Hypothetical question to get my ass in an M3

335DEE · 07-13-2014, 11:05 AM

Been checking out PCP deals and the idea on paying interest on the depreciation of a car is interesting. I'm not that clued up on this whole financing side of things , i'm a bit old school .. either buy the car cash ( never been able to do that ) or just get a loan and buy an older car

Does anyone know at what point BMW AUC does not offer the PCP deal to a car age wise. Do I assume that if they are offering a car on the BMW AUC scheme that it's possible to do a PCP deal

I've been thinking that a 58/09 reg M3 has already suffered it's heaviest depreciation so over the next 2 years the cars value is not going to drop that heavily compared to new. Therefore surely getting a PCP deal on a 58/09 20k mile M3 would be extremely cheap to do ? compared to HP or any other method.

BMWChap · 07-13-2014, 11:18 AM

BMW will offer you a PCP on a 59/09 M3 but nothing older if the numbers look good, there are alot out there at the moment. You should be able to get in an M3, no deposit over 4 years, GAP cover(3years), Tyre Cover for approx £500pm.... just talk nicely to them.

07-13-2014, 11:05 AM	#1
335DEE Captain 38 Rep 735 Posts Drives: M3 DCT Join Date: Feb 2009 Location: England iTrader: (1)	Hypothetical question to get my ass in an M3 Been checking out PCP deals and the idea on paying interest on the depreciation of a car is interesting. I'm not that clued up on this whole financing side of things , i'm a bit old school .. either buy the car cash ( never been able to do that ) or just get a loan and buy an older car Does anyone know at what point BMW AUC does not offer the PCP deal to a car age wise. Do I assume that if they are offering a car on the BMW AUC scheme that it's possible to do a PCP deal I've been thinking that a 58/09 reg M3 has already suffered it's heaviest depreciation so over the next 2 years the cars value is not going to drop that heavily compared to new. Therefore surely getting a PCP deal on a 58/09 20k mile M3 would be extremely cheap to do ? compared to HP or any other method.
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07-13-2014, 11:18 AM	#2
BMWChap Major 215 Rep 1,335 Posts Drives: F32 Join Date: Jun 2012 Location: UK iTrader: (0)	BMW will offer you a PCP on a 59/09 M3 but nothing older if the numbers look good, there are alot out there at the moment. You should be able to get in an M3, no deposit over 4 years, GAP cover(3years), Tyre Cover for approx £500pm.... just talk nicely to them.
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