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BMW 3-Series (E90 E92) Forum
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Golf R Leasedeal
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10-23-2014, 07:22 AM | #89 |
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I am so very tempted by this deal, the cost would be almost the same as my 335i on an annual basis, prob cheaper by the time I factor in servicing and repairs for the BMW.
I just wonder if i'd get bored of the VW though. |
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10-23-2014, 07:30 AM | #90 | |
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The biggest cost of running a 'newish' car is depreciation, followed usually by fuel. The sums you have worked out if for a car that is worth very little, infact if your going to do the whole banger motoring, why on earth would you even bother spending £250 on repairs, and than £170 on servicing (assuming £30 MOT). You can buy a used banger with 12 months MOT for £500, not bother servicing it, and than just buying another £500 when it brakes...Doing that would cost you £2570 per year, assuming a 'new' £500 car every year Why you would want to do that is whole different matter As people have pointed out many times, there is no 'cheap' way to buy/run a new car, the Golf R deal is very good, but its still spending £6k on finance payments over 2 years, at the end of which your need to find another car. If your really financially savvy, the last thing your spend your money on is a car If your really been sensible with money your simply buy a half decent reliable car and run it till it brakes....We bought our diesel Civic nearly 7 years ago now for £13.5K, it was a pre-reg got more toys in than the BMW (and a better sat nav/sound system), its now coming up to 90K, apart from a new battery and regular servicing items its not need a £ extra spending on it....and its still worth £5K from WBAC. I recently worked out including ALL costs...thats depreciation, fuel, insurance, servicing etc, if we were to px/sell the Civic today for £4.5K it will have cost us £120/months all in If we had gone done the lease/pcp deal we will have spent easily double that by having to change cars 2-3 times, along with 2-3 lots of *deposits*. But actually this a car forum, and the topic is about a Golf R....so do anyone here really care that much about sensible running costs??! Running costs of my 335i is FIVE (x5 ) time/months more than our Civic despite it doing about 1/3 the millage, but my wife has now got use to driving the 335, and likes the extra power/comfort....So we're now planning on changing cars soon....Have a guess which car is going, the sensible/economical/practical Honda, or the thirsty/un-reliable/ and surprisingly small booted BMW |
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10-23-2014, 08:44 AM | #92 | |
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Drives: VW T5 Campervan...
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Everyone is concerned with running costs to some degree, unless they have truly exceptional circumstances. The cost of these Golf R deals made me accurately calculate the running costs for my e90 over the past 29 months, just out of interest (I thought it was under £100/month but that was wishful thinking): £112/month exc fuel/insurance/tax (but including all other costs: servicing, MOTs, replacement battery, replacement DSC unit, diagnosis work, new windscreen (excess), new pads and discs, plus £2500 for depreciation worst case.). or £207.44 inc when I include fuel/insurance/tax too. Yes it means I’ve got £££ tied up in an asset which I wouldn’t have with a lease deal, but £112 for a 7-yr old 330i vs £275 for a new Golf R (when you include the initial Golf payment) is a no-brainer for me. I will need tyres in the next 2 years but I don’t expect my cost/month to increase at all as depreciation slows down. F**k me, how boring a post was that?
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10-23-2014, 09:35 AM | #93 |
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God that was some boring shit. good info Ally, Those costs are very reasonable although leaving VED out is a bit cheeky.
On 2 of the 4 BMWs i've owned i've had a four figure bill for a repair. I had a timing chain go on a 1 series producing a £2500 bill and I had some mystery loss of power thing on my recent 125d which threw up a £1400 bill. The first car was bought used and was 1 week past it's AUC warranty when that happened. I got lucky as I knew a DP in the network that owned the BMW franchise and he arranged getting it covered by good will, he also got us a courtesy car for the duration of the repair. The 125d repair was on a 1 year old car so fully covered. Point being, £110pm to run something like a 330i is brilliant. but you are only ever one "bong of expense" away from it possibly doubling your costs (although probably not with a 330i as they are pretty damn reliable). I don't care about having the latest reg or even getting a brand new car ever couple of years. I do like to know exactly what something is going to cost me though and i absolutely despise spending extra money on a car when it doesn't make it go faster or look better or go round corners better. I also value my own time highly and have never enjoyed being without the car and no courtesy car while it gets fixed. Sure you can add AA cover and warranty and all that to a used car but the later is often full of loop holes, with exclusions for age, turbos etc. Plus it also means yet more farting about spending time getting good deals. I guess I'm happy to pay a little more for convenience. I fully understand that i don't need nor will i often be able to use 300bhp to pick the shopping up. it's available, affordable and convenient so i'll have it. There is no right or wrong when you're cursed with being a petrol head, there's only a varying scale of how quickly you throw money away.
