|
|
|
|
|
|
BMW Garage | BMW Meets | Register | Today's Posts | Search |
|
BMW 3-Series (E90 E92) Forum
>
NJ Recommended Insurance companies for 18-22 year olds?
|
|
06-02-2006, 01:45 PM | #23 |
Brigadier General
378
Rep 4,320
Posts
Drives: '07 Z4 M Coupe
Join Date: May 2006
Location: Metro-Detroit
|
You may want to also look into esurance.com. For me they came back lower then both Progressive or Geico.
I'm 23 and have 2 accidents (1 my fault, the other I got t-boned by a woman running a light) and 4 points on my record (2 speeding tix, each for 10mph over), and I'm currently paying $950 for 6 months on my Focus. They said it would be just shy of $1200 for 6 months when I take delivery of my BMW. As everyone's said, a higher deductible will save your monthly cost.
__________________
|
Appreciate
0
|
06-02-2006, 01:48 PM | #24 |
Major General
548
Rep 6,563
Posts |
for me, it also helps to have good credit. My discounts are anti_theft, passive restraints, auto/home, and Ultra preferred (that's from having good credit so they but in in an elite group and prefered customer). I wish I could afford another car so I can get Multiple cars discount. Maybe I be like Ledzep and buy a wagon...
|
Appreciate
0
|
06-02-2006, 02:12 PM | #25 | |
Lieutenant General
417
Rep 12,276
Posts |
Quote:
__________________
I think it is bad luck to be superstitious |
|
Appreciate
0
|
06-02-2006, 02:22 PM | #27 |
Major General
548
Rep 6,563
Posts |
guys/gals, just be thankful that you have insurance. I used to know a few people who could not even buy insurance (No insurance company would do business with them) even if they were to pay the insurance $2000 a month. That some rejection there my friend. So dont drink and drive...
|
Appreciate
0
|
06-02-2006, 03:22 PM | #30 | |
Got Seoul?
116
Rep 2,862
Posts
Drives: 2012 535i MSport
Join Date: Dec 2005
Location: Honolulu
|
Quote:
__________________
Can you say Alooooha?
[SIGPIC][/SIGPIC] |
|
Appreciate
0
|
06-02-2006, 03:23 PM | #31 | |
Private First Class
4
Rep 120
Posts |
Quote:
__________________
Therapy is expensive. Bubble wrap is cheap. The chioce is yours. :rocks:
|
|
Appreciate
0
|
06-02-2006, 03:32 PM | #32 |
Lieutenant
34
Rep 519
Posts |
Geico was cheapest for me in Jersey city, NJ. $2000/year for me (25, married, $1k deductible)
__________________
'14 535i (ED)
Retired: '08 M5, '08 550i (ED), '06 330i |
Appreciate
0
|
06-02-2006, 03:47 PM | #33 | |
Private First Class
61
Rep 158
Posts |
Quote:
$800 A MONTH!!!! that is outragous.....fuccin taxi everyday would be cheaper.....Mercury is laughin all day long......... |
|
Appreciate
0
|
06-02-2006, 03:48 PM | #34 | |
Got Seoul?
116
Rep 2,862
Posts
Drives: 2012 535i MSport
Join Date: Dec 2005
Location: Honolulu
|
Quote:
__________________
Can you say Alooooha?
[SIGPIC][/SIGPIC] |
|
Appreciate
0
|
06-02-2006, 03:52 PM | #35 | |
Private First Class
61
Rep 158
Posts |
Quote:
|
|
Appreciate
0
|
06-02-2006, 04:22 PM | #36 |
Major General
4969
Rep 6,234
Posts
Drives: 2018 340i M Sport
Join Date: Apr 2006
Location: Chicago, Edgewater (via Texas & Tennessee)
iTrader: (0)
Garage List 2018 BMW 340i M Sport [9.38]
2020 BMW M340i xDrive [10.00] 2018 BMW 340i M Sport [8.00] 2006 BMW 330i Sport [4.50] 2004 BMW 330i ZHP [7.25] 2000 BMW 328i [6.00] |
USAA - Generally, must have joined before separation. May be able to join for a limited time following separation. Not automatically eligible due to veteran status.
Officers get the best deal - full membership. Enlisted, current and former dependents are associate members. If you can get USAA, nobody, but nobody can beat them. |
Appreciate
0
|
06-02-2006, 04:41 PM | #37 | |
Lieutenant
34
Rep 519
Posts |
Quote:
__________________
'14 535i (ED)
Retired: '08 M5, '08 550i (ED), '06 330i |
|
Appreciate
0
|
06-02-2006, 11:02 PM | #39 | |
Private First Class
8
Rep 101
Posts |
Quote:
Back when I was planning to buy a 325 (24 y/o) I was quoted $1030/6 months with a $500 deductible on the BMW, and I still had the Volvo on the policy. I only put about 7-8k a year on my Volvo, so I have my average mileage set at 10k when I setup my policy. I would also ask around if someone in your family has access to NJ Manufacturers. That's available to me from work, and I hear they are the absolutely cheapest insurance, better than Geico. They're just a pain to work with because they do everything with paper, where as Geico is quick, easy and electronic. I would also avoid any insurance brokers. My parents bought auto insurance through a broker and they made more money on us then the re-insurance company behind them. When they switched to Geico, they saved almost 4k a year! I hope you find a good deal. I know NJ sucks when it comes to auto insurance costs but its getting better with more companies offering insurance nowadays.
__________________
Monaco Blue 325xi Black'ette, Aluminum Trim, Xenons, Steptronic, Comfort Assist, Cold Weather - Delivered 6/15/2006
|
|
Appreciate
0
|
06-02-2006, 11:27 PM | #40 | |
Got Seoul?
116
Rep 2,862
Posts
Drives: 2012 535i MSport
Join Date: Dec 2005
Location: Honolulu
|
Quote:
__________________
Can you say Alooooha?
[SIGPIC][/SIGPIC] |
|
Appreciate
0
|
Bookmarks |
|
|