Your opinions please

leetennis · 11-05-2009, 04:16 PM

Now at first this ounds like a no brainer but.....

Just bought a 318d m sport 09 for 21995. deposit of 1500 monthily payments of 356pcm for 4 years

Found out last mon, due to a family member now working under a certain group.... i could hand back my car after owning it for 3months obviously lose all my deposit will literally be hand it back and start from scratch.

Get 318d m sport business, so it will now have leather, sat nav and few other bits in a colour i choose brand new 0 deposit for 375pcm for 3years.

Do i or dont i?? If only something delayed me getting the car i have now and i would have had a car of my dreams! Bit narked that i will be giving the car back they will still have made their cut twice!

Yout thoughts please!!!!

MIKEYBMW1 · 11-05-2009, 04:19 PM

sounds good never heard of that before.

lesfinnie · 11-05-2009, 04:23 PM

At the end of the day it's your decision, nothing to do with any one else no matter what they say, you still have the ultimate choice to make

MIKEYBMW1 · 11-05-2009, 04:26 PM

very tempting though I would think.

leetennis · 11-05-2009, 04:37 PM

Its soo tempting especially when i can chose something more like the car in my wish list, wanted to cap my payments at 350 but its in someway to greater oportunity to have the choice of car

MIKEYBMW1 · 11-05-2009, 04:43 PM

I would go for it mate , an extra £25 for so much more car , no brainer surely.

leetennis · 11-05-2009, 04:52 PM

feel so ripped off with the car i have now! getting a new one wont make that go away cus i still have had the expenditure regardless what im going for, did really want it in white too with the better sounds could have that to make me feel better!

MIKEYBMW1 · 11-05-2009, 04:55 PM

just put it down to experience Mate , not the end of the World and get your choice of spec/ car.

leetennis · 11-05-2009, 04:58 PM

very true, will let you know what i decide, thanks for the help

NFS · 11-06-2009, 02:18 AM

What's the baloon payment on either deal?

If they are similar this is costing you around £2500 (difference in rental plus loss of deposit).

Question is - does this seem worth it to you?

JLR1969 · 11-06-2009, 03:01 AM

Personally I would get the 320D instead of the 318D

Chucky man · 11-06-2009, 08:16 AM

Quote:

Originally Posted by leetennis

Now at first this ounds like a no brainer but.....

Just bought a 318d m sport 09 for 21995. deposit of 1500 monthily payments of 356pcm for 4 years

Found out last mon, due to a family member now working under a certain group.... i could hand back my car after owning it for 3months obviously lose all my deposit will literally be hand it back and start from scratch.

Get 318d m sport business, so it will now have leather, sat nav and few other bits in a colour i choose brand new 0 deposit for 375pcm for 3years.

Do i or dont i?? If only something delayed me getting the car i have now and i would have had a car of my dreams! Bit narked that i will be giving the car back they will still have made their cut twice!

Yout thoughts please!!!!

How can you hand the vehicle back? Not heard of this option!!!

Walesy · 11-06-2009, 11:24 AM

I dont get this..sorry maybe its just me, so just to clarify

You bought the car for £21995, Deposit of £1500 + £356 per month (48 months), thats £18588??????

you hand it back after 3 months

then you get a new one at £375 for 36 months = £13500????

Do you have an optional payment at the end of this term???

leetennis · 11-06-2009, 02:49 PM

Yeah there is an optional final payment, finding out what the final payment is tomo and also which car will have the better value at the end of the term.

If the origal car is costing the same as the new but has started off cheaper then surely I will owe less at the end setting me in a good position to have equity in the car at the end of the term.

11-05-2009, 04:16 PM	#1
leetennis Lieutenant 37 Rep 517 Posts Drives: 3 M Sport Join Date: Jul 2009 Location: kent iTrader: (0)	Your opinions please Now at first this ounds like a no brainer but..... Just bought a 318d m sport 09 for 21995. deposit of 1500 monthily payments of 356pcm for 4 years Found out last mon, due to a family member now working under a certain group.... i could hand back my car after owning it for 3months obviously lose all my deposit will literally be hand it back and start from scratch. Get 318d m sport business, so it will now have leather, sat nav and few other bits in a colour i choose brand new 0 deposit for 375pcm for 3years. Do i or dont i?? If only something delayed me getting the car i have now and i would have had a car of my dreams! Bit narked that i will be giving the car back they will still have made their cut twice! Yout thoughts please!!!!
	Appreciate 0 Tweet Quote

