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HELP: previous owner owes finance!!!
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06-06-2012, 12:48 PM | #24 |
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06-06-2012, 01:01 PM | #26 |
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[QUOTE=Kerr;12105611]Just to clarify then,
You sister bought a car off someone she did not know. She did not even meet the person selling the car, it was a person on her behalf. She trusted this person who was selling the car on behalf of someone else enough to hand over £9k cash without doing any simple checks. Suddenly after a month you find out the car has finance on it. In that month she went bankrupt and the boyfriend done a runner with the cash and did not bother to report it. The woman has obviously not reported it stolen as the police would come around to your door. It is stolen though as the guy had no consent to take the money for the item. It's part of a crime no matter how you view it. That is a pretty far fetched set of circumstances. As I also said you error was pretty glaring too.[/QUOTE Ok Mr Holmes. Yes she bought the car off the guy not the woman. I have also sold cars on behalf of my partner and also my father without them present. I have also bought a car like this too. Nothing out of the norm really. Yes like an idiot she didn't do an hpi, hence why I was quick to do one as soon as she told me she didn't even know what one was. Yes she has gone bankrupt. I'm not saying it don't sound dodgy but don't wanna lose both the money and car. Just wanna know where we stand. Scams aren't as easy as abc. These circumstances are created for loopholes to wiggle your way out of things. She obviously didn't want to declare the money so could've made it up. Either way It don't help us. The idea of stripping it sound good right now |
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06-06-2012, 01:04 PM | #27 | |
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You said he sold the car without her knowing. That was pretty clear in your post. The doing a runner with the cash came afterwards. I'm sure as soon as she got home from work it would have been clear he had done a runner. |
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06-06-2012, 01:05 PM | #28 |
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06-06-2012, 01:09 PM | #30 | |
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YES and it was a mistake. If instead of helping you wanna make matters worse then there's no point contributing. I asked for help not interrogations. |
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06-06-2012, 01:15 PM | #32 | |
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I was going to suggest similar,but I have my halo to consider There was a very similar thread running on PH fairly recently,suggestions ranged from: selling it on (doing to others,whats been done to you) Hiding the car in a garage somewhere Taking the car across the channel,selling it on Stripping down (as Matt suggested) It's a tough one Kaspa,you could always consider handing yourself into the Police,and taking your sis with you,Kerr already has you down as being guilty! |
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06-06-2012, 01:17 PM | #33 | |
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I'm only pointing out as I see it and asking obvious question. If it does turn up in court I'm sure they will look at the circumstances and might be concerned if witnesses make glaring errors. I hope the solution gets found. The position has already been answered as far as I can see. The finance company still own the car and will obviously want their cash or car back. Likewise I can't understand how the police don't view this as a crime? |
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06-06-2012, 01:18 PM | #34 | |
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I asked some obvious questions. If you read his first post which he later retracted some of my posts would have made more sense to you. |
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06-06-2012, 01:25 PM | #35 | |
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06-06-2012, 01:27 PM | #36 |
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Break it and you will end up in jail. Do not do this. It's unfortunate your in this situation but currently your a victim, you don't want to be classed as a criminal. Just because something illegal has been done to you does not make it ok to go and behave illegally,
Do not panic. You have been ripped off. Hopefully some good may come out of this awful situation. I have read the thread but still unaware to how you know finance is owed?! Just your HPI or has the finance company written to you?
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06-06-2012, 01:37 PM | #37 | |
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06-06-2012, 01:46 PM | #38 |
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So ATM no one is actually chasing you up?
Speak to the finance company.
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06-06-2012, 01:56 PM | #39 |
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06-06-2012, 01:56 PM | #40 |
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hmmm, time to write ur car off in a safe but definate accident. im thinking the car can be reclaimed by the finance company but the payout to you cant be touched by them. your not liable for this other womans debt but they can take the car back. As you never knowingly entered into a contract with lombard so you dont have to abid by its t&c's, the main one being fixing any damage to the car. Ur insurance will see u as the owner of the car as u will have v5 and hopeful a receipt of purchase for the 9k.
This sounds too simple to me, sure someone will point out why it wont work. Only pitfalls are lossing ncb and insurance goin up i can see. cheaper than 9k though.... |
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06-06-2012, 02:01 PM | #41 | |
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06-06-2012, 02:08 PM | #42 |
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I think he meant just writing it off without involving another car.
Sounds like an interesting plan. I've never had a car on finance so don't know much about the claim process. Doesnt the insurance pay off the finance company instead of the vehicle owner? |
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06-06-2012, 02:10 PM | #43 |
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I'm 100% sure that is still illegal too.
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06-06-2012, 02:12 PM | #44 | |
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But I second what Carl wrote up. Bad luck Kaspa!
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