // Carbon fiber trunk spoiler // BMW Performance 19's
Appreciate 0
      02-21-2008, 02:49 PM   #3
tintivilus
Lieutenant Colonel
United_States
25

 
tintivilus's Avatar
 
Drives: E92 335i
Join Date: Sep 2006
Location: Lake County, IL


Posts: 1,826
iTrader: (0)

Garage List
2007 E92 335i  [0.00]
2003 325i  [0.00]
Send a message via AIM to tintivilus
Quote:
Originally Posted by tmoney View Post
My question is: Would the insurance company know or even care? I don't think they will, and there shouldn't be any increase in your premium.
It's a question of coverage. If you want your LSD replaced when your car is totalled out you need to add it to your policy. Allstate refuses coverage (at least in IL) of any "performance enhancing" modifications right off the bat.
Appreciate 0
      02-21-2008, 05:22 PM   #4
judec
born to be turbocharged
Slovakia
20

 
judec's Avatar
 
Drives: Not a bimmer yet
Join Date: May 2007
Location: Slovakia


Posts: 1,347
iTrader: (0)

Send a message via ICQ to judec Send a message via Skype™ to judec
I'm affraid U'll have a hard time convincing anyone your LSD is a safety mod, unless U find s/o really dumb
__________________
Disclaimer: All this message was written with recycled electrons.

Appreciate 0
      02-21-2008, 05:27 PM   #5
epiphone3
Lieutenant Colonel
60

 
Drives: 2013 BMW X3 35i
Join Date: Oct 2005
Location: Calgary


Posts: 1,647
iTrader: (0)

Quote:
Originally Posted by judec View Post
I'm affraid U'll have a hard time convincing anyone your LSD is a safety mod, unless U find s/o really dumb
why? It improves traction. I have considered getting one to improve my car's safety for winter conditions.
Appreciate 0
      02-21-2008, 06:28 PM   #6
montreal red
chris
Canada
213

 
montreal red's Avatar
 
Drives: White Boat
Join Date: Jun 2007
Location: Toronto


Posts: 12,127
iTrader: (31)

Send a message via MSN to montreal red
well you might be able to convince your insurance company but i am sure it'll take a lot of trouble... you might have to show them some sort of "proof" that they improve safety... i am not sure how you will do that.
__________________

Current: 2013 F10 M5 & 2013 GLK350
997.1 GT3RS (gone)
2009 WRX STI (gone)
e92 M3 (gone)
Appreciate 0
      02-21-2008, 06:39 PM   #7
BeMyWife330i
DIMA ZMEY
United_States
16

 
BeMyWife330i's Avatar
 
Drives: B5 S4 avant
Join Date: Apr 2007
Location: Chicago, Illinois


Posts: 496
iTrader: (7)

if u prove its safer, it should lower ur premium
__________________
Appreciate 0
      02-21-2008, 08:08 PM   #8
Ryan@Motorwerks
Captain
24

 
Ryan@Motorwerks's Avatar
 
Drives: 335i Coupe
Join Date: Oct 2005
Location: Houston, TX


Posts: 941
iTrader: (0)

yes to more traction, but it makes the car a little more difficult to handle at the limit.
Appreciate 0
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


All times are GMT -5. The time now is 02:19 PM.




e90post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST