E90Post
 


European Auto Source
 
BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > General E90 Sedan / E91 Wagon / E92 Coupe / E93 Cabrio > Insurance Providers Help



Reply
 
Thread Tools Search this Thread
      04-06-2006, 03:02 PM   #1
Marven
First Lieutenant
Canada
9

 
Drives: 2006 E90 Sedan
Join Date: Feb 2006
Location: TeeDot!


Posts: 349
iTrader: (0)

Garage List
2006 330i  [0.00]
Insurance Providers Help

Hi guys,
Gieco has quoted a 6 month policy at around $700.00. What companies is everyone else using? Ofcourse I am trying to find somewhere a little cheaper or is this a good price?

Thx All!
M.
__________________
Appreciate 0
      04-06-2006, 03:09 PM   #2
KL2DC
Moderator
United_States
194

 
KL2DC's Avatar
 
Drives: E90 328i, E85 Z4 3.0i
Join Date: Jan 2006
Location: DC Metro


Posts: 17,753
iTrader: (22)

Garage List
2011 E90 328i  [0.00]
2006 E85 Z4 3.0i  [0.00]
Send a message via MSN to KL2DC
That's a little high, I got the following from Geico:

BODILY INJURY LIABILITY $300,000/$300,000
RENTAL REIMBURSEMENT $1,500 NON-DED
PROPERTY DAMAGE LIABILITY $100,000 N/A
UNINSURED MOTORIST BODILY INJURY $300,000/$300,000 N/A $
UNINSURED MOTORIST PROPERTY DAMAGE $100,000
COMPREHENSIVE N/A $250 DED.
COLLISION N/A $500 DED.

For $524 and change....I am 30 y/o and wife at 27 y/o .... zip 22302 (your neck of woods)
__________________

Official DC Metro Registry - Current, New & Prospective Area Members Roll Call!
Appreciate 0
      04-06-2006, 03:10 PM   #3
matt0528
Private First Class
United_States
2

 
matt0528's Avatar
 
Drives: '06 330i
Join Date: Feb 2006
Location: San Diego, CA


Posts: 100
iTrader: (1)

i have AAA and i pay $2500 for my 06 BMW and a 97 F250
its expensive but im only 19.
that sounds pretty good ~ $100/mon.
i wish i only payed that much
__________________

2006 BMW 330i // Spark. Graphite // Black Interior w/ Alum.// 15mm Spacers

Sport Package // 162 18" rims // JL 12w6v2 sub // JL 500/1 amp// PMB Hyperwhite Angels
Appreciate 0
      04-06-2006, 03:11 PM   #4
Marven
First Lieutenant
Canada
9

 
Drives: 2006 E90 Sedan
Join Date: Feb 2006
Location: TeeDot!


Posts: 349
iTrader: (0)

Garage List
2006 330i  [0.00]
Thx KL2DC..hmmmm, i'm 36 and so is my wife...wonder why..anyone else?

M.
__________________
Appreciate 0
      04-06-2006, 03:13 PM   #5
Gitta
Kelly's 330i
United_States
5

 
Gitta's Avatar
 
Drives: 330i
Join Date: Feb 2006
Location: E PA


Posts: 413
iTrader: (0)

Garage List
Send a message via AIM to Gitta
Your coverage and deductibles will play a big part in the cost calculation. Try Progressive because they give you several quotes instead of just one. Personally, I use Erie because I get a discount for having home owners through them and I'm paying about $400 less per year than what you were quoted (1k/yr).
__________________
'06 330ix | 6MT | TS-BDL-BW | ZSP | ZPP | heated seats |... mods | cf splitters painted TiAg | spoiler | blacklines | short shift knob | cf trim |
*** winter setup: 17" ASA JH3 & Dunlop WinterSport M3 DSST ***
.
'01 325xi | auto | TS-GDL-BW | ZPP | heated seats |........... mods | spoiler | mudguards | blackout grills | clear lights | halo projector headlights |

Last edited by Gitta; 04-06-2006 at 03:57 PM.
Appreciate 0
      04-06-2006, 03:16 PM   #6
KL2DC
Moderator
United_States
194

 
KL2DC's Avatar
 
Drives: E90 328i, E85 Z4 3.0i
Join Date: Jan 2006
Location: DC Metro


Posts: 17,753
iTrader: (22)

Garage List
2011 E90 328i  [0.00]
2006 E85 Z4 3.0i  [0.00]
Send a message via MSN to KL2DC
Marven: Well thats for a lean 325 auto...yours is a full boat 330. I am not sure if that'll explain the $175 diff, though
__________________

Official DC Metro Registry - Current, New & Prospective Area Members Roll Call!
Appreciate 0
      04-06-2006, 03:43 PM   #7
triton.
Captain
United_States
16

 
Drives: 2009 Honda Fit
Join Date: Sep 2005
Location: Wilmington, DE


Posts: 810
iTrader: (7)

Garage List
2009 FIT  [1.00]
You guys suck, I have Geico and my insurance is 1200 for 6 months.

