Insurance

fulcrum · 02-22-2012, 02:34 PM

Dumped Marks and Spencers after a row about winter wheels tyres and the fact they wanted £705 this year. Sainsburys - no problems about winter tyres, happy to use BMW approved body shops etc £363 with free breakdown cover - not that I need that. £450 total excess.

For a LCI 2010 e92 M sport 330i

And a 1000 Nectar points and double points for 2 years.

Bargain

makkan00 · 02-22-2012, 04:07 PM

Excellent deal.
What sort of NCB do you have and how many years of experience?
I guess I am paying too much.

fulcrum · 02-22-2012, 04:11 PM

36!

I am old. But

Max NCD -its protected - minor, fault accident 4 years ago. No points - at the moment.

makkan00 · 02-22-2012, 04:20 PM

Very good deal indeed.
I am paying over 1000 as I have only 3 years NCD and 1 accident (not my fault).
Did you get it through comparison websites or directly from sainsbury?

fulcrum · 02-22-2012, 05:00 PM

Tried both the main site was a couple of quid cheaper and gives 2 years double nectar points and you still get the 1000 points through confused if you get a quote via them and subsequently buy it. Best of both worlds.

makkan00 · 02-22-2012, 05:18 PM

Thanks mate. Will try them on renewel.

Reggie-g75 · 02-23-2012, 03:34 AM

Mine came down to 750 with Admiral. 36 yo, 3 yrs NCD and 9 points... Couldn't complain with that......

Ted Rascal · 02-23-2012, 09:00 AM

I am getting ripped off.

Cheapest policy on a 325d was £1270

Thats at 26, with 7 years no claims and one non fault collision from December.

Whats that about? Some places wouldn't even insure me!

briers · 02-23-2012, 09:07 AM

Postcode can have a big influence

MEGA · 02-23-2012, 10:16 AM

Quote:

Originally Posted by Ted Rascal

I am getting ripped off.

Cheapest policy on a 325d was £1270

Thats at 26, with 7 years no claims and one non fault collision from December.

Whats that about? Some places wouldn't even insure me!

CERTAINLY due to postcode.

MEGA · 02-23-2012, 10:17 AM

1360/year for me. 3 years NCB age 25. London. 335d M sport.

mierzwin · 02-23-2012, 02:49 PM

I pay 800 with admiral, 330i e90 in uxbridge

My tips you can use when buying insurance

-tweak your job description, changed from computer engineer to computer technician, saved me 150

-add your girlfriend/wife, even if she doesnt have DL, apply for provisional

- chepest marital status, Co-habiting, cheaper than married

- best place to keep car is street, cheaper than driveway or garage

- always put that you and your named driver have access to other cars

- best annual milage is 4-5k, anything lower or higher is more money

My original premium was 1500, after tweaks a lot less.

makkan00 · 02-23-2012, 03:49 PM

Quote:

Originally Posted by mierzwin

I pay 800 with admiral, 330i e90 in uxbridge

My tips you can use when buying insurance

-tweak your job description, changed from computer engineer to computer technician, saved me 150

-add your girlfriend/wife, even if she doesnt have DL, apply for provisional

- chepest marital status, Co-habiting, cheaper than married

- best place to keep car is street, cheaper than driveway or garage

- always put that you and your named driver have access to other cars

- best annual milage is 4-5k, anything lower or higher is more money

My original premium was 1500, after tweaks a lot less.

Good tips, with only two tweaks, it brought its down by £50.

Cheers.

DarkAnt335i · 02-23-2012, 04:00 PM

My renewal is £830 in March with Admiral
26 years old 2 years no claims
No points (just got a NIP through, but should get the option of a driver course)

Going to give the 'tweaks' a try

Reggie-g75 · 02-25-2012, 01:48 PM

Based upon my experience, If you get an online quote from admiral and don't buy, likely they follow it up with a call and an even better deal.

jak_ir · 02-25-2012, 02:02 PM

Quote:

Originally Posted by mierzwin

I pay 800 with admiral, 330i e90 in uxbridge

My tips you can use when buying insurance

-tweak your job description, changed from computer engineer to computer technician, saved me 150

-add your girlfriend/wife, even if she doesnt have DL, apply for provisional

- chepest marital status, Co-habiting, cheaper than married

- best place to keep car is street, cheaper than driveway or garage

- always put that you and your named driver have access to other cars

- best annual milage is 4-5k, anything lower or higher is more money

My original premium was 1500, after tweaks a lot less.

Saved Â£400 with some of the tweaks!
Thanks for that.

