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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > New & Preowned BMW Ordering / Pricing / Tracking Information Forum (including European Delivery) > Holy crap! 0.9% APR on almost all models?!?



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      07-25-2008, 07:17 AM   #1
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Holy crap! 0.9% APR on almost all models?!?

current rates on everything but Z4s are 0.9%. is BMW really doing that bad? makes me want to get a 650 or an M3
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      07-25-2008, 07:57 AM   #2
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how many months is the financing terms for 0.9% apr?
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      07-25-2008, 08:04 AM   #3
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Quote:
Originally Posted by vladinecko View Post
current rates on everything but Z4s are 0.9%. is BMW really doing that bad? makes me want to get a 650 or an M3
I don't believe the M3 is included in the financing
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      07-25-2008, 08:28 AM   #4
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Quote:
Originally Posted by thegeneral101 View Post
I don't believe the M3 is included in the financing
ah, damn it. you're right, it's not even on the list.
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      07-25-2008, 08:32 AM   #5
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Quote:
Originally Posted by vladinecko View Post
makes me want to get a 650 or an M3
So I guess their marketing is working with you. 650 or M3 purchase is still dependent on my income--I'd shop for the best interest rate when I decide to buy, but I wouldn't let the interest rate be the main influencing factor of the buy decision. To me 0.9% at this time on a BMW is nothing more than saying buy this nice furniture 0 down no interest until 2013.
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      07-25-2008, 08:39 AM   #6
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Qualified customers only. Available at participating BMW centers through BMW Financial Services NA, LLC. Applies only to specific models and only for specific model years. 0.9% APR available through 7/31/2008. Subject to credit approval. See participating BMW center for details and vehicle availability.

* Be sure to ask your BMW center about adding an automatic transmission at no cost.


^ Free AT? WTF!!!

0.9% Annual Percentage Rate Offer
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      07-25-2008, 08:43 AM   #7
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only applies to instock dealer inventory models.

exclused M cars, X6, 1 series
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      07-25-2008, 09:02 AM   #8
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Quote:
Originally Posted by LI E90 View Post
only applies to instock dealer inventory models.

exclused M cars, X6, 1 series
ahh theres the catch... you gotta take what they have...
If you're not too picky this is a great deal!
But if you want your bmw built to order then its a no go...
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      07-25-2008, 09:27 AM   #9
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Still, free AT and .09% is an amazing deal.

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      07-25-2008, 10:00 AM   #10
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Quote:
Originally Posted by EastCoast335i View Post
how many months is the financing terms for 0.9% apr?
60 months
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      07-25-2008, 10:15 AM   #11
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Quote:
Originally Posted by LI E90 View Post
only applies to instock dealer inventory models.

exclused M cars, X6, 1 series
maybe just the AT is on in-stock only? i ordered my e93 2 months ago, took delivery yesterday, and got the 0.9% (was originally structured as a lease, but it's too hard to pass up the free money rate. only raised payments by $130/mo on a purchase!)
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      07-25-2008, 10:25 AM   #12
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Quote:
Originally Posted by nautical View Post
maybe just the AT is on in-stock only? i ordered my e93 2 months ago, took delivery yesterday, and got the 0.9% (was originally structured as a lease, but it's too hard to pass up the free money rate. only raised payments by $130/mo on a purchase!)
Now that's a story with a happy ending, and goes to show what timing is all about. You ordered the car you wanted, were going to lease it and waste all those payments, but a 0.9% offer comes along and due to the low interest, for a mere $130/mo. extra, you own it instead. I'm not trying to be funny, that's about the best possible outcome I could imagine! Congrats!

I keep wondering why Citi gives me these 0% no fee balance transfers for 3 mos. at a time. Latest is until 12/01/08. In the old days, I would have gone for it, I mean the card has a 35k limit--would have leveraged and pulled a Jack and the Beanstalk and bought stocks (and lost). If I had been a betting man, I should have paid off my 335 which is at 5.5%--I've had those offers for the entire year of 2008, only 3 mos. at a time. That looks to be about $950 of interest I didn't save....but I don't go for it because I know they would pull the offer at some point. Still, no guts no glory!
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      07-25-2008, 10:33 AM   #13
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Quote:
Originally Posted by LI E90 View Post
only applies to instock dealer inventory models.

exclused M cars, X6, 1 series
Are you pulling info out of your a**? Where does it state that on BMWUSA's page? As the only M that is Excluded is the M3.. Z4M have 1.9

And my salesguy says no prob to have that rate on any qualified ordered car....



http://www.bmwusa.com/Standard/Conte...yyyRi1sAj9Rg==

Or are you talking about BMW canada?
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      07-25-2008, 11:47 AM   #14
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Nice incentive.
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      07-25-2008, 01:51 PM   #15
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m5 and m6 are listed in there, only m3, X6, and 1 series isn't listed...
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Last edited by val3ntin3s; 07-25-2008 at 02:10 PM..
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      07-27-2008, 11:09 PM   #16
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0.9% if you have excellent credit . only reason its that low because they are trying to get rid of all their 08 models for the upcoming 09 models. all dealships are doing bad. nobody really is buying a car, thats why if u have money its a good time to buy now
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      07-27-2008, 11:15 PM   #17
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i wouldve jumped on a ///M3
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      07-27-2008, 11:23 PM   #18
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Quote:
Originally Posted by AWE46M3 View Post
i wouldve jumped on a ///M3
This offer doesn't apply to the ///M3. And besides, look on the bright side. You car gets better mpg and insurance is cheaper.
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      07-27-2008, 11:58 PM   #19
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