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Want a 330d. Got money. But... arrghh.. help!
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01-23-2012, 09:59 AM | #1 |
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Want a 330d. Got money. But... arrghh.. help!
For years I have had company cars and never had to think about this. Now I have a new job, am opting out & need to get something sorted in the next 3 weeks.
I know I want a 330d, touring, m-sport. Preferably auto with paddles. Preferably leather and all the media stuff but not essential. So, got me a budget: Max £400/month & so with some savings & approved on a 6% loan = total spend available £18k. So what would you go for; a high (80k) mileage 09 with a little bit of warranty left? Or a lower mileage 08? Or get on some used PCP/PCH deal and get a newer model but never actually own it? BMW select is what 12% APR? Dunno what I'm asking really this sh1t is doing my head in, I am bouncing around between £15 & 24k here - a good salesman could sell me anything within budget right now! |
01-23-2012, 10:39 AM | #3 |
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For that monthly budget you should be looking at leasing. Its been a popular topic on here recently with some cracking deals on Merc estates and also 6 Series BMW. The later are now much over your monthly budget for a car in excess of 60k and brand spanking.
Given the E91 is being replaced very soon I would have thought you could get a decent deal on an outgoing brand new 330d or 335d. |
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01-23-2012, 11:13 AM | #4 |
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A BMW Insured warranty is about £45 per month for a <60k miles car so you could factor this in to your monthly budget if you plan to buy something. £15k can get you something pretty tidy.
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01-23-2012, 11:14 AM | #5 |
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Think the above is right - if you want to spend £400 a month you could probably get a new one!
at the lower end, 15k would get you a 2-4 year old (depending on mileage) and I would go for one with BMW warranty if you want peace of mind. Mine is a saloon, so not for you, and is up for mid-14s with only 36k miles on it.
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01-23-2012, 11:27 AM | #6 |
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Mate just lease a new 520d or 640d imho for that money per month
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01-23-2012, 12:45 PM | #7 |
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If it helps I had similar sums to do when I bought mine.
In the end I bought (in 2008) a high spec 2 year old 330d msport touring AUC, for about 23k. Nearly 4 years later I reckon its cost me just under £300 a month to own (depreciation around £270/month). The list price new was about £43k, so this seemed to be a good age to buy at the time (first owner depreciation £800/month, though it is probably unlikely they paid list). Leasing can look attractive these days though, and I'd consider it as an alternative.
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01-23-2012, 01:25 PM | #8 |
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Ok, this isnt a sport, but is has sports seats and half leather. Is the later more powerful 330d, and is still just in warranty...
http://www4.autotrader.co.uk/classif...ge/1?logcode=p |
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01-23-2012, 02:31 PM | #9 |
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Thanks people - wow I have looked at the 640D lease deals and they are seriously tempting, not sure if I could stomach £3k a year on insurance but even so I would be quite happy to forget the estate and stick the dogs in the back haha... no idea how they are doing them at this price though there must be a catch?
I have been giving the lease thing some thought anyway, it does make sense for me because I will want to replace in 2 - 3 years for definite. The main problem is I can't find a 330d that is anywhere near in-budget. Plus it's all dead money whereas at least if you buy you can recoup something when you sell it. Hence the quandary. I think I will go into sytner tomorrow give them my budget and see what's possible either way. edowen: I have been looking at that one on autotrader already actually. If I was getting a saloon or coupe I wouldn't be so bothered about the msport aspect but I think the estates really need it visually. Mmn, but that 640 sure is tempting. |
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01-23-2012, 02:46 PM | #10 |
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I paid 23k for my 330d msport saloon 2 weeks ago which is still under warranty and has a nice spec with only 15k on the clock. There were plenty of cheaper options but I really struggle to find one that'd been loved, this was on car that had all covered less than 25k. Good luck.
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01-23-2012, 03:14 PM | #11 |
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Personally I would definitely contract hire, but it depends on the mileage you plan to do in it. They get dis-proportionately expensive once you go above about 15k/yr.
If you are looking at used in the 08/09 vintage you are on the cusp of the pre/post LCI models. If it came down to it, I would take a LCI model with more miles over an pre-LCI model everytime. Good luck with your search |
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