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BMW 3-Series (E90 E92) Forum
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How to approach neighbour....
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08-07-2014, 03:08 AM | #45 |
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I hope you get it sorted mate! never let this go!
I hoope you have been recording your conversations. He has admitted it was him basically. You can say that if he wants to go through insurance, you firstly have to file a report with the police about it being a hit and run initially. That will also put points and possible court on his licence Say he has that option, or to cough up the money |
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08-07-2014, 04:35 AM | #46 | |
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so without a signed, written confession from the guy sent to his insurance company, saying that he ran into the car, it will be 50/50 |
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08-07-2014, 04:54 AM | #47 |
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I think a word against word will go 50/50 unless you can use those text messages as evidence.
That pay in installments is total BS. Do not do that. You already know the guy is a grade A+ prick. If you even get the first payment that will be it. I would record it with the police now and then tell him you have taken advice from the management company and you want all the money this week or they are going to take the text messages and photos and screw him (even if that is not true). Also I am +1 for a non fault claim making no difference to my premium, actually came down. |
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08-07-2014, 05:23 AM | #48 |
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Sam u do have a Dashcam don't u? Did it capture anything ? The damage was in the front so u might have something mate ?
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08-07-2014, 05:42 AM | #49 |
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Have you contacted the company he works for?
There's a reason why he is offering to pay out of his own pocket rather than let his company insurance deal with the matter, perhaps his company wouldn't be too happy with him being involved in another accident. If our drivers are involved in an accident it's the company who pays the £250 excess, the driver doesn't pay a penny.
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08-07-2014, 11:50 AM | #50 | |||||||
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In this rude world, it will go 50/50 as he can equally say that I damaged his car. It will be my words against his except if court accepts text messages as valid proof. Quote:
Not sure about the courtesy car though... Quote:
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I have set it that when battery voltage reaches 11.7V it stops recording. I parked my car 8pm in the evening and he has done that next morning at 7-8am. I checked all the videos but since battery reached 11.7, dashcam was off. Quote:
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I am being extra careful not to escalate anything yet. I have given him time frame to pay me full amount by Sunday. If nothing happens, I will be reporting it to police and take it further.
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08-07-2014, 12:40 PM | #51 |
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I work in the industry, if you have proof the car was parked then you have no chance of it being settled 50/50. It's a fault claim on his part all day long! He's also admitted it.
You're right in saying some companies load for a non-fault claim - but not all do (We don't) I 100% wouldn't settle for anything apart from full payment. I've heard way too many stories of this sort of thing ending with one payment being made & then being given the middle finger. If you're happy to settle out of insurance then accept nothing but complete payment, and a written receipt. If he won't do that, go down the insurance route without a doubt. If you explain the claims to insurers, you should have no problems. Alternatively PM me at renewal & I'll try and personally help! Jordan |
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08-07-2014, 03:08 PM | #52 |
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I will throw this out there....
Everyone on this forum knows Mak or has had some work done by him or knows someone that has or he has helped with your own projects, and he seems a proper nice guy... From what I can make out he just don't want any grief coming back on his family as he has said this guy is a cock, but he is a cock that lives next to him.... I think he should go down the insurance route as this guy is taking the piss... So I will put up £20 if mak takes it to insurance.... There are a lot of people on here who respect this guy for his knowledge and help... Put ya money where ya mouth is.. even a pound will do... If it goes to insurance and we loose, at least we can sort out his new M1 bumper... I hope you don't take this as any disrespect Mak but I see on here you help so many people - Time for payback... So what do ya think guys - is this a community or what..... |
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08-07-2014, 03:27 PM | #53 | ||
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Many thanks for your help. If it goes down the insurance route and if I struggle on renewal, I will give you shout. And thanks for offering the help. Quote:
Mate, you seems to be a very nice guy and thanks for being so kind. I do not think that any forum member should pay any penny out of their pocket because somebody else made a mistake. Thanks for the offer mate, but as I stated, I will get the money out of that chap or via his insurance. I am just trying to sort it out without involving insurance as the chap assured me that everything will go smoothly. We finally agreed on two payments, one is instant and other on the pay day of this month. He is the only working person in the family and his wife is pregnant again. So, just understood his situation and complied with what he has offered. So hopefully this is the end of this. I will get the bumper repaired after full payment. And will still go for M3 replica bumper and LCI conversion. I was going to change the headlights to LCI anyway, so the scratch will devalue the headlights approx £50-100 which I can let go. I just hope that he learns the lesson and stop messing others with his careless driving. Car is in garage for repair and he already messed with replacement car. Thanks to all of you who tried to help me here. Really appreciate it and love being on this forum as members are very kind and friendly.
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08-08-2014, 06:32 AM | #55 | |
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I am sure that I will deal with him somehow if he tries to be ....
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08-09-2014, 06:45 PM | #57 | |
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08-10-2014, 01:06 AM | #58 |
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Sam is a great guy !, I have had advice on my sons car that he has now sold , I also will donate £20 to the cause where do we send the money ? Paypal address ? or just giving ?.
The guy next door sounds a complete to$$er |
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