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had a wreck i have a question about it
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03-07-2012, 03:14 PM | #1 |
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had a wreck i have a question about it
ok on a friday night, i had a wreck, it was not my fault, person failed to yield, and cut me off from the far left to the far right lane, in which i was, and i hit him going 60mph.
now there is almost 10K in damage, car has 62K miles on it and insurance decided to fix it. can i pursue them to total it or just let them fix it
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03-07-2012, 03:37 PM | #3 |
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it does not have a frame damage, but front wheel alignment is a mess, they said that is a big chunk of the damage
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03-07-2012, 03:42 PM | #4 |
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yea i stated earlier that your better off claiming it total because if your somewhat OCD like me and many others, whether they admit it or not, you probably wont enjoy driving your car as much you use too. if ya'll know what i mean.
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03-07-2012, 03:45 PM | #5 | |
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but i dont know how to request that though and even if i can
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03-07-2012, 04:00 PM | #6 | |
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03-07-2012, 04:06 PM | #7 | |
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03-07-2012, 04:35 PM | #8 | |
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Remember, they're not there to 'help' you, their job is to offer as minimal amount of payout to you as possible, to save the company $$$$... even if that involves manipulating your thoughts. It's their job... know that, and use this against them.
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03-07-2012, 04:35 PM | #9 |
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its funny you guys think that you cant replace a frame rail, replace some suspension components and it NOT go into alignment perfectly.
you obviously dont understand how frame rails and components like them are replaced. they are jigged and held within VERY close tolerances. as long as the body shop is GOOD (and i know of only 2-3 that are worth their salt) then no worries. |
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03-07-2012, 05:10 PM | #11 |
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Yup... will leave a mark...on its carfax history ....and surely the adjuster will say otherwise.
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03-07-2012, 05:14 PM | #12 |
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Do you have a dealer with a body shop near you? You could have them estimate diminished value and/or repair the car.
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03-07-2012, 05:49 PM | #14 |
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Well car right now is located at the classic BMW collision center. Ofocurse after I asked adjuster about totaling it, he said they use new oem parts and it shouldn't affect the value. I then asked what about carfax and if he would buy it for a full price, then he changed his story.
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03-07-2012, 06:14 PM | #15 | |
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The insurance companies are full of it, they will try to deter you from it, but do not, stay on there ass. Remember you have to go after the individuals insurance that hit you. Again, they will try to BS you around. Good luck!. |
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03-07-2012, 06:17 PM | #16 | |
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03-07-2012, 09:21 PM | #17 |
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yeah i am hoping if i get the diminished value taken care of they might even total it..
i am not fan of driving a car which was in such a big wreck
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03-08-2012, 02:44 PM | #21 |
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I don't know how much the damaged vehicle is worth as a sale or salvage but there is a chance you could end up with more money by taking the Insurance claim money and then selling the damaged car then you would if you were to sell the car as it was before the damage. My mom was able to sell a damaged Cadillac as salvage when insurance DID NOT total the car, and collected on the claim. She made $3K more doing that then she could have sold the car for before the accident and any diminished value...
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