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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > UK > UK Off-Topic Discussions > Bargain A3 Anyone



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      11-14-2012, 07:29 AM   #1
Sir_Pigley
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Bargain A3 Anyone

Only £1000 so sounds cheap


Bargain A3


Even so seems a bit expensive to me............

Best thing you could do to an A3 really.
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      11-14-2012, 07:49 AM   #2
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Other than using the identity of that car on another stolen car, what reason would you buy that?
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      11-14-2012, 07:56 AM   #3
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"Unfortunately I was uninsured for where the fire was located"

What? Inside and around his car?
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      11-14-2012, 09:10 AM   #4
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Quote:
Originally Posted by Kerr View Post
Other than using the identity of that car on another stolen car, what reason would you buy that?
That was exactly what I thought he was up to.

Would the police take an interest in this?

Any of you Police chaps care to comment?
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      11-14-2012, 09:41 AM   #5
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Gives a whole new meaning to the colour "Burnt Orange"
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      11-14-2012, 10:10 AM   #6
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I am wondering who would pay 1K for this piece of metal?
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      11-14-2012, 10:30 AM   #7
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Originally Posted by makkan00 View Post
I am wondering who would pay 1K for this piece of metal?
Nobody surley? It must be some sort of joke. He would have to pay a couple hundred to get it removed.
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      11-14-2012, 10:35 AM   #8
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So the fire got the car hot enough to buckle steel. But the alloys are pretty much in tact?
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      11-14-2012, 02:18 PM   #9
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it gives the impression that someone misrepresented himself on his proposal form and got found at claims time as fire is a covered peril with no geographic exclusions.

it is unlikely you'd be third party only with a car of that value and you could not get third party/theft only cover without fire.

Wigan you'd want theft cover unless you had a big hungry dog sat in the driver's seat, so the minimum policy would be TPFT. Only reason not to pay: lied on proposal form so policy void or, suspected arson therefore refused to pay.
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      11-14-2012, 02:32 PM   #10
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Crikey - that's some orange peel alright! needs a detail
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      11-14-2012, 03:59 PM   #11
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Reckon its not been declared... someone is gonna buy it .. tow it somewhere.. set fire to it again and claim off it.

The guy will say he sold the car in perfect condition.

In short.. insurance fraud.
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      11-14-2012, 04:11 PM   #12
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Quote:
Originally Posted by RCUK View Post
Reckon its not been declared... someone is gonna buy it .. tow it somewhere.. set fire to it again and claim off it.

The guy will say he sold the car in perfect condition.

In short.. insurance fraud.
He has tried to claim I think. How would he know/assume his insurance was void?

I would imagine the insurance company knows the car is subject of non payment and a complete loss.
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      11-14-2012, 04:23 PM   #13
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I read it that he wasnt insured at the time of the fire??
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      11-14-2012, 04:30 PM   #14
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This Car Oes Me Just Over £4000, Unfortunately I Was Un-Insured For Where The Fire Was Located So My Insurance Was Void & I'm At A Major Loss...

It read as if he had insurance but didn't pay out.

No idea what is going on, but you would be mental/criminal to touch it.
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      11-14-2012, 05:25 PM   #15
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A scrap yard could strip that and make more than £4000 on the parts alone. It all sound a bit fishy to me.
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      11-15-2012, 02:18 AM   #16
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Quote:
Originally Posted by Vaheed1 View Post
A scrap yard could strip that and make more than £4000 on the parts alone. It all sound a bit fishy to me.
You are looking at the before pictures.

The car is completely burned out now.

£1000 for a car I doubt a single part can be saved.
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      11-15-2012, 02:21 AM   #17
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Quote:
Originally Posted by Kerr View Post
This Car Oes Me Just Over £4000, Unfortunately I Was Un-Insured For Where The Fire Was Located So My Insurance Was Void & I'm At A Major Loss...

It read as if he had insurance but didn't pay out.

No idea what is going on, but you would be mental/criminal to touch it.
Probably insure as a garaged car, and was parked on the street or something. Some of my policies have stated that if the car isn't garaged, while at my home address, then it wont be insured.
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      11-15-2012, 03:24 AM   #18
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Originally Posted by xs2man View Post
Probably insure as a garaged car, and was parked on the street or something. Some of my policies have stated that if the car isn't garaged, while at my home address, then it wont be insured.
So if you go to visit someone or even take your car out for a drive and stop for some lunch you are not insured as it is not in your garage?

What if you were driving down the motorway and it set on fire. No insurance as it was not in your garage?

doesn't sound like a very good insurance policy to me.
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