[MEGA]

For me admiral was cheapest.

Make sure you follow all the tips on moneysavingexpert.com - IE tweeking job description, using all the comparison sites and also adding a parent/wife onto the policy as a named driver.

I got my quote down from 1650 last year to 1404 this year! Not bad as everyone's premiums seem to be going up....

Still bloody expensive mind Issue with being young!

[BGM]

there is no 'cheapest' it's different for everyone

these threads should just be closed they are a waste of bandwidth..

just call everyone

[MEGA]

100% right...
Hence why I said "for me..." and also gave tips for HIM to get HIS cheapest quote

[SteveF1]

Insurance is a mind boggling minefield of chaos that's impossible to predict or compare and these comparison sites for me have been nothing but a waste of time.

The biggest insurers seems to have upped their premiums most this year as direct line and aviva quoted £1200 last year and this year for a car one year older they want well over £2500 despite my details being identical apart from an extra year on the NCB! My actual insurer Admiral sent the renewal through £50 cheaper than 2009 but I wanted better. I asked for personal injury to be removed, they argued it was invaluable but immediately took £6 off the £25 price. I also told them I had received a better quote elsewhere and immediately they knocked another 10% off. In the end the renewal went from £825 to £740 without much persuasion.

Admiral cheapest by a mile for me but same can't be said for my missus!

[BGM]

stop crashing and speeding init :P

[parapaul]

Originally Posted by BGM

stop crashing and speeding init :P

If you'd just be kind enough to tell the entire UK, we'd all be having cheaper insurance

There are a couple of reasons insurance premiums have rocketed this year - firstly was last winter, when 99% of people with driving licenses proved that they had little or no ability in judging road conditions , and secondly the insurers themselves have been losing money for years - IIRC their target profit margin is something like 20p on every £1, but due to the stupid number of supposed whiplash claims on top of all the normal repair bills, they're now losing money instead of making it.

[ghosty]

could try running the quote through moneysupermarket, they look at some different insurance companies than confused so something might come up there. its worth 5 or 10mins

[dkan]

Admiral cheapest for me too...with Multicar. Was the cheapest even if i didn't use them for my second car.

[charliesum]

i know we all look at the premium
but what about those who have actually had a claim how was that dealt with?

swift cover for me bloody shocking

elephant : (the guy who hit me insured) rang me - took over claim completely and were fantastic

home insurance more than, were more than good when needed

[BGM]

swift cover are appalling.. i'm with elephant and i'd like to think they'd be a bit better but wouldn't hold my breath..

looks like you had a good experience though, which is nice!

[zltm089]

Originally Posted by ghosty

could try running the quote through moneysupermarket, they look at some different insurance companies than confused so something might come up there. its worth 5 or 10mins

plus one!...