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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > UK > UK Off-Topic Discussions > Good reason to 'invest' in tyre insurance



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      07-07-2009, 03:38 PM   #1
beemerbird
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Good reason to 'invest' in tyre insurance

Got a puncture in the offside rear tyre last week and handbook and every tyre supplier emphatically stated NO REPAIR so new tyre fitted.

Nearside rear is down to 3mm, new tyre has 7mm. Porsche recommend no more than 30% wear differential on tyres on the same axle - outcome = another new tyre.

Here's a 'plug' (get it!) for tyre insurance gentlemen.
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      07-07-2009, 03:40 PM   #2
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What would the tyre have cost without the insurance?

It's something I've though about, but not seriously looked into - what's the rough cost p/a?
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      07-07-2009, 03:42 PM   #3
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Thasts normal procedure...

you got 50k car.. surely tyre price dont even figure....
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      07-07-2009, 03:48 PM   #4
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Quote:
Originally Posted by dxb335d View Post
Thasts normal procedure...

you got 50k car.. surely tyre price dont even figure....
£500 is still £500 in anyones books whether you own a £5k, £50k or £500k car. To say it doesn't figure shows some kind of ignorance. Helen's in a privileged position due to working for it not because the cash fell into her lap

(I guess it was around £500 retail per tyre?)
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      07-07-2009, 03:49 PM   #5
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Rear boots are normally £302 but Kwik Fit did the punctured one for £265 all in as he incorrectly quoted me for the wrong tyre but honoured his first quote.

Direct Gap is £109 p.a for 19" wheels. Max payout on any one tyre is £250 upto £1k and 5 claims are allowed. They also cover runflats. They generally base they're quotes supplied by KwikFit, but you can use any supplier of your choice. However, if your supplier says that your tyre costs £300 and KwikFit will supply the same tyre for £270, then Direct Gap will pay out based on the KwikFit quote.

https://www.directgap.co.uk/products...fvua4wodcrpdpw
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      07-07-2009, 03:55 PM   #6
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Quote:
Originally Posted by dxb335d View Post
Thasts normal procedure...

you got 50k car.. surely tyre price dont even figure....
First time I've ever and been told that under no circumstances should any of the tyres be repaired!

£50k Carl - wish it had cost that dear me, I don't know.

Anyhow bloody good tyre those Pirelli P Zero Rosso's - mega sticky!!
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      07-07-2009, 03:56 PM   #7
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+1 carrerasr

If you know your tyres are getting low you can at least 'plan' for the big spend, but punctures are a pain in the ass, and can occur when you least need the outlay

I drive a £50k car but if I had to chuck on a pair of rears tomorrow unplanned I would still be feeling a bit pi$$ed about the spend! Saying that just cos' you drive a high value car, then tyres etc are just small change is a little silly.

I may look into the tyre insurance, sounds a safe bet Helen!
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      07-07-2009, 04:05 PM   #8
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I just got a quote from them £139 for the year not £109 but still worth it and I am just about to purchase it
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      07-07-2009, 04:10 PM   #9
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That's odd Mike, I've just done a quote and it said £139 - must of had an offer on when I did it? Oh well still worth it imo.

Defo. worth considering Paul

Actually Carl - I had an '07 Cayman S to trade in which was still fetching mid thirtes and like I said when I got the Turbo, my Dad 'helped' me buy the car (sound familiar), except your Dad is still alive............so once again, thanks Dad RIP xx
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      07-07-2009, 04:11 PM   #10
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fed up of Being treated like a cant. My time is up here.

I do hope at least some of you appreciated at least some of my posts..

Cheers guys
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      07-07-2009, 04:19 PM   #11
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Oh ffs Carl grow up!!!

Stop acting like one and you won't be treated like one - simple.

Don't be silly. The world doesn't revolve around you or any of us for that matter jesus h!

Good job I chose not to take your comment as a dig or some purile jealousy of someone much older than yourself.

Good job I haven't got fu*king PMT at the mo!!
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      07-07-2009, 04:21 PM   #12
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I aint jealous of you H...

LOL

Listen im fed up of digs from you.
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      07-07-2009, 04:21 PM   #13
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Quote:
Originally Posted by beemerbird View Post
That's odd Mike, I've just done a quote and it said £139 - must of had an offer on when I did it? Oh well still worth it imo.

Defo. worth considering Paul

Actually Carl - I had an '07 Cayman S to trade in which was still fetching mid thirtes and like I said when I got the Turbo, my Dad 'helped' me buy the car (sound familiar), except your Dad is still alive............so once again, thanks Dad RIP xx
still well worth it Helen and I have just paid it so thanks for that great post imo
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      07-07-2009, 04:25 PM   #14
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fuckin Bang out mentioning my dad helen.
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      07-07-2009, 04:26 PM   #15
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Quote:
Originally Posted by dxb335d View Post
I aint jealous of you H...

LOL

Listen im fed up of digs from you.
I DON'T make digs at you so stop making yourself the centre of attention.

I could say I'm sick of your digs at me............you of course would deny.

I get sick of reading about 1/4 mile times but keep quiet so don't even try and single me out...........besides why be so bothered what I say Carl, didn't know you cared tbh. Joke btw.
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      07-07-2009, 04:28 PM   #16
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Quote:
Originally Posted by dxb335d View Post
fuckin Bang out mentioning my dad helen.
Fucking bang out giving opinions about the price of my car etc then...........at least your Dad is still alive!!!!!!!!!!!!!!!!!!!!

Give it a fucking rest NOW.
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      07-07-2009, 04:29 PM   #17
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      07-07-2009, 04:30 PM   #18
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Hey , come on guys ,whats going on here ? we are all really into our cars lets not fall out ,when I joined here a few months ago it was so friendly now all of a sudden things are going pear shaped , Helen started a well worth while thread here don't think she intended on winding anyone up

Lifes way too short people .
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      07-07-2009, 04:33 PM   #19
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Helen, I think what Carl meant was, it's a high performance car so you wouldn't skimp on tyres or cut corners. It just didn't come out quite right.

Carl loves you dearly and often thinks of you and your Porky T when he is blowing his trouser trumpet.
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      07-07-2009, 04:36 PM   #20
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Quote:
Originally Posted by willhollin View Post
Helen, I think what Carl meant was, it's a high performance car so you wouldn't skimp on tyres or cut corners. It just didn't come out quite right.

Carl loves you dearly and often thinks of you and your Porky T when he is blowing his trouser trumpet.
Now thats what we all need a bit of humour
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      07-07-2009, 04:40 PM   #21
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It doesn't matter in the grand scheme of things imo besides which I'm much better at discussing things face to face, so get yer arse up here Carl lol .......anyhow I'll have to see if I can get the same mileage out of them as Carl does his

As for the tyre insurance, wonder how may worn tyres suddenly get punctures...........surely the reduced tread COULD make them more suscesptible to punctures.
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      07-07-2009, 04:45 PM   #22
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Quote:
Originally Posted by MIKEYBMW1 View Post
still well worth it Helen and I have just paid it so thanks for that great post imo
I just got the same £139 quote - might be worth hanging on a few days as these firms often give you a discounted 'last chance' offer.

I have used click4gap before and 10 days after the quote they emailed back with a 15% off if urchased today deal. A colleague at work wanted gap insurance. I told her to try the same, and sure enough, after 10days a 15% discount code was emailed through!

Will be pi$$ed off if I get a puncture now in the next 2 weeks ha ha

What happens if the tyre is 50% worn when you get a puncture - do they only pay half?
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