Is it worth it to get the tire insurance?

nissan · 05-10-2008, 11:44 PM

Don't pay for the BMW ins. if Paragon provides you coverage in your state. I've had 2 claims w/them so far (within the first mth of signing up) and they are a no-hassle company. It's worth it for $30/yr. They cover upto $350 per wheel which is enough to cover most, if not all, the cost of a new tire + install. The BMW ins. at $600+ is a rip off in light of Paragon IMO.

Solonng · 05-10-2008, 11:49 PM

Do you have a link to their site? Many thanks,

Solonng · 05-10-2008, 11:53 PM

http://www.paragonmotorclub.com/tirewheel/

Solonng · 05-10-2008, 11:54 PM

nevermind, i found it..sad to say but tire wheel protection is not available in FL

e92leon · 05-11-2008, 12:06 AM

i turned it down

PaulBailey@ltbmw · 05-11-2008, 01:02 PM

Quote:

Originally Posted by Solonng

http://www.paragonmotorclub.com/tirewheel/

This insurance sucks.
The maximum benefit for the hughest insurnace they offer only covers up to $1,400 per membership term.
That wouldn't cover one wheel and tire!

Tire & Wheel Automobile Advantage membership protects you with up to $20.00 per occurrence to repair your tire when you get a flat tire due to a road hazard.

If the tire is beyond repair you may replace the tire with a brand new one, up to $350 per occurrence. Also provides $350 for wheel replacement. Maximum benefit for membership term is $1400.

hope335i · 05-11-2008, 08:51 PM

Paragon is the best no hasle less than 25.00 a year

Ph0zenstone · 05-11-2008, 09:45 PM

i don't know man....people are paying between $600-$1300 for this insurance....but you can buy all 4 wheels/tires/tpms on this forum for about $1000k (style 189's).

BuLoOoSki · 05-12-2008, 11:12 AM

I personally think its worth every penny. if you live in somewhere like MA where the roads just cant get any worse, its definitely worth it. the insurance i have covers wheels and tires and changing those RFT's at the dealership costs $422 (thats wat they charged the insurance company). If you planning to get rid of the RFT's or buy a new set wheels then dont bother. but if you planning to stick with the stock wheels and tires then i say its worth it

BuLoOoSki · 05-12-2008, 11:13 AM

the insurance company that i'm covered with covers you up to 3500 for tires and another 3500 for wheels. i dont have their name off my head but if your interested i can find out for u

335Xray · 05-13-2008, 11:22 AM

Quote:

Originally Posted by BuLoOoSki

the insurance company that i'm covered with covers you up to 3500 for tires and another 3500 for wheels. i dont have their name off my head but if your interested i can find out for u

This sounds like the deal I have, offered from the BMW dealer. They quoted me $500 and I haggled to $350 I think.
The awesome thing about the program is that is covers WHAT EVER tire OR rim is on the car. If your have snows on, it covers them, if you put after market tires on, covers them, up to the $$ limit, but then you have WAY made up for spending $350.

Solonng · 05-13-2008, 09:55 PM

the insurance company that i'm covered with covers you up to 3500 for tires and another 3500 for wheels. i dont have their name off my head but if your interested i can find out for u

Can i get the name of this insurance company? I am just skeptical of going to the dealership for tires. Only because i know that they'll rip me off big time. When i had my benz, i almost went broke going to them. After finding an independent mechanic, the cost to maintain a benz was comparable to a honda..Geez how about that.

Solonng · 05-13-2008, 09:56 PM

i hate paying for the fancy building at the dealership also..lol

Haywire · 05-14-2008, 01:55 PM

Here is a good read. It made up my mind. Insurance is a numbers game.

http://www.eioba.com/a4964/tire_insu...azard_policies

They arent going to follow through on a deal like this unless they are going to make money on it in the long run.