Quote:
Originally Posted by KL2DC
That's a little high, I got the following from Geico:

BODILY INJURY LIABILITY $300,000/$300,000
RENTAL REIMBURSEMENT $1,500 NON-DED
PROPERTY DAMAGE LIABILITY $100,000 N/A
UNINSURED MOTORIST BODILY INJURY $300,000/$300,000 N/A $
UNINSURED MOTORIST PROPERTY DAMAGE $100,000
COMPREHENSIVE N/A $250 DED.
COLLISION N/A $500 DED.

For $524 and change....I am 30 y/o and wife at 27 y/o .... zip 22302 (your neck of woods)
__________________
2009 GE8 Fit SPORT AT Navi - Blue Sensation Pearl


My E90 OEM Front/Side Bumpers for Sale -Here
Appreciate 0
      04-06-2006, 07:29 PM   #8
Barry626
Captain
United_States
11

 
Drives: Coming: 2012 135i
Join Date: Jun 2005
Location: NY


Posts: 725
iTrader: (0)

Totally depends on your age, where u live & your driving record.
If your under 30? sounds good to me.

I have Geico and pay $988.00 year only 200 deductible.
Fantastic for NY but I have spotless record & driving over 30 years.
Appreciate 0
      04-06-2006, 07:33 PM   #9
shimshimhada
Brigadier General
United_States
78

 
shimshimhada's Avatar
 
Drives: Portal
Join Date: Jul 2005
Location: Portal


Posts: 4,839
iTrader: (2)

I got a quote from progressive for full coverage...~$2000 for 6 months.
Appreciate 0
      04-06-2006, 07:41 PM   #10
SCA
Brigadier General
United_States
63

 
SCA's Avatar
 
Drives: 2006 330i
Join Date: Apr 2005
Location: TN


Posts: 3,019
iTrader: (0)

Garage List
2006 330i  [0.00]
USAA.
__________________
Appreciate 0
      04-06-2006, 07:42 PM   #11
Barry626
Captain
United_States
11

 
Drives: Coming: 2012 135i
Join Date: Jun 2005
Location: NY


Posts: 725
iTrader: (0)

Quote:
Originally Posted by shimshimhada
I got a quote from progressive for full coverage...~$2000 for 6 months.
Progressive was worst company for me when I was checking rates.
They wanted $400.00/year more than Geico. They are freaking nuts!
Appreciate 0
      04-06-2006, 07:42 PM   #12
naveen
New Member
United_States
0

 
Drives: e90 325i , e46 325i
Join Date: Jul 2005
Location: CT


Posts: 22
iTrader: (0)

I am 30 and wife is 26. zip 06810
BODILY INJURY LIABILITY $100,000/$300,000
MECHANICAL BREAKDOWN INSURANCE $250 DED
PROPERTY DAMAGE LIABILITY $50,000
MEDICAL PAYMENTS $3,000
UNINSURED/ UNDERINSURED MOTORIST $100,000/$300,000
COMPREHENSIVE $250 DED/NON DED
COLLISION $250 DED.
EMERGENCY ROAD SERVICE FULL NON-DEDUCTIBLE
RENTAL REIMBURSEMENT $900 NON-DED
Vehicle Total l: $430.50

Hey KL2DC
Did geico offer you the mechanical breakdown 7yr/100k warranty?
__________________
325i Sparkling Graphite , Beige Leatherette , Sports Package,Bi-xenons.
Appreciate 0
      04-06-2006, 07:43 PM   #13
shimshimhada
Brigadier General
United_States
78

 
shimshimhada's Avatar
 
Drives: Portal
Join Date: Jul 2005
Location: Portal


Posts: 4,839
iTrader: (2)

Quote:
Originally Posted by Barry626
Progressive was worst company for me when I was checking rates.
They wanted $400.00/year more than Geico. They are freaking nuts!
I used this student insurance program to get some quotes (very inaccurate), oddly enough Progressive's quote was lower than any of those. I will try Geico next.
Appreciate 0
      04-06-2006, 08:25 PM   #14
JB 330ci
Resident "Spook"
1

