Tracker Options 6 series

jonl1983 · 02-21-2012, 01:10 AM

I will be getting my new 6 in a few weeks and looking at my insurance premium it is more than doubling.

Can any of you recommend what is the best option to go for?

MEGA · 02-22-2012, 08:43 AM

I'd go for a tracker monitor.

Simple tracker fully approved and by the "main men" with this sort of thing...

biscuits · 02-22-2012, 08:46 AM

Depends what you're after... just reducing or being approved by insurance companies... or actually wanting your car back if it gets stolen.

I've just had a Tracker Retrieve fitted to the Z, as Direct Line insisted on one being fitted. It was the cheapest unit and cheapest subscription... but IF I wanted to get the car back after being stolen, I'd go for a pukka one that you can get live location details on-line at any time.

davyk31 · 02-22-2012, 08:52 AM

Do you really want your performance car back after a theft ??? I would go for a Tracker to satisfy the insurance company and spend a bit of a GAP policy therefore a theft of the car wouldn't be so hard to cope with.

biscuits · 02-22-2012, 08:58 AM

Quote:

Originally Posted by davyk31

Do you really want your performance car back after a theft ??? I would go for a Tracker to satisfy the insurance company and spend a bit of a GAP policy therefore a theft of the car wouldn't be so hard to cope with.

+1

creepy coupe · 02-22-2012, 09:44 AM

Quote:

Originally Posted by davyk31

Do you really want your performance car back after a theft ??? I would go for a Tracker to satisfy the insurance company and spend a bit of a GAP policy therefore a theft of the car wouldn't be so hard to cope with.

I would, because either way you will have to claim and not getting it back will result in a trade price. At least if you get it back you can sell it on.Which would be the first thing I did.

Jon. Have you tried other companies? It was cheaper for me to not have one fitted and pay a bit extra each year, then to have one fitted and the yearly subs

davyk31 · 02-22-2012, 10:29 AM

Sell it on after a theft and therefore undoubtably a claim, you won't get it back without some damage. You would be lucky to even get a decent trade price selling a car like that.

Still reckon its best to never see it again.

225_AB · 02-22-2012, 10:38 AM

i think I remember that jon was it on a contract hire / lease deal but I could be wrong. Can I ask a related question if the car is on contract hire do you still need to get a GAP policy?

creepy coupe · 02-22-2012, 10:53 AM

Quote:

Originally Posted by doc_ab

i think I remember that jon was it on a contract hire / lease deal but I could be wrong. Can I ask a related question if the car is on contract hire do you still need to get a GAP policy?

No. but be aware if it's a total lose, the hire company will still want payment for the full term.

creepy coupe · 02-22-2012, 10:57 AM

Quote:

Originally Posted by davyk31

Sell it on after a theft and therefore undoubtably a claim, you won't get it back without some damage. You would be lucky to even get a decent trade price selling a car like that.

Still reckon its best to never see it again.

You don't have to declare stolen unless asked and if damage is light it won't show on the various checks.

jonl1983 · 02-23-2012, 11:54 AM

Cheers for the responses guys. Only looking for a tracker to reduce the premium but will work out if it's beneficial to do this or if it's worth just paying the extra insurance and leave the expense of the tracker etc.

I am going to get a private gap policy. It is on a contract hire and if anything happened I do relieve that the rentals would need paying.

If the car was nicked not bothered about it being retrieved as it is essentially a "hire car" and not my own personal car. Still be annoyed though!!

Only about 4 weeks to go now, going to call the dealer next week to see if there are any updates or if it's coming sooner

335d is back in next week to get the gearbox looked at again!! Glad to see the back of it!

225_AB · 02-23-2012, 01:25 PM

Let me know where you end up getting your GAP from as I will be in the same boat later (unfortunately much later).

shortie · 02-23-2012, 01:46 PM

Have you asked your insurance company if a tracker will actually reduce your premium? I know its different on a 50-100k car compared to a 12k car, but my insurance said a traker had no reduction on premium, it was the same with my last insurance company as well

