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      06-22-2009, 02:16 PM   #1
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Drives: 2009 E92 328xi
Join Date: Aug 2006
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What Kind of Deal Am I getting - Good/Bad?

Hey Everyone,

Looking to lease a 328xi Coupe ('09).

Metallic Paint
Premium Pckg
Heated Seats
Auto Transmission
Logic 7

Re: the Lease payments, they include the down payment prior to any dealer fees, tag fees, etc.

I will do a 12k/36 mo.

Dealer 1:
@ 0 down: $650 mo. (I will likely put $7500 down, just wanted this price to compare it to my monthly payments @ $7500 down)

@ 7500 down: $394 (w/o Logic 7). Getting the Logic will add $11 bucks.

Dealer 2:
@ 7500 down: $384 (w/o Logic 7); $394 with Logic 7. (Best Deal I've received)

Dealer 3:
Giving it to me in the $425 range without the Logic I believe. I wouldn't go here. But the money factor they said was .0019. I'm assuming that is the standard for BMW Financial at the moment. The residual (If I recall Correctly) is .161

The Sticker Price of the Car I believe is $47,500ish. Dealer 1 will give it to me at just under $45,000.

Does anyone know how multiple security deposits work? And if you can pay in advance so many months to lower the overall monthly payment? I heard at Mercedes, you could pay up to a year's lease in advance, so in the long run you are saving say $1500. Could I work a little better deal than the numbers I'm getting?

I appreciate if anyone can give me feedback. Thanks!
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      06-22-2009, 02:48 PM   #2
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Drives: bmw
Join Date: Oct 2005
Location: CA

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I don't think those are good deals at all.

$7500 down on a lease? No. Do multiple security deposits if you must.

Take option 1.

$650 a month with 0 down. Still, $650 sounds like a lot for a 328 coupe.
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      06-23-2009, 09:38 AM   #3

Drives: jb '09 328i Coupe
Join Date: Aug 2008
Location: the hudson river

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sounds like a pretty raw deal to me. just got my car 500 over invoice which i felt like was a lot, but i worked w/the guy a few times over the last couple of months and didn't mind throwing him a bone. i wasn't going to be putting any money down on the lease (12k, 36mo) and bank denied cause i never bought a car before so they want 1500 down. prepaying a lease is stupid, like prepaying your rent, why would you do that? keep cash on hand.
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      06-23-2009, 09:40 AM   #4

Drives: jb '09 328i Coupe
Join Date: Aug 2008
Location: the hudson river

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oh and btw, in feb when i worked out the px on a 335xi, my lease payments would have been 657, so you paying 650 on a 328 is out of this world.

i realize i didn't give any parts of my deal to help you compare but i'm doing a 328i, ipod, heated seats, jet black, leatherette, and sport package for 398/mo 36mo. 1500 down for bank reason, other wise only bank fee, sec deposit, 1st mo, and DMV fees were included in COD.
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      06-23-2009, 11:57 AM   #5
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Drives: '73 2002,'12 X5 35d,'03 540iT
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BMW doesn't give you any savings to "pre-pay" your lease payments. There is no advantage to doing this on their end but, if it helps you to do a full term pre-pay because of some write-off, etc. then you might consider it.

Multiple Security Dep. ----- BMW will allow you to buy the MF on the lease down , I believe, a total of .7. One sec dep = 0.1

This will lower your monthly payments betwween 6-8 dollars per deposit/ .1 and you will get all the deposits back at the end of the lease unless you end up owing for some sort of penalty

1988 E28 535is Euro Conversion --- sold
2009 E90 335 6MT --- sold
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