BMW Performance insurance

RaPiDneSs · 12-16-2010, 01:09 PM

Did any of you receive a letter from BMW offering this insurance??

I pay alot for my 328.. payed like 1400 for 6 months..totally is raping my pockets... says i can save up to 400..called and it only saves me around 134...but atleast they replace everything with OEM parts.. i currently have Geico btw.

MKR_DmD · 12-16-2010, 01:16 PM

I got a quote from them when I first got my car. They were super expensive over State Farm, so I stated with State Farm.

csav330 · 12-16-2010, 02:15 PM

Wow...I pay less than that my 330 and my Honda.

Bulldog 6 · 12-16-2010, 02:55 PM

Yeah I got the letter too I have USAA no one else could touch their rates.

B3AST · 12-16-2010, 03:07 PM

Damn you guys pay some high premiums....for full coverage on my 335i and my wifes civic I only pay $128 a month (GEICO). WTF?

TENCHI · 12-16-2010, 03:28 PM

I have lib mutual....

for my e90 and a 08 ford escape I pay $$112 a month for me and my inexperienced driver wife.

BimmerRob · 12-16-2010, 03:33 PM

so... being married lowers your premium?

TENCHI · 12-16-2010, 03:35 PM

Quote:

Originally Posted by e92hobear

so... being married lowers your premium?

supposedly it does.....but I was surprised in my case since my wife was just licensed in the US. Technically she is as green as a senior in HS.

pantherfan69 · 12-17-2010, 12:21 PM

yea rates are insane, i have a to pay in the neighborhood of 240 bucks a month for myself (just got the 22 years of driving experience credit), and my "inexperienced wife" who didnt care about getting her drivers license until she hit 29 hehe. This is being in NC, which should be a lower rate state, when i lived in atlanta the premiums were even higher! That covers a 2011 bmw 335d, and a 2004 toyota 4 runner limited.

In that 22 years of driving, i have had 1 accident, which was 5 years ago, my wife has had none. Neither of us have a single point on our license or insurance, I tried getting competitive quotes and everyone else was much higher!

LorenzoTij · 12-17-2010, 12:37 PM

Quote:

Originally Posted by RaPiDneSs

Did any of you receive a letter from BMW offering this insurance??

I pay alot for my 328.. payed like 1400 for 6 months..totally is raping my pockets... says i can save up to 400..called and it only saves me around 134...but atleast they replace everything with OEM parts.. i currently have Geico btw.

Wow! That's pretty high! I own two beemers: 2006 325xi, 2001 325Ci and 2003 Nissan Frontier and I pay about $135 p/month.

You need to shop around.

Potty_Pants · 12-17-2010, 12:44 PM

I had LM for quite awhile... and had it thru my G35 days...

when i changed to the 335i e90... my LM insurance went up at least $600 a year....

I switched to Alstate and it was $100 or $200 less then what it was with LM and G35.
(if you can understand my jibberish)

ppp

Bulldog 6 · 12-18-2010, 12:43 AM

Quote:

Originally Posted by e92hobear

so... being married lowers your premium?

Quote:

Originally Posted by TENCHI

supposedly it does.....but I was surprised in my case since my wife was just licensed in the US. Technically she is as green as a senior in HS.

Quote:

Originally Posted by sf_loft

Location, marital status, age, and occupation among other things determine your premium. My rates jumped $200 just by moving from one zip code to another.

What he said!

OnlyTruth · 12-18-2010, 01:17 AM

Tried them once, they could not beat my current quote at that time.
Generally hate insurance companies, eager to collect the premium money they look for every way possible to stiff you.

RaPiDneSs · 12-18-2010, 03:38 AM

im about to be 23 yrs old.. have been involved in an accident (other parites fault, but i was not carrying an insurance at the time).. also caught speeding 45 on a 30 when i had no license..commute in the bay area... so yea.. that's why it must be expensive

but im going to shop around.. dont want to pay another 1k.. i rather pay monthly.

Drivaar · 12-18-2010, 07:50 AM

Depends a LOT on what annual mileage you're quoting, and your coverages... people skimp a lot on those and get really low rates.

pits200 · 12-18-2010, 07:59 AM

Quote:

Originally Posted by RaPiDneSs

im about to be 23 yrs old.. have been involved in an accident (other parites fault, but i was not carrying an insurance at the time).. also caught speeding 45 on a 30 when i had no license..commute in the bay area... so yea.. that's why it must be expensive

but im going to shop around.. dont want to pay another 1k.. i rather pay monthly.

