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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > General E90 Sedan / E91 Wagon / E92 Coupe / E93 Cabrio > CAUTION: Disturbing pictures...



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      10-25-2005, 10:21 PM   #23
longtran
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get the insurance money and get yourself a xi e90. xi in cali? good luck to you.
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      10-25-2005, 10:24 PM   #24
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Quote:
Originally Posted by longtran
get the insurance money and get yourself a xi e90. xi in cali? good luck to you.
My brother in law in northern cal. has an xi but I hardly ever see one down here.
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      10-25-2005, 10:47 PM   #25
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glad your ok man...
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      10-25-2005, 11:33 PM   #26
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damn...i thought my bmw's damage was bad. This is worst!!!
good that u r ok and ur insurance will do the rest.
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      10-25-2005, 11:53 PM   #27
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Ouch sorry, but glad that you're ok.
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      10-26-2005, 12:07 AM   #28
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it hurts just to see the photos.

But glad you are ok! Thats the most important thing!
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      10-26-2005, 12:11 AM   #29
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Glad everythings ok. Its pretty amazing that your body didnt jolt forward into the airbag and dont worry about the car. It can be replaced.
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      10-26-2005, 12:24 AM   #30
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Quote:
Originally Posted by sharp1183
My sister totalled her Eclipse and she pulled out into traffic ...My great aunt just totalled her 2003 Cavalier a few months ago and she too pulled out into traffic
Dude your family can't drive worth shit! Hopefully it's not in your genes. j/j
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      10-26-2005, 01:41 AM   #31
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I did have the adaptive xenons... apparently didn't help much... better tires (non runflats) may have helped though... idk.

I do somewhat hope it's totalled, but I wouldn't be getting a new car soon --my sister's in ecuador for 3 months, so I've got her Jetta for now. I'll get another E90 a little later. If it's not totalled, then I get my car back a little sooner --I just can't justify getting another car right now with a car available to me... before I just had to get a car cuz my old car died.

I don't know what's going on with the insurance still and I don't know if I can buy it back and part it out --it's about 120 mi from my house right now so it's kind of difficult to do parting. But some people have already pm'd me about getting parts. I don't know if I'm going to do that, but when the time comes, I'll let you all know.

Quote:
Originally Posted by StewtheBassman
Whoa man, too bad! Glad you're okay.

Selling the wheels?

Just kidding.

Would adaptive headlights have helped do you think?

I hope it's totalled too, I think a new one would be better.
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      10-26-2005, 01:43 AM   #32
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I slid sideways... so nope. No traction control adjusting. I've felt it kick in in other situations though... hard corners and other slippery surfaces in a straight line. So be careful everyone, that DSC and DTC don't make your car slip-proof!

Quote:
Originally Posted by jomamma
Glad that you're okay. Curious though, did you feel the traction controls kick into action?
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      10-26-2005, 01:45 AM   #33
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Quote:
Originally Posted by Fenianz
WOW glad your Ok.

If they consider the car totalled ......will you get another E90?
YES! DEFINITELY! I LOVE THIS CAR! Hahahahahaah... i was thinking maybe the 330xi (like someone somewhere mentioned)..... but then again the x-drive is kinda meh... and I can't really justify the 330 cuz I don't drive crazy. I thought about a new 5-series too, but for some reason the 3 just seems more appealing right now.
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      10-26-2005, 01:49 AM   #34
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Quote:
Originally Posted by theclay
The only out of pocket expense should be the deductible and your new insurance premium.
Correct, if it's not totalled --if it is, the insurance will settle with the bank, and give me the value of the car minus whatever they used to settle with the bank. Insurance will go up because they already determined I'm at fault. There were no other cars, only the road and myself to blame. I'm not sure if I have to pay a deductable if it's totalled though.
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      10-26-2005, 01:55 AM   #35
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It looks to be totalled. If Geico tries to fix it, don't let them. You do not want that car back.
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      10-26-2005, 02:14 AM   #36
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the car did its job, it saved you!


Indeed. Just a light scratch...glad you are ok.

Yeah...its gonna be a pain having to deal with this. Looks totalled...now just wait for a new one.
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      10-26-2005, 02:37 AM   #37
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Quote:
Originally Posted by maq
It looks to be totalled. If Geico tries to fix it, don't let them. You do not want that car back.
Exactly what I wanted to say. From the pics, it looks like its totalled.
Sorry to say, but you really wouldn't want that car to be fixed.

