[Asiann]

Originally Posted by Nemo 1

Asiann, bro... I talked to the phone operator and even wrote USAA an email with a link to the web site showing there competitors lower rates... every time USAA said "NO... the rate is 6.1 no matter how much you do or don't put down." Understand that you're talking to a telephone service rep, NOT an underwriter for USAA loans. What you need to do is come with in a "breath" of finalizing the loan and sait "you know I'm looking at the Community Bank of America Website and they are advertising a 5.13 interest rate with automatic withdrawl".... if you've been polite with the service rep (more importantly have good credit) they will usually carry that message to underwriter for approval right then and there. I believe the underwriters are allowed to deviate 1.0%... good luck dude worked for LJ35RDR and I.

Oh I know that you can talk them the underwriters down a bit and you get a better deal by apply over the internet than by phone anyway so I heard. Yes, good-great credit will take you far and obviously you guys have that as well so great job on both your efforts and enjoy yourself in Germany!