 
Drives: 03 330ci, 08 335i, 08 A5,
Join Date: Jan 2006
Location: Baghdad, Iraq/ Columbus, GA


Posts: 117
iTrader: (0)

Quote:
Originally Posted by shimshimhada
I got a quote from progressive for full coverage...~$2000 for 6 months.
Hmm not for me. Mine is about 1400 a year with Progressive. Even though I do everything through USAA they wanted a much higher price for the type of coverage I wanted.
I'm 24 with 2 tickets, single, live in GA
-500 Deductable
- BODILY INJURY LIABILITY $500,000/$1,000,000
PROPERTY DAMAGE LIABILITY $250,000
MEDICAL PAYMENTS $500,000
UNINSURED/ UNDERINSURED MOTORIST $250,000/$250,000
RENTAL REIMBURSEMENT
and a couple other things

Seriously if someone is floating around with minimal coverage on their car and they hit me no way can they cover the payment for my car, my medical bills and any property damage. With the prices of cars, and medical payments so expensive having such low insurance when the accident is your fault is just asking for a lawsuit or a settlement claim.

If they charge more than what the insurance covers...guess where it comes from...you.

All it takes is one time and you are competely out for life facing ridicious medical, property, or injury bills.
Appreciate 0
      04-06-2006, 08:44 PM   #15
shimshimhada
Brigadier General
United_States
78

 
shimshimhada's Avatar
 
Drives: Portal
Join Date: Jul 2005
Location: Portal


Posts: 4,839
iTrader: (2)

Quote:
Originally Posted by JB 330ci
Hmm not for me. Mine is about 1400 a year with Progressive. Even though I do everything through USAA they wanted a much higher price for the type of coverage I wanted.
I'm 24 with 2 tickets, single, live in GA
-500 Deductable
- BODILY INJURY LIABILITY $500,000/$1,000,000
PROPERTY DAMAGE LIABILITY $250,000
MEDICAL PAYMENTS $500,000
UNINSURED/ UNDERINSURED MOTORIST $250,000/$250,000
RENTAL REIMBURSEMENT
and a couple other things

Seriously if someone is floating around with minimal coverage on their car and they hit me no way can they cover the payment for my car, my medical bills and any property damage. With the prices of cars, and medical payments so expensive having such low insurance when the accident is your fault is just asking for a lawsuit or a settlement claim.

If they charge more than what the insurance covers...guess where it comes from...you.

All it takes is one time and you are competely out for life facing ridicious medical, property, or injury bills.
I know.
Appreciate 0
      04-06-2006, 08:57 PM   #16
KL2DC
Moderator
United_States
194

 
KL2DC's Avatar
 
Drives: E90 328i, E85 Z4 3.0i
Join Date: Jan 2006
Location: DC Metro


Posts: 17,753
iTrader: (22)

Garage List
2011 E90 328i  [0.00]
2006 E85 Z4 3.0i  [0.00]
Send a message via MSN to KL2DC
Quote:
Originally Posted by naveen
Hey KL2DC
Did geico offer you the mechanical breakdown 7yr/100k warranty?
Nah...they didn't push it, I'd trade before or soon after the warranty is over. I also decline medical (have my own) and $1m umbrella policy (the only thing they were trying to sell really). I set up the policy through the website and a few days later some lady called trying to push the $1m umbrella policy, on account that she noticed we have a 2006 BMW and that it is a nice car and there are a lot of loonies out there waiting to take advantage

Btw, I see you did pretty well....is that an NJ zip code?
__________________

Official DC Metro Registry - Current, New & Prospective Area Members Roll Call!
Appreciate 0
      04-06-2006, 11:00 PM   #17
CALIF65GM
Colonel
25

 
CALIF65GM's Avatar
 
Drives: e93-35 May08 ED
Join Date: Jun 2005
Location: SF, CA


Posts: 2,041
iTrader: (0)

Garage List
Geez I wish I could get $700 for 6-mths, I'd be on it like bees to honey.
__________________
5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon.

Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock
Appreciate 0
      04-07-2006, 01:27 AM   #18
zamboni
I want to drive a Zamboni
United_States
41

 
zamboni's Avatar
 
Drives: 13 E93 M3 14 F30 335i
Join Date: Mar 2006
Location: Monte Sereno, CA


Posts: 3,208
iTrader: (5)

Garage List
With AAA I'm paying $980 for a year, zip 95030 and Lia/uninsurred/property 500K,collision dec $500.
Appreciate 0
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 06:04 AM.




e90post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST