to pay ICBC bak or not

bfung · 03-19-2008, 01:49 PM

so i was rear-ended after a merge several months ago...and ICBC decided that i'm 75% at fault

i have till May to pay them bak...it's ~$1k repair, and i've already paid the $300 deductible when i got it fixed...meaning i need to pay another $400...

does it worth paying or not if i'm plannin to move bak to hk? (i may also move bak to vancouver say 5-10 yrs from now tho)

dnjc · 03-19-2008, 02:03 PM

how did they determine it was mostly your fault? were you not up to speed or did you hit the brakes? I thought that for more rear-enders, the liability was on the person who hits you....

as for paying ICBC back - if you don't pay them back, they will hound you. If you move back to HK, they may or may not choose to serve you with a payment order there but maybe some others here would know better. One thing is for sure, if you ever plan on living in Vancouver again and owning a car, you'll face a difficult time if you've got a black mark on your record for non-payment

aspiring335 · 03-19-2008, 02:10 PM

Yes, you should pay it, otherwise the rest of us poor saps will end up paying for your selfish irresponsibility.

KkSc · 03-19-2008, 02:18 PM

i will say pay it...since u may come back in the future...!!

NeoChaser · 03-19-2008, 03:26 PM

depends on how much discount u have rite now

cause by the time u come back in 5 years, that's 25% discount already... if u
get wut i mean.

bfung · 03-19-2008, 05:53 PM

Quote:

Originally Posted by dnjc

how did they determine it was mostly your fault? were you not up to speed or did you hit the brakes? I thought that for more rear-enders, the liability was on the person who hits you....

long story short...ICBC couldn't decide who's fault so i'm more at fault coz it happend after a merge even tho i was rear-ended coz she has the right of way ...just bumper scratches...but it sux enouf to be hit by a rusted 91 civic when mine was only 5 months old and still need ta pay $700

i posted abt it a while bak....that lady was tailgating other cars rite after we took off again...i just wish there's an easier way to appeal this case...she deserves to be penalized

bfung · 03-19-2008, 06:01 PM

Quote:

Originally Posted by dnjc

as for paying ICBC back - if you don't pay them back, they will hound you. If you move back to HK, they may or may not choose to serve you with a payment order there but maybe some others here would know better. One thing is for sure, if you ever plan on living in Vancouver again and owning a car, you'll face a difficult time if you've got a black mark on your record for non-payment

i think 4 this case since my discount will automatically decrease if i dun pay them bak i shoudln't be black marked for non-payments...only thing is my insurance will go up

Mr&Mrs323i · 03-20-2008, 12:34 PM

Were there any witnessess who could support your case?

bfung · 03-20-2008, 01:18 PM

Quote:

Originally Posted by Mr&Mrs323i

Were there any witnessess who could support your case?

nope

Zeeman · 03-20-2008, 04:04 PM

I suggest you call ICBC and have them tell you how much the net increase in your premiums will be over time as a result of the claim. Then you can decide wether it's worth paying the $700 to settle the claim on your own.

My guess is that the increase in your premiums will likely be more than the $700...so probably best to pay it out.

03-19-2008, 01:49 PM	#1
bfung First Lieutenant 29 Rep 355 Posts Drives: 07' e93 335i Join Date: Mar 2007 Location: Vancouver, BC iTrader: (0)	to pay ICBC bak or not so i was rear-ended after a merge several months ago...and ICBC decided that i'm 75% at fault i have till May to pay them bak...it's ~$1k repair, and i've already paid the $300 deductible when i got it fixed...meaning i need to pay another $400... does it worth paying or not if i'm plannin to move bak to hk? (i may also move bak to vancouver say 5-10 yrs from now tho) __________________ 07 E93 335 6MT / Alpine White / Coral Red / Poplar Grey / Sports with 19" style 230 / NAV / AS / CA / Bluetooth & TeleAssist /
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03-19-2008, 02:03 PM	#2
dnjc Private First Class 6 Rep 104 Posts Drives: Diesel :) Join Date: Apr 2007 Location: Vancouver iTrader: (1)	how did they determine it was mostly your fault? were you not up to speed or did you hit the brakes? I thought that for more rear-enders, the liability was on the person who hits you.... as for paying ICBC back - if you don't pay them back, they will hound you. If you move back to HK, they may or may not choose to serve you with a payment order there but maybe some others here would know better. One thing is for sure, if you ever plan on living in Vancouver again and owning a car, you'll face a difficult time if you've got a black mark on your record for non-payment
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03-19-2008, 02:10 PM	#3
aspiring335 Lieutenant Colonel 95 Rep 1,614 Posts Drives: 2019 G05 40i Join Date: May 2006 Location: Toronto, Canada iTrader: (0) Garage List 2006 330i [0.00]	Yes, you should pay it, otherwise the rest of us poor saps will end up paying for your selfish irresponsibility. __________________ 2019 G05 40i (premium excellence, m-sport, 2VR), Tesla Model S 100D, Nissan Leaf SL Volvo XC90 T8, Subaru Outback, E84 X1 28i, E91 328i xdrive, 6MT, VW Touareg TDI, E90 330i, E46 325iT, MINI Cooper S (all retired)
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03-19-2008, 02:18 PM	#4
KkSc Major General 173 Rep 6,223 Posts Drives: 13'FR-S/15' F80 M3 Join Date: Feb 2007 Location: North Vancouver, BC iTrader: (10)	i will say pay it...since u may come back in the future...!! __________________ 2006 E90 Alpine White 330i - Retired 2015 F80 Alpine White M3
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03-19-2008, 03:26 PM	#5
NeoChaser Lieutenant 17 Rep 515 Posts Drives: E92 328, E70 35d Join Date: Aug 2007 Location: YVR iTrader: (0)	depends on how much discount u have rite now cause by the time u come back in 5 years, that's 25% discount already... if u get wut i mean. __________________ www.NeoChaser.com E92 328 AW / Coral / ZPP / ZSP / CA / Paddle E70 X5d LCI DSB / Cinnamon / ZNA / ZJK / ZJL / ZUD / ZFT / ZUE
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03-20-2008, 12:34 PM	#8
Mr&Mrs323i Lieutenant 20 Rep 555 Posts Drives: 2007 323i TiAg Join Date: Jan 2008 Location: Vancouver, B.C. Canada iTrader: (1)	Were there any witnessess who could support your case?
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03-20-2008, 04:04 PM	#10
Zeeman Captain 56 Rep 661 Posts Drives: E90 335 SG Join Date: May 2007 Location: Vancouver iTrader: (0)	I suggest you call ICBC and have them tell you how much the net increase in your premiums will be over time as a result of the claim. Then you can decide wether it's worth paying the $700 to settle the claim on your own. My guess is that the increase in your premiums will likely be more than the $700...so probably best to pay it out.
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