Accidents and Mods

Brisk · 10-03-2008, 08:42 PM

Hi,

I'm wondering if anyone can answer this. Let's say you get into an accident that is not your fault. For example you get rear ended and you have an expensive aftermarket mod like the 3d cf diffuser. Will the other party's insurance company pay for aftermarket mods?

Thanks.

40yroldawakening · 10-03-2008, 08:46 PM

yes, they are responsible for putting your car back to condition before accident. Now if its an accident where you are at fault, it depends if you have the extra coverage for the mods on your car. They automatically allow for 1500.00 with most insurance companies.

Brisk · 10-07-2008, 01:25 PM

Quote:

Originally Posted by 40yroldawakening

yes, they are responsible for putting your car back to condition before accident. Now if its an accident where you are at fault, it depends if you have the extra coverage for the mods on your car. They automatically allow for 1500.00 with most insurance companies.

Say I didn't have the extra coverages for the mods, and I'm not at fault, will the other party insurance will need to look into your policy to see if I have the extra coverages? Or regardless the other party insurance must fix the car with the mods?

EZ_TUR90 · 10-07-2008, 01:29 PM

Regardless if you have coverage on your account or not. If the other party has insurance they should be responsible to cover all damage. That includes aftermarket parts. If the other party's insurance company doesn't cover it then you you have to contact your insurance company to fight for the money.

10-03-2008, 08:42 PM	#1
Brisk Private 6 Rep 62 Posts Drives: 2008 335xi Join Date: Jun 2008 Location: Brooklyn, NY iTrader: (1) Garage List 2008 BMW 335xi [0.00]	Accidents and Mods Hi, I'm wondering if anyone can answer this. Let's say you get into an accident that is not your fault. For example you get rear ended and you have an expensive aftermarket mod like the 3d cf diffuser. Will the other party's insurance company pay for aftermarket mods? Thanks.
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10-03-2008, 08:46 PM	#2
40yroldawakening Lieutenant 40 Rep 480 Posts Drives: e90 335i Join Date: May 2008 Location: Chambersburg,PA iTrader: (1) Garage List 07 e90 335i [0.00]	yes, they are responsible for putting your car back to condition before accident. Now if its an accident where you are at fault, it depends if you have the extra coverage for the mods on your car. They automatically allow for 1500.00 with most insurance companies. __________________ Legal Disclaimer: Anything I or anyone else says about my vehicle on this website(e90post.com or any affiliated or nonaffiliated sites), pertaining to modifications, is only to gain acceptance from my/our peers, and does not actually represent anything actually existing on my car, and thus, cannot be held against me in any issues, i.e. warranty claims, that may arise.
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10-07-2008, 01:29 PM	#4
EZ_TUR90 Ez tur90 189 Rep 3,191 Posts Drives: M6 Join Date: Jul 2008 Location: Los Angeles iTrader: (11)	Regardless if you have coverage on your account or not. If the other party has insurance they should be responsible to cover all damage. That includes aftermarket parts. If the other party's insurance company doesn't cover it then you you have to contact your insurance company to fight for the money. __________________
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