E90Post
 


 
BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > New & Preowned BMW Ordering / Pricing / Tracking Information Forum (including European Delivery) > REFINANCE



Reply
 
Thread Tools Search this Thread
      03-10-2008, 04:09 PM   #1
E92TT
www.signettour.com
E92TT's Avatar
Taiwan
15
Rep
297
Posts

Drives: Z4MR
Join Date: Mar 2007
Location: Los Angeles

iTrader: (1)

REFINANCE

Hi Guys

Dose anyone knows what's lowest refinance rate out there now? i need to refinance my car and my current rate is 6.5
__________________
///M
Appreciate 0
      03-10-2008, 04:25 PM   #2
Boost3dm3
Lieutenant
Boost3dm3's Avatar
United_States
26
Rep
471
Posts

Drives: E92 M3
Join Date: Sep 2007
Location: DC Metro

iTrader: (0)

check bankrate.com
Appreciate 0
      03-10-2008, 05:35 PM   #3
mkarakum
New Member
1
Rep
23
Posts

Drives: 335i Convertible
Join Date: Feb 2008
Location: Walnut Creek, CA

iTrader: (0)

Quote:
Originally Posted by E92TT View Post
Hi Guys

Dose anyone knows what's lowest refinance rate out