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BMW 3-Series (E90 E92) Forum
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2009 E92 335i Lease Quote Question...Please Help
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08-31-2009, 07:23 PM | #1 |
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2009 E92 335i Lease Quote Question...Please Help
Hey guys looking to lease a 2009 335i coupe. Let me know if all these numbers look good because I am no expert.
First- The car has Auto with Paddles...Nav, Prem, Sport, Ipod, Heated Seats...Alpine/Coral MSRP-51650 Capitalized Cost 48131.53 Total Drive off 7500(BMW is putting down 2500 as a promotion) Monthly Payment After Takes 516.56 Thanks Guys Hope for the fast replies |
08-31-2009, 09:13 PM | #2 | |
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You're putting 5,000 out of your own pocket down? That seems like an awful lot. You should pocket 3500 of it, and bank it, and then pay the higher monthly fee with that 3500 in your bank account instead. This way here you don't lose it if you should get into an accident and total the car . Or look into putting more security deposits on the car, at least you get those back if you take care of it. 5K down is an awful lot for a lease. Monthly payments and money down are proportional, so what you don't put down, you have to offset the higher payment. |
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08-31-2009, 11:26 PM | #3 |
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thanks for the advice
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09-08-2009, 08:01 AM | #5 |
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I'm certainly no expert on this, and I know leases are negotiable as well as the price paid for the vehicle when leasing, but in my experience as a rule of thumb you can count on about 10% down and a monthly payment about 60% of what it would cost to purchase the car outright. This is without any specialy "promotions" or breaks on the finance rate, etc. As an example a 40K car with 0 down and an interest rate of around 5% would cost roughly $800 bucks a month for 60 months. To lease the same car with $4000 down your payment would be around $500 per month for a term of something like 36 months. These are just rough estimates.
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