11-05-2009, 04:19 PM	#2
MIKEYBMW1 GT3 47 Rep 1,679 Posts Drives: PORSCHE GT3 Join Date: Sep 2008 Location: LINCOLNSHIRE UK iTrader: (1)	sounds good never heard of that before. __________________ PORSCHE GT3
	Appreciate 0 Quote

11-05-2009, 04:23 PM	#3
lesfinnie Panzer 18 Rep 405 Posts Drives: 335d SE Join Date: Aug 2009 Location: Scotland iTrader: (0) Garage List 2007 335d se [0.00]	At the end of the day it's your decision, nothing to do with any one else no matter what they say, you still have the ultimate choice to make
	Appreciate 0 Quote

11-05-2009, 04:26 PM	#4
MIKEYBMW1 GT3 47 Rep 1,679 Posts Drives: PORSCHE GT3 Join Date: Sep 2008 Location: LINCOLNSHIRE UK iTrader: (1)	very tempting though I would think. __________________ PORSCHE GT3
	Appreciate 0 Quote

11-05-2009, 04:37 PM	#5
leetennis Lieutenant 37 Rep 517 Posts Drives: 3 M Sport Join Date: Jul 2009 Location: kent iTrader: (0)	Its soo tempting especially when i can chose something more like the car in my wish list, wanted to cap my payments at 350 but its in someway to greater oportunity to have the choice of car
	Appreciate 0 Quote

11-05-2009, 04:43 PM	#6
MIKEYBMW1 GT3 47 Rep 1,679 Posts Drives: PORSCHE GT3 Join Date: Sep 2008 Location: LINCOLNSHIRE UK iTrader: (1)	I would go for it mate , an extra £25 for so much more car , no brainer surely. __________________ PORSCHE GT3
	Appreciate 0 Quote

11-05-2009, 04:52 PM	#7
leetennis Lieutenant 37 Rep 517 Posts Drives: 3 M Sport Join Date: Jul 2009 Location: kent iTrader: (0)	feel so ripped off with the car i have now! getting a new one wont make that go away cus i still have had the expenditure regardless what im going for, did really want it in white too with the better sounds could have that to make me feel better!
	Appreciate 0 Quote

11-05-2009, 04:55 PM	#8
MIKEYBMW1 GT3 47 Rep 1,679 Posts Drives: PORSCHE GT3 Join Date: Sep 2008 Location: LINCOLNSHIRE UK iTrader: (1)	just put it down to experience Mate , not the end of the World and get your choice of spec/ car. __________________ PORSCHE GT3
	Appreciate 0 Quote

11-05-2009, 04:58 PM	#9
leetennis Lieutenant 37 Rep 517 Posts Drives: 3 M Sport Join Date: Jul 2009 Location: kent iTrader: (0)	very true, will let you know what i decide, thanks for the help
	Appreciate 0 Quote

11-06-2009, 02:18 AM	#10
NFS Major General 273 Rep 9,218 Posts Drives: M340i Join Date: Jul 2006 Location: UK iTrader: (0)	What's the baloon payment on either deal? If they are similar this is costing you around £2500 (difference in rental plus loss of deposit). Question is - does this seem worth it to you?
	Appreciate 0 Quote

11-06-2009, 03:01 AM	#11
JLR1969 Major General 1881 Rep 7,000 Posts Drives: Kubota GR1600 Join Date: Dec 2008 Location: England iTrader: (1)	Personally I would get the 320D instead of the 318D
	Appreciate 0 Quote

11-06-2009, 11:24 AM	#13
Walesy 24 cans in a case, 24 hours in a day Hmmmmmm 79 Rep 1,152 Posts Drives: BMW G30 MSport Join Date: Jul 2009 Location: Glasgow iTrader: (1)	I dont get this..sorry maybe its just me, so just to clarify You bought the car for £21995, Deposit of £1500 + £356 per month (48 months), thats £18588?????? you hand it back after 3 months then you get a new one at £375 for 36 months = £13500???? Do you have an optional payment at the end of this term??? __________________ Present: G30 530D XD MSport E84 X1 20D LUX
	Appreciate 0 Quote

11-06-2009, 02:49 PM	#14
leetennis Lieutenant 37 Rep 517 Posts Drives: 3 M Sport Join Date: Jul 2009 Location: kent iTrader: (0)	Yeah there is an optional final payment, finding out what the final payment is tomo and also which car will have the better value at the end of the term. If the origal car is costing the same as the new but has started off cheaper then surely I will owe less at the end setting me in a good position to have equity in the car at the end of the term.
	Appreciate 0 Quote