02-22-2012, 02:34 PM	#1
fulcrum Lieutenant 9 Rep 463 Posts Drives: E92,F22, F36, G01 Join Date: Jun 2011 Location: London iTrader: (0)	Insurance Dumped Marks and Spencers after a row about winter wheels tyres and the fact they wanted £705 this year. Sainsburys - no problems about winter tyres, happy to use BMW approved body shops etc £363 with free breakdown cover - not that I need that. £450 total excess. For a LCI 2010 e92 M sport 330i And a 1000 Nectar points and double points for 2 years. Bargain
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02-22-2012, 04:07 PM	#2
makkan00 Major General 886 Rep 9,097 Posts Drives: F83 and F36 Join Date: Dec 2011 Location: Essex iTrader: (56)	Excellent deal. What sort of NCB do you have and how many years of experience? I guess I am paying too much. __________________ F36 Xdrive for her - HUD, park assist, heated steering wheel, rear camera, Apple car play F36 RWD for him - HK, M sports pack, GTS tail light, Apple car play
	Appreciate 0 Quote

02-22-2012, 04:11 PM	#3
fulcrum Lieutenant 9 Rep 463 Posts Drives: E92,F22, F36, G01 Join Date: Jun 2011 Location: London iTrader: (0)	36! I am old. But Max NCD -its protected - minor, fault accident 4 years ago. No points - at the moment.
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02-22-2012, 04:20 PM	#4
makkan00 Major General 886 Rep 9,097 Posts Drives: F83 and F36 Join Date: Dec 2011 Location: Essex iTrader: (56)	Very good deal indeed. I am paying over 1000 as I have only 3 years NCD and 1 accident (not my fault). Did you get it through comparison websites or directly from sainsbury? __________________ F36 Xdrive for her - HUD, park assist, heated steering wheel, rear camera, Apple car play F36 RWD for him - HK, M sports pack, GTS tail light, Apple car play
	Appreciate 0 Quote

02-22-2012, 05:00 PM	#5
fulcrum Lieutenant 9 Rep 463 Posts Drives: E92,F22, F36, G01 Join Date: Jun 2011 Location: London iTrader: (0)	Tried both the main site was a couple of quid cheaper and gives 2 years double nectar points and you still get the 1000 points through confused if you get a quote via them and subsequently buy it. Best of both worlds.
	Appreciate 0 Quote

02-22-2012, 05:18 PM	#6
makkan00 Major General 886 Rep 9,097 Posts Drives: F83 and F36 Join Date: Dec 2011 Location: Essex iTrader: (56)	Thanks mate. Will try them on renewel. __________________ F36 Xdrive for her - HUD, park assist, heated steering wheel, rear camera, Apple car play F36 RWD for him - HK, M sports pack, GTS tail light, Apple car play
	Appreciate 0 Quote

02-23-2012, 03:34 AM	#7
Reggie-g75 First Lieutenant 10 Rep 321 Posts Drives: X6 40d Join Date: Jun 2011 Location: Bristol iTrader: (0)	Mine came down to 750 with Admiral. 36 yo, 3 yrs NCD and 9 points... Couldn't complain with that......
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02-23-2012, 09:00 AM	#8
Ted Rascal Enlisted Member 6 Rep 48 Posts Drives: 325d M-sport Coupe Join Date: Jan 2012 Location: North West England iTrader: (0)	I am getting ripped off. Cheapest policy on a 325d was £1270 Thats at 26, with 7 years no claims and one non fault collision from December. Whats that about? Some places wouldn't even insure me!
	Appreciate 0 Quote

02-23-2012, 09:07 AM	#9
briers Ben 62 Rep 1,992 Posts Drives: Tesla p85d Join Date: May 2010 Location: Midlands,UK iTrader: (0)	Postcode can have a big influence
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02-23-2012, 10:17 AM	#11
MEGA Dieseasal 204 Rep 6,881 Posts Drives: LCI E92 335d M-Sport Join Date: Jan 2009 Location: Harrow, London iTrader: (2)	1360/year for me. 3 years NCB age 25. London. 335d M sport. __________________ Previously: 2003 Peugeot 206 1.6 8v \| 2006 E90 320d M-Sport, 19" BBS CH, Full Ice-cold JL audio install, August 2010 Total BMW 6 page feature car. \| 2003 Nissan 350Z GT Coupe 286BHP Now:2010 E92 LCI 335d M-Sport
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02-23-2012, 02:49 PM	#12
mierzwin Private 16 Rep 65 Posts Drives: E90 330i Join Date: Dec 2011 Location: London iTrader: (1)	I pay 800 with admiral, 330i e90 in uxbridge My tips you can use when buying insurance -tweak your job description, changed from computer engineer to computer technician, saved me 150 -add your girlfriend/wife, even if she doesnt have DL, apply for provisional - chepest marital status, Co-habiting, cheaper than married - best place to keep car is street, cheaper than driveway or garage - always put that you and your named driver have access to other cars - best annual milage is 4-5k, anything lower or higher is more money My original premium was 1500, after tweaks a lot less.
	Appreciate 0 Quote

02-23-2012, 04:00 PM	#14
DarkAnt335i First Lieutenant 19 Rep 344 Posts Drives: 911 C2S & '118D Join Date: Jan 2012 Location: Kent & London iTrader: (0) Garage List 2006 BMW 335i [0.00]	My renewal is £830 in March with Admiral 26 years old 2 years no claims No points (just got a NIP through, but should get the option of a driver course) Going to give the 'tweaks' a try
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02-25-2012, 01:48 PM	#15
Reggie-g75 First Lieutenant 10 Rep 321 Posts Drives: X6 40d Join Date: Jun 2011 Location: Bristol iTrader: (0)	Based upon my experience, If you get an online quote from admiral and don't buy, likely they follow it up with a call and an even better deal.
	Appreciate 0 Quote