Like they say on ESPN, "Come on Mannn!" What do you expect with a track record like yours and you're a male. High risk age with high risk driving record = high rates.

My wife and I have an 09 335xi & 07 g35, pay $640 for 6 months.

Depending on the insurance company it's sometimes worth it to pay 6 months in advance because there is a pretty significant discount vs paying month to month.

OnlyTruth · 12-18-2010, 01:41 PM

Quote:

Originally Posted by RaPiDneSs

im about to be 23 yrs old.. have been involved in an accident (other parites fault, but i was not carrying an insurance at the time).. also caught speeding 45 on a 30 when i had no license..commute in the bay area... so yea.. that's why it must be expensive

but im going to shop around.. dont want to pay another 1k.. i rather pay monthly.

Speeding 15 over the limit gives you about 25% increase in premium, tracked for 3 years; accident too can give a major increase. So stay put for 3 years now, nothing you can do.

Bf1313 · 12-18-2010, 11:01 PM

Wow. Some of your rates are crazy. With Geico, I only pay $120 a month for my 328 and a Tahoe. With extra coverage and I live and commute in the bay area. Both my wife and I have 1 ticket.

doggiedog · 12-18-2010, 11:32 PM

My insurance rates in NJ seem to go up every year instead of down. NJ is probably the most expensive state in the country.

Tondtar · 12-19-2010, 12:05 AM

I had a pretty good deal with Ameriprise (AMEX Insurance) until my tickets caught up with it. They screwed me up by almost doubling my premium. So, I switched to eSurance recently. The premium is still kind of high but there's less of "getting raped" feeling at least.

http://www.esurance.com/Welcome/Home/HomePage.aspx?

BimmerRob · 12-19-2010, 04:09 AM

Quote:

Originally Posted by Bulldog 6

What he said!

ty... you've contributed greatly.