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10-23-2014, 10:42 AM | #94 |
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I have not been so lucky with my E90 it seems.
Before I signed up for the lease, I worked out the costs for mine. Total cost per month over the last 28 months excluding insurance & fuel is £232. That's assuming I can get £6000 for it. Autotrader rekons £6.2k but then WBAC is £5.5k. Car is at the garage today for injector work, if Im lucky ill get away with £800. More likely closer to £1000. This is why a lease deal is appealing. A known cost upfront. Espically where I have included maintance. I know exactly what the car will cost me every month. No surprises. So as above, I am prepared to pay a little more for that peace of mind. No dought a second hand car will be cheaper, but it seems you need a certain amount of luck on your side along with a decent garage. The second bit is what I cant seem to find. In all the repairs/serving I have had done over the last 28 months, I must have visited 10 or more different garages. Never quiet finding one that makes me rush back. Looking forward to no longer having to search and ring round the houses any-time something goes wrong. Will see if my outlook on leasing changes once I have actually had one! In theory, I am all on board. |
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10-23-2014, 01:25 PM | #95 |
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Any time I've had a look at lease deals, there is rarely anything that takes my interest.
Anything that I think is a suitable change/upgrade from a 335i costs a fortune apart from the very rare special offer. The Golf R is a good car and the deal is very good, but people are only leasing it because it is cheap. It's not a car they would actually consider otherwise. |
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10-23-2014, 03:11 PM | #96 |
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Yeah, you need to be flexible. But then again you need to be flexible on spec, colour etc even when buying used. The only time you don't is when you have unlimited funds and are factory ordering.
If I was buying a new car at £30k with my own cash I don't know if I'd pick the R. I'd definitely take a look at it but not sure what else for the price suits me better. Then of course there is the fact that it's "the best hot hatch ever" of course, that is if you believe everything you read. http://www.topgear.com/uk/photos/bes...hes-2014-09-17
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10-24-2014, 02:48 AM | #97 | |
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On 10k miles a year I would think that you you'll need no more than 1 service in 2 years, no need for any tyres and brakes - although you may on a Golf R I guess - and anything else that breaks or goes wrong would be under manufacturer warranty anyway. Nobody ever buys a maintenance package on a second hand car, and thats when your more likely to need it so you definitely dont need it on a new car. Obviously you can buy a warranty, but thats different, and only seems to be needed by BMW owners anyway! |
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10-24-2014, 09:31 AM | #98 |
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Good point...
May cancel off the maintenance if I can. Do like the idea of 0 cost. But like you say, probably have minimal costs anyway. Will look into what an R costs to service over 20k. |
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10-24-2014, 11:51 AM | #99 |
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I didn't take out the maintenance package as really you're only spreading the cost (Ie no real savings)...... unless you're unlucky enough to get a puncture but I'll be getting a part worn off eBay if I do!
Paid my doc fee today.... count down begins |
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10-25-2014, 04:20 PM | #101 |
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10-26-2014, 03:55 AM | #102 | |
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Before I signed on the line I hadn't even done much reading on the R nor seen one for real. Been reading some reviews now and saw a couple in the flesh. Very excited now! Hoping VW does fulfil the orders. Got an SLI number, but not sure that holds much value till the car arrives! Changed my deal to non-maintained now too. Will save the £25pcm instead to pay for the 1 service ~10k |
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10-31-2014, 08:14 PM | #105 |
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Just noticed that the offers have ended and there's been a bit of a price hike. Not massive but cheapest has went from £180 to £215 and the deposit has risen accordingly.
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10-31-2014, 11:48 PM | #106 |
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11-01-2014, 02:39 AM | #107 |
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I think CVL are having trouble deciding what price to offer. A 5dr DSG is £215pm yet a 3dr manual is £429pm.
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11-03-2014, 02:36 PM | #110 |
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To be fair there is a lot more to a car that launching it off the line.
It will be interesting to see how long the transmission holds up to the people that try it often enough. How much to replace the clutches in the DSG boxes? |
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