New Insurance Question

bimmergixxer · 03-30-2011, 11:56 AM

I need to renew the car insurance April 9th for the year, but my record becomes clean on April 29th and State Farm and TD claim they cannot give me any leeway to give me better rates. Are there any companies in the GTA that can give me 20 days grace and hence rates with a clean record??? I am willing to also give my bike and home insurance if they are competitive and can help.
Thanks

Astroboy · 03-30-2011, 10:20 PM

Belair did that for me once, like 10 years ago...ticket came up 4 months into new policy, they let me call in at that point and reprice at that time. Not sure if they do it anymore. Is it just a regular ticket? Some places don't count the first ticket so that might be an option. Did you do quotes at the usual places yet? kanetix, smartcoverage, johnson, insurancehotline, etc...

hubble bubble · 03-30-2011, 11:24 PM

You can always cancell your insurance with 30 days notice (or less). T|D doesn't charge any fees to pay monthly so you can renew for April 9, then cancel and re-sign when your driving record is clean.

03-30-2011, 11:56 AM	#1
bimmergixxer Railside Performance 48 Rep 331 Posts Drives: E92 M3 R8 V10 Q5 Join Date: Nov 2009 Location: Railside Performance iTrader: (8) Garage List 2010 Ducati Streetf ... [7.00] 2017 Q5 [0.00] 2017 BMW R NineT Racer [5.00] 2010 Audi R8 V10 Ma ... [0.00] 2008 M3 [10.00]	New Insurance Question I need to renew the car insurance April 9th for the year, but my record becomes clean on April 29th and State Farm and TD claim they cannot give me any leeway to give me better rates. Are there any companies in the GTA that can give me 20 days grace and hence rates with a clean record??? I am willing to also give my bike and home insurance if they are competitive and can help. Thanks
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03-30-2011, 10:20 PM	#2
Astroboy Second Lieutenant 5 Rep 272 Posts Drives: 2013 328i Join Date: Jun 2008 Location: Toronto, ON iTrader: (1)	Belair did that for me once, like 10 years ago...ticket came up 4 months into new policy, they let me call in at that point and reprice at that time. Not sure if they do it anymore. Is it just a regular ticket? Some places don't count the first ticket so that might be an option. Did you do quotes at the usual places yet? kanetix, smartcoverage, johnson, insurancehotline, etc...
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03-30-2011, 11:24 PM	#3
hubble bubble Captain 17 Rep 680 Posts Drives: 2008 335i Join Date: Feb 2009 Location: Calgary, AB, Canada iTrader: (0)	You can always cancell your insurance with 30 days notice (or less). T\|D doesn't charge any fees to pay monthly so you can renew for April 9, then cancel and re-sign when your driving record is clean.
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