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      03-10-2008, 04:09 PM   #1
E92TT
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REFINANCE

Hi Guys

Dose anyone knows what's lowest refinance rate out there now? i need to refinance my car and my current rate is 6.5
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      03-10-2008, 04:25 PM   #2
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check bankrate.com
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      03-10-2008, 05:35 PM   #3
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Hi Guys

Dose anyone knows what's lowest refinance rate out there now? i need to refinance my car and my current rate is 6.5
I recommend bank of america their rates were good.
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      03-10-2008, 09:14 PM   #4
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I recommend bank of america their rates were good.
but i am currently financed with BOA, can i refinance with them?
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      03-10-2008, 09:28 PM   #5
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Quote:
Originally Posted by E92TT View Post
Hi Guys

Dose anyone knows what's lowest refinance rate out there now? i need to refinance my car and my current rate is 6.5
Check with Kaiser Federal. It's the credit union for Kaiser Permanente employees but is open to the public. When rates were between 5.5 and 6, I was able to get a 3.99% rate.

They give you discounts for direct deposit and for direct payment from the account.

http://www.kaiserfederal.biz

Call them up and talk to a rep.
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      03-11-2008, 11:04 AM   #6
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Quote:
Originally Posted by e92phreak View Post
Check with Kaiser Federal. It's the credit union for Kaiser Permanente employees but is open to the public. When rates were between 5.5 and 6, I was able to get a 3.99% rate.

They give you discounts for direct deposit and for direct payment from the account.

http://www.kaiserfederal.biz

Call them up and talk to a rep.
Thank bro, will give them a call to see what's their current rate.
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      03-11-2008, 02:09 PM   #7
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Quote:
Originally Posted by e92phreak View Post
Check with Kaiser Federal. It's the credit union for Kaiser Permanente employees but is open to the public. When rates were between 5.5 and 6, I was able to get a 3.99% rate.

They give you discounts for direct deposit and for direct payment from the account.

http://www.kaiserfederal.biz

Call them up and talk to a rep.
I called them and they offer me 5.99 for refinance, is it the lowest?

can i negotiate with them for lower rate?
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      03-21-2008, 12:36 AM   #8
E92TT
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Quote:
Originally Posted by e92phreak View Post
Check with Kaiser Federal. It's the credit union for Kaiser Permanente employees but is open to the public. When rates were between 5.5 and 6, I was able to get a 3.99% rate.

They give you discounts for direct deposit and for direct payment from the account.

http://www.kaiserfederal.biz

Call them up and talk to a rep.
They offered me 4.50% rate, it's 2.0% lower then my current rate. thanks to e92phreak
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      03-21-2008, 12:53 AM   #9
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2% savings in rate, but if you keep the same time frame, how much did that save you?
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      03-21-2008, 01:21 AM   #10
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2% savings in rate, but if you keep the same time frame, how much did that save you?
for 4 years, i saved $1800
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