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02-22-2011, 12:02 PM | #67 | |
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02-22-2011, 12:02 PM | #68 | |
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Credit, the way to prosperity!
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02-22-2011, 12:03 PM | #69 |
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no not all amex are charge cards, there are revolving amex's. personally, i wouldn't want an amex with revolving lines. it's not accepted worldwide like visa/mc.
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02-22-2011, 12:03 PM | #70 |
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And for Sara's sake, and possibly some other viewers, I'll quickly go over why I hate AMEX with such a passion. again, if you're a 'normal' person.
1. They're accepted nowhere...or rather in my experience, not much more than Discover card is in the states. 2. Their lower tier customer support is not very thrilling. 3. Even if you pay off the balance every month in full, been a customer for years they can and they fucking WILL () cancel your account with no warning. fucking your credit history, and won't respond to any calls. |
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02-22-2011, 12:04 PM | #72 | |
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02-22-2011, 12:05 PM | #73 |
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how does one sign up for an amex charge card? Googling I can only come up with old antiquated posts and can't find anything recent/relevant
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02-22-2011, 12:05 PM | #74 |
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amex isn't awful. for example, i use my amex on large purchases because the rewards are amazing. but then again, i have some special relationships with a few banks that allow me to have a certain color amex free of charge.
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02-22-2011, 12:06 PM | #75 |
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02-22-2011, 12:07 PM | #76 |
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02-22-2011, 12:08 PM | #77 | |
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But I'm not a vendor, so I could be wrong here, they might even have some sort of discount programs or something I'm not aware of. |
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02-22-2011, 12:08 PM | #78 |
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well green, platinum, and centurion are all amex charge cards. the rest are revolving. for example, a lot of big banks (bofa, chase, etc.) offer amex revolving credit cards. they're simply CC's that carry the amex logo that big banks hold your revolving line. it's just another cc. the charge card has some pretty stringent requirements, IE good credit and well established, blemish free history. but being amex plat and up has just about the best rewards anyone can wish for, provided that you have the resources to spend and pay it.
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02-22-2011, 12:10 PM | #79 | |
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yea we do need the yang here. I guess amex isn't that bad when you get to that high echelon. unfortunately the fuckers never let me get to that point. btw I have a discover card 'black' whatdya think about THAT (no it's literally just a black discover card that's monogramed with my initials that I scratched everything off hahahah) |
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02-22-2011, 12:11 PM | #80 | |
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02-22-2011, 12:12 PM | #81 |
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my one childhood friend works with the amex black customers, and some of the stuff they do...it's ridiculous. like having a butler on call for you at any given tie.
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02-22-2011, 12:12 PM | #82 | |
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02-22-2011, 12:12 PM | #83 |
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It's a culturally perpetuated form of slavery. You want a higher score? Take upon more debt, and only keep the balances below 35%, then your score will be higher. The higher the score, the more "trustworthy" you are. If you don't have any revolving debt, you're less trustworthy, you don't want to be less trustworthy. Kenneth Chenault would be very displeased.
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02-22-2011, 12:15 PM | #86 |
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02-22-2011, 12:15 PM | #87 |
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02-22-2011, 12:16 PM | #88 |
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