Hopefully you can get a check for what your E90 was worth(probably alot of $$$$$).
Either get another E90 or try something new.

Honestly, I am surprised you slid so easily(from your story, thats what it sounds like).
I thought E90 would have better control than that. Lost complete
control of the vehicle @ 35mph when its raining. Hmmm.
Doesn't sound any better than a ford focus. I know DSC/DTC
is not a bullet proof system, but come on.

Was it a really narrow turn? Almost a U-turn shaped curve?
and what was the speed limit in that road?

Again, sorry to hear the news. But hey, look at the bright side.
You are fine(thats all it matters) and you might get a brand new car.
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      10-26-2005, 03:51 AM   #38
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I would like to add a few things here:
Lux.sh

No matter what car, no matter what brand of tyres, when it's raining nothing can save you. There is a high chance that in the rain, just as you turned your wheel to take the corner there was a "build-up" of water..the tyres leave the road and the car start slipping. All the suspension and traction control in the world can't help...not even ABS braking.

When driving in normal conditions, you only have about an A4 page of tyre holding you to the road. When it starts to rain, the tyres do their best to "disperse" the water, but essentially you lose ALOT more grip. With wet slippery leaves (that the tyre cannot disperse) there is even less grip. In this very sad case, there was not enough grip to hold the car on the road. The situation is even worse if it's the first hard rain of the season, or hard rain in a while as their is grease and dirt all over the roads.

Since I went on both BMW Advanced Driver Training, and another more technical advanced driver training course - I am petrified to drive in the rain. I reduce my speed drastically. In the clear, that 35mph corner could have easily been taken at 45mph or even 50mph. In the rain, you should take corners below their recommended speed - at say 20mph or even slower.

Near my house we have a nice long curve - In the clear I can take it at 110km/h + with my E90. When it rains, if I take it at 60km/h I feel the car slipping, so I usually slow right down to about 40-50km/h.

Another thing: If anyone has seen accident tests being conducted...most of them are only conducted at 30km/h. This is because above 30km/h - accident forces are so unpredictable, they wouldn't be able to compare tests to determine how safe a car is.


I think in this case the car did it's job very well. It collapsed, and protected you - the driver. If that LA times article is correct, the car should most definately be totaled!! Glad you are ok!

And remeber, if it's raining - drive like an old granny...
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      10-26-2005, 07:33 AM   #39
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All the traction control in the world can't beat the laws of physics.

Glad to hear you're ok.
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      10-26-2005, 07:42 AM   #40
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Now why don't u tell us what REALLY happenned?...he he.

Was 35 mph more like 45 mph? Was the posted speed of the turn more like 25 mph? *joking*

Did u get that "everything was moving in slow motion" feeling?
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      10-26-2005, 08:01 AM   #41
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Glad you are Ok. Thanks for sharing your story. This definitely wake me up and make me more cautious about my driving. I know what you are talking about I was in LA two weekend ago and it rained. Not sure where exactly Sac.

I THINK it is totaled so you should be able to get a brand new ride. (i am not an ajuster either).
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      10-26-2005, 08:08 AM   #42
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So sorry to hear about this - at least you walked away in one piece. I'd be really surprised if they did not total the car, which is good for you!
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      10-26-2005, 08:09 AM   #43
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Hey, this is pretty bad, but as we are all saying - you lived to tell about it. Try to stay positive as possible. Sorry to see what happen to your BMW, but you will drive again!!!
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      10-26-2005, 08:43 AM   #44
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Quote:
Originally Posted by xcalibr
Correct, if it's not totalled --if it is, the insurance will settle with the bank, and give me the value of the car minus whatever they used to settle with the bank. Insurance will go up because they already determined I'm at fault. There were no other cars, only the road and myself to blame. I'm not sure if I have to pay a deductable if it's totalled though.
Sorry to hear about that, that totally sucks!!

Gap insurance is a must-have if you are financing a brand new car. Basically, "gap" insurance covers the gap between the actual value of your car at the time of the accident and the amount you still owe the finance company.

Let's say you paid about $40k for your brand new E90 and financed the total amount. If your car is totalled (which in this case it is) and you don't have gap insurance, your insurance company will only pay you the actual value of the car at the time of the accident (it will have depreciated by then), while you still owe the lender the full amount (the $40k) you financed. If you have gap insurance, it will cover the difference.

Gap insurance is really cheap too, it is only costing me $8 for six months.
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