02-21-2012, 01:10 AM	#1
jonl1983 Lieutenant 21 Rep 482 Posts Drives: F12 640d M Sport Join Date: Mar 2010 Location: South Wales iTrader: (2)	Tracker Options 6 series I will be getting my new 6 in a few weeks and looking at my insurance premium it is more than doubling. Can any of you recommend what is the best option to go for?
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02-22-2012, 08:43 AM	#2
MEGA Dieseasal 204 Rep 6,881 Posts Drives: LCI E92 335d M-Sport Join Date: Jan 2009 Location: Harrow, London iTrader: (2)	I'd go for a tracker monitor. Simple tracker fully approved and by the "main men" with this sort of thing... __________________ Previously: 2003 Peugeot 206 1.6 8v \| 2006 E90 320d M-Sport, 19" BBS CH, Full Ice-cold JL audio install, August 2010 Total BMW 6 page feature car. \| 2003 Nissan 350Z GT Coupe 286BHP Now:2010 E92 LCI 335d M-Sport
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02-22-2012, 08:46 AM	#3
biscuits Dimmer than a dim thing 80 Rep 1,291 Posts Drives: M4 GTS, EQC, X5 40d, simrig Join Date: Oct 2008 Location: UK iTrader: (0) Garage List 2016 BMW X5 (F15) 4 ... [0.00] 2016 BMW M4 GTS [10.00]	Depends what you're after... just reducing or being approved by insurance companies... or actually wanting your car back if it gets stolen. I've just had a Tracker Retrieve fitted to the Z, as Direct Line insisted on one being fitted. It was the cheapest unit and cheapest subscription... but IF I wanted to get the car back after being stolen, I'd go for a pukka one that you can get live location details on-line at any time.
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02-22-2012, 08:52 AM	#4
davyk31 Major General 1042 Rep 6,946 Posts Drives: Macan GTS :-) & F40 M135i Join Date: Sep 2009 Location: Northern Ireland iTrader: (0)	Do you really want your performance car back after a theft ??? I would go for a Tracker to satisfy the insurance company and spend a bit of a GAP policy therefore a theft of the car wouldn't be so hard to cope with.
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02-22-2012, 10:29 AM	#7
davyk31 Major General 1042 Rep 6,946 Posts Drives: Macan GTS :-) & F40 M135i Join Date: Sep 2009 Location: Northern Ireland iTrader: (0)	Sell it on after a theft and therefore undoubtably a claim, you won't get it back without some damage. You would be lucky to even get a decent trade price selling a car like that. Still reckon its best to never see it again.
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02-22-2012, 10:38 AM	#8
225_AB Major 65 Rep 1,377 Posts Drives: M235i Join Date: May 2010 Location: buckinghamshire iTrader: (1) Garage List 2014 M235i [0.00] 2009 BMW 330D [0.00]	i think I remember that jon was it on a contract hire / lease deal but I could be wrong. Can I ask a related question if the car is on contract hire do you still need to get a GAP policy?
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02-23-2012, 11:54 AM	#11
jonl1983 Lieutenant 21 Rep 482 Posts Drives: F12 640d M Sport Join Date: Mar 2010 Location: South Wales iTrader: (2)	Cheers for the responses guys. Only looking for a tracker to reduce the premium but will work out if it's beneficial to do this or if it's worth just paying the extra insurance and leave the expense of the tracker etc. I am going to get a private gap policy. It is on a contract hire and if anything happened I do relieve that the rentals would need paying. If the car was nicked not bothered about it being retrieved as it is essentially a "hire car" and not my own personal car. Still be annoyed though!! Only about 4 weeks to go now, going to call the dealer next week to see if there are any updates or if it's coming sooner 335d is back in next week to get the gearbox looked at again!! Glad to see the back of it!
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02-23-2012, 01:25 PM	#12
225_AB Major 65 Rep 1,377 Posts Drives: M235i Join Date: May 2010 Location: buckinghamshire iTrader: (1) Garage List 2014 M235i [0.00] 2009 BMW 330D [0.00]	Let me know where you end up getting your GAP from as I will be in the same boat later (unfortunately much later).
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02-23-2012, 01:46 PM	#13
shortie Lieutenant 48 Rep 573 Posts Drives: BMW 320i M sport Join Date: Feb 2012 Location: West Midlands UK iTrader: (0)	Have you asked your insurance company if a tracker will actually reduce your premium? I know its different on a 50-100k car compared to a 12k car, but my insurance said a traker had no reduction on premium, it was the same with my last insurance company as well
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