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      11-05-2009, 05:16 PM   #1
leetennis
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Your opinions please

Now at first this ounds like a no brainer but.....

Just bought a 318d m sport 09 for 21995. deposit of 1500 monthily payments of 356pcm for 4 years


Found out last mon, due to a family member now working under a certain group.... i could hand back my car after owning it for 3months obviously lose all my deposit will literally be hand it back and start from scratch.

Get 318d m sport business, so it will now have leather, sat nav and few other bits in a colour i choose brand new 0 deposit for 375pcm for 3years.

Do i or dont i?? If only something delayed me getting the car i have now and i would have had a car of my dreams! Bit narked that i will be giving the car back they will still have made their cut twice!

Yout thoughts please!!!!
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      11-05-2009, 05:19 PM   #2
MIKEYBMW1
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sounds good never heard of that before.
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      11-05-2009, 05:23 PM   #3
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At the end of the day it's your decision, nothing to do with any one else no matter what they say, you still have the ultimate choice to make
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      11-05-2009, 05:26 PM   #4
MIKEYBMW1
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very tempting though I would think.
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      11-05-2009, 05:37 PM   #5
leetennis
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Its soo tempting especially when i can chose something more like the car in my wish list, wanted to cap my payments at 350 but its in someway to greater oportunity to have the choice of car
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      11-05-2009, 05:43 PM   #6
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I would go for it mate , an extra 25 for so much more car , no brainer surely.
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      11-05-2009, 05:52 PM   #7
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feel so ripped off with the car i have now! getting a new one wont make that go away cus i still have had the expenditure regardless what im going for, did really want it in white too with the better sounds could have that to make me feel better!
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      11-05-2009, 05:55 PM   #8
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just put it down to experience Mate , not the end of the World and get your choice of spec/ car.
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      11-05-2009, 05:58 PM   #9
leetennis
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very true, will let you know what i decide, thanks for the help
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      11-06-2009, 03:18 AM   #10
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What's the baloon payment on either deal?

If they are similar this is costing you around 2500 (difference in rental plus loss of deposit).

Question is - does this seem worth it to you?
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      11-06-2009, 04:01 AM   #11
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Personally I would get the 320D instead of the 318D
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      11-06-2009, 09:16 AM   #12
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Quote:
Originally Posted by leetennis View Post
Now at first this ounds like a no brainer but.....

Just bought a 318d m sport 09 for 21995. deposit of 1500 monthily payments of 356pcm for 4 years


Found out last mon, due to a family member now working under a certain group.... i could hand back my car after owning it for 3months obviously lose all my deposit will literally be hand it back and start from scratch.

Get 318d m sport business, so it will now have leather, sat nav and few other bits in a colour i choose brand new 0 deposit for 375pcm for 3years.

Do i or dont i?? If only something delayed me getting the car i have now and i would have had a car of my dreams! Bit narked that i will be giving the car back they will still have made their cut twice!

Yout thoughts please!!!!
How can you hand the vehicle back? Not heard of this option!!!
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      11-06-2009, 12:24 PM   #13
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I dont get this..sorry maybe its just me, so just to clarify

You bought the car for 21995, Deposit of 1500 + 356 per month (48 months), thats 18588??????

you hand it back after 3 months

then you get a new one at 375 for 36 months = 13500????

Do you have an optional payment at the end of this term???
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      11-06-2009, 03:49 PM   #14
leetennis
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Yeah there is an optional final payment, finding out what the final payment is tomo and also which car will have the better value at the end of the term.

If the origal car is costing the same as the new but has started off cheaper then surely I will owe less at the end setting me in a good position to have equity in the car at the end of the term.
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