05-10-2008, 11:44 PM	#23
nissan Lieutenant 54 Rep 523 Posts Drives: 2015 M6 GC CP Join Date: Mar 2007 Location: DFW iTrader: (4)	Don't pay for the BMW ins. if Paragon provides you coverage in your state. I've had 2 claims w/them so far (within the first mth of signing up) and they are a no-hassle company. It's worth it for $30/yr. They cover upto $350 per wheel which is enough to cover most, if not all, the cost of a new tire + install. The BMW ins. at $600+ is a rip off in light of Paragon IMO.
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05-10-2008, 11:49 PM	#24
Solonng Captain 110 Rep 829 Posts Drives: Monacco Blue 335i coupe Join Date: Apr 2008 Location: Florida iTrader: (0)	Do you have a link to their site? Many thanks,
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05-10-2008, 11:53 PM	#25
Solonng Captain 110 Rep 829 Posts Drives: Monacco Blue 335i coupe Join Date: Apr 2008 Location: Florida iTrader: (0)	http://www.paragonmotorclub.com/tirewheel/
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05-10-2008, 11:54 PM	#26
Solonng Captain 110 Rep 829 Posts Drives: Monacco Blue 335i coupe Join Date: Apr 2008 Location: Florida iTrader: (0)	nevermind, i found it..sad to say but tire wheel protection is not available in FL
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05-11-2008, 12:06 AM	#27
e92leon 我的車車有Turbo&!!! 152 Rep 2,599 Posts Drives: 빠른차 Join Date: Dec 2007 Location: ????? iTrader: (5) Garage List 2008 E92 335i [10.00] 2006 RX-8 (SE3P) [0.00]	i turned it down __________________ Flickr
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05-11-2008, 08:51 PM	#29
hope335i Private 7 Rep 60 Posts Drives: e92, 2007 , jet black Join Date: Apr 2008 Location: michigan iTrader: (1)	Paragon is the best no hasle less than 25.00 a year
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05-11-2008, 09:45 PM	#30
Ph0zenstone Major General 325 Rep 5,370 Posts Drives: 2018 530e X-Drive Join Date: Apr 2007 Location: NY iTrader: (74)	i don't know man....people are paying between $600-$1300 for this insurance....but you can buy all 4 wheels/tires/tpms on this forum for about $1000k (style 189's).
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05-12-2008, 11:12 AM	#31
BuLoOoSki Colonel 749 Rep 2,108 Posts Drives: 2015 BMW M3 Join Date: Oct 2007 Location: Kuwait iTrader: (9)	I personally think its worth every penny. if you live in somewhere like MA where the roads just cant get any worse, its definitely worth it. the insurance i have covers wheels and tires and changing those RFT's at the dealership costs $422 (thats wat they charged the insurance company). If you planning to get rid of the RFT's or buy a new set wheels then dont bother. but if you planning to stick with the stock wheels and tires then i say its worth it
	Appreciate 0 Quote

05-12-2008, 11:13 AM	#32
BuLoOoSki Colonel 749 Rep 2,108 Posts Drives: 2015 BMW M3 Join Date: Oct 2007 Location: Kuwait iTrader: (9)	the insurance company that i'm covered with covers you up to 3500 for tires and another 3500 for wheels. i dont have their name off my head but if your interested i can find out for u
	Appreciate 0 Quote

05-13-2008, 09:55 PM	#34
Solonng Captain 110 Rep 829 Posts Drives: Monacco Blue 335i coupe Join Date: Apr 2008 Location: Florida iTrader: (0)	the insurance company that i'm covered with covers you up to 3500 for tires and another 3500 for wheels. i dont have their name off my head but if your interested i can find out for u Can i get the name of this insurance company? I am just skeptical of going to the dealership for tires. Only because i know that they'll rip me off big time. When i had my benz, i almost went broke going to them. After finding an independent mechanic, the cost to maintain a benz was comparable to a honda..Geez how about that.
	Appreciate 0 Quote

05-13-2008, 09:56 PM	#35
Solonng Captain 110 Rep 829 Posts Drives: Monacco Blue 335i coupe Join Date: Apr 2008 Location: Florida iTrader: (0)	i hate paying for the fancy building at the dealership also..lol
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05-14-2008, 01:55 PM	#36
Haywire Haywire, brand new BMW owner :D 28 Rep 782 Posts Drives: 328i coupe Join Date: May 2008 Location: Ontario iTrader: (0)	Here is a good read. It made up my mind. Insurance is a numbers game. http://www.eioba.com/a4964/tire_insu...azard_policies They arent going to follow through on a deal like this unless they are going to make money on it in the long run.
	Appreciate 0 Quote