12-16-2010, 01:09 PM	#1
RaPiDneSs Private First Class 4 Rep 153 Posts Drives: E90 328i Join Date: Aug 2010 Location: Stockton, CA iTrader: (0)	BMW Performance insurance - Liberty Mutual Did any of you receive a letter from BMW offering this insurance?? I pay alot for my 328.. payed like 1400 for 6 months..totally is raping my pockets... says i can save up to 400..called and it only saves me around 134...but atleast they replace everything with OEM parts.. i currently have Geico btw.
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12-16-2010, 01:16 PM	#2
MKR_DmD Lieutenant 6 Rep 494 Posts Drives: 16 Jeep Cherokee Join Date: May 2010 Location: Germany iTrader: (3)	I got a quote from them when I first got my car. They were super expensive over State Farm, so I stated with State Farm.
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12-16-2010, 02:15 PM	#3
csav330 Private 2 Rep 53 Posts Drives: 330i Join Date: Nov 2010 Location: Madison, WI iTrader: (0)	Wow...I pay less than that my 330 and my Honda.
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12-16-2010, 02:55 PM	#4
Bulldog 6 The Logistician 69 Rep 799 Posts Drives: 2022 230i M-Sport Join Date: Feb 2007 Location: Richmond, VA iTrader: (0) Garage List 2007 328i E90 [0.00]	Yeah I got the letter too I have USAA no one else could touch their rates.
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12-16-2010, 03:07 PM	#5
B3AST Captain 21 Rep 634 Posts Drives: with a huge grin (E90) Join Date: Nov 2008 Location: Houston, TX iTrader: (1)	Damn you guys pay some high premiums....for full coverage on my 335i and my wifes civic I only pay $128 a month (GEICO). WTF? __________________ "All fixed set patterns are incapable of adaptability or pliability. The truth is outside of all fixed patterns." -Bruce Lee
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12-16-2010, 03:28 PM	#6
TENCHI Lieutenant 53 Rep 552 Posts Drives: '19 G12, '17 E300 Join Date: Feb 2006 Location: Seattle iTrader: (0)	I have lib mutual.... for my e90 and a 08 ford escape I pay $$112 a month for me and my inexperienced driver wife. __________________
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12-16-2010, 03:33 PM	#7
BimmerRob Lieutenant 47 Rep 486 Posts Drives: F36 435i xDrive Join Date: Jul 2010 Location: SoCal iTrader: (2)	so... being married lowers your premium? __________________ FOR SALE - 2014 Scion FR-S 6 spd, 27,000 ODO $17k pm me 2010 e92 Mojave Metallic - farewell old friend /2013 2015 435i xDrive Gran Coupe Sparkling Brown \| Cocaine White interior \| JB4 \| BMS Intake \| Wagner Intercooler Evo I \| VRSF Downpipes \| ER Chargepipes
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12-17-2010, 12:21 PM	#9
pantherfan69 Private 0 Rep 97 Posts Drives: 2011 335D M-Sport Join Date: Oct 2010 Location: North Carolina iTrader: (0) Garage List 2011 335D [0.00]	yea rates are insane, i have a to pay in the neighborhood of 240 bucks a month for myself (just got the 22 years of driving experience credit), and my "inexperienced wife" who didnt care about getting her drivers license until she hit 29 hehe. This is being in NC, which should be a lower rate state, when i lived in atlanta the premiums were even higher! That covers a 2011 bmw 335d, and a 2004 toyota 4 runner limited. In that 22 years of driving, i have had 1 accident, which was 5 years ago, my wife has had none. Neither of us have a single point on our license or insurance, I tried getting competitive quotes and everyone else was much higher! __________________ 2011 Black Sapphire 335D M-Sport pkg, Premium Pkg, Nav, Harmon Kardon /L7 sound, Sirius/XM, Ipod/Iphone integration , convenience pkg, Comfort Access, power sunshade
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12-17-2010, 12:44 PM	#11
Potty_Pants Colonel 66 Rep 2,189 Posts Drives: 2012 Genesis Sedan Rspec Join Date: Apr 2007 Location: Southern NJ iTrader: (0)	I had LM for quite awhile... and had it thru my G35 days... when i changed to the 335i e90... my LM insurance went up at least $600 a year.... I switched to Alstate and it was $100 or $200 less then what it was with LM and G35. (if you can understand my jibberish) ppp __________________ Olds Starfire > Chevy Malibu > Isuzu I-mark RS & Honda Magna 500 > Grand Am GT & YSR50 > Nissan Maxima & Ninja 750 > X-Wife > Hyundai Excel > Honda Prelude > Honda Accord > Honda Prelude & Ninja 250> Infiniti G35 > E90 335i > Hyundai Genesis Rspec, Hyunadai Sonata > Kia Sorento > Honda CRV-EX
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12-18-2010, 01:17 AM	#13
OnlyTruth Lieutenant 17 Rep 547 Posts Drives: 2011 535 iX Join Date: Oct 2007 Location: NY iTrader: (3)	Tried them once, they could not beat my current quote at that time. Generally hate insurance companies, eager to collect the premium money they look for every way possible to stiff you. __________________ 2011 535 iX lemoned
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12-18-2010, 03:38 AM	#14
RaPiDneSs Private First Class 4 Rep 153 Posts Drives: E90 328i Join Date: Aug 2010 Location: Stockton, CA iTrader: (0)	im about to be 23 yrs old.. have been involved in an accident (other parites fault, but i was not carrying an insurance at the time).. also caught speeding 45 on a 30 when i had no license..commute in the bay area... so yea.. that's why it must be expensive but im going to shop around.. dont want to pay another 1k.. i rather pay monthly.
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12-18-2010, 07:50 AM	#15
Drivaar Lieutenant 73 Rep 463 Posts Drives: BMW Join Date: Aug 2010 Location: Earth iTrader: (0)	Depends a LOT on what annual mileage you're quoting, and your coverages... people skimp a lot on those and get really low rates.
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12-18-2010, 11:01 PM	#18
Bf1313 New Member 1 Rep 25 Posts Drives: 328i Join Date: Dec 2010 Location: Bay Area iTrader: (0)	Wow. Some of your rates are crazy. With Geico, I only pay $120 a month for my 328 and a Tahoe. With extra coverage and I live and commute in the bay area. Both my wife and I have 1 ticket.
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12-18-2010, 11:32 PM	#19
doggiedog Captain 36 Rep 757 Posts Drives: 09 E90 335i 6MT SG/BL Join Date: Nov 2008 Location: Fort Lee, NJ iTrader: (0)	My insurance rates in NJ seem to go up every year instead of down. NJ is probably the most expensive state in the country.
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12-19-2010, 12:05 AM	#20
Tondtar 12 yr old Juvie 1076 Rep 881 Posts Drives: His Mom Crazy Join Date: Apr 2008 Location: El Lay iTrader: (2) Garage List 2008 (RIP in 2011) ... [0.00]	I had a pretty good deal with Ameriprise (AMEX Insurance) until my tickets caught up with it. They screwed me up by almost doubling my premium. So, I switched to eSurance recently. The premium is still kind of high but there's less of "getting raped" feeling at least. http://www.esurance.com/Welcome/Home/HomePage.aspx?
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