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BMW 3-Series (E90 E92) Forum
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interesting BMW deals
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07-11-2013, 02:47 AM | #23 |
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Getting that deal from a main dealer makes it even better!
Is M3 FST's a pre facelift or the updated model, I assume its pre facelift hence the lower price. |
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07-11-2013, 07:39 AM | #24 |
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Very tempting to go for the M3 deal.
What's the best way to do it, privately or put it through my wife's company? I tried the HMRC website but that comes back as 8K p.a. in tax if it's a company car. There must be another way of using money in the company to pay for the deal, any ideas? Thanks |
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07-12-2013, 04:49 AM | #25 | |
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Quote:
You can often get the exact same lease deals on a personal lease as a business lease. The difference in figures that you see between the two is usually due to the lease companies being cheaky and removing the vat figure from the business lease deals when in reality they will both end up being the same. |
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07-12-2013, 05:05 AM | #26 | ||
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Facelift? The deals are on new build cars, so they will be the latest model of course. Last month (june) was awash with fantastic run out M3 deals, I was tempted by some for £349+VAT per month, but only convertibles were left and we needed more room. So we got an E63 AMG Estate instead...... £471+VAT/m Quote:
We just upped our dividends to pay for the new E63. If your wife already draws up to the tax free limit then she'll have to pay an effective rate of 22.5% income tax on the extra dividend, but that's still better than most pays on their wages anyway, and no National Insurance to pay either on dividends. If the company pays for it, then it's a company car and you'll be shafted big time. Last edited by doughboy; 07-12-2013 at 05:14 AM.. |
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07-12-2013, 05:24 AM | #27 | |||
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Check the stated excess mileage rates, its often cheaper to get a lower mileage lease and pay excess mileage. Our E63 is on 10Kpa, but the XS mileage is only 9p/m, so even if we did 15kpa (10k extra over the 2 years) it would only cost £900+vat extra. Thats £45 / month, but if you put 15kpa in the lease-deal calculator it goes up over £100 / month!! Quote:
Not so the 'penalties', as above only £1k if we busted the mileage by 50% and did an exta 10,000miles on our new E63, which lists at £75K basic Quote:
The E63 has everything standard, full nappa leather, stitched leather dash, 14-speaker logic 7 harmon kardon, keyless go, full auto parking, power boot, full LED headlamps, variable dampers blah blah. I just added black wheels with diamond cut rim and privacy glass. Last edited by doughboy; 07-12-2013 at 05:32 AM.. |
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07-12-2013, 05:40 AM | #28 | |
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Which company do you use? I would be interested to see what they have on offer. I've not done this before, so have no idea where to begin. I've googled it but can't find anything decent. Also, is it worth contacting the dealer direct? Thanks. |
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07-12-2013, 06:12 AM | #29 | |
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Drives: M3 Comp Pack / QQ+2 Tekna
Join Date: May 2008
Location: Stockport, Cheshire
iTrader: (1)
Garage List 2008 350Z GT Roadster [2.00]
2004 Honda S2000 [0.00] 2005 Nissan 350Z GT ... [0.00] 2006 E92 BMW 335i SE [9.00] 2003 Maserati 4200 [6.00] 2006 E90 330d M Sport [0.00] |
Quote:
As Mike says above, the cars come from main dealers anyway, so doesn't make a huge amount of difference. Paul just happened to have a contact he preferred to use if possible. There are quirks, as I've mentioned, regarding the options (which I didn't know until recently). Usually a normal lease you essentially fund any extras yourself (the cost of the extra usually with discount divided by the no. of months of the lease) but the main dealer finance does work slightly different but only on certain options. For example, the 20" alloys Paul has specced, ended up cheaper via the main dealer as BMW Finance appreciate these are appealing spec to help a future sale so increase the future guaranteed fund value so ends up a bit cheaper. Must admit, I just presumed an M5 was specced up the eyeballs, will have a check now.
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Current -: MW E92 M3 Competition Pack / Qashqai+2 Tekna 1.6dci
Gone -: 370Z GT Roadster; BMW X3 3.0d xdrive M Sport; E46 330i M Sport Coupe; Mazda RX8 231; Nissan 350Z GT Roadster; BMW E90 330d M Sport; BMW E92 335i SE; Maserati 4200; Nissan 350Z; Honda S2000; Astra Coupe Turbo; Ford Probe |
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07-12-2013, 08:38 AM | #30 |
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These deals are so tempting, think I'm going to have to lease my next car!
I like the look of the E63 deal, looking forward to seeing some pictures when people do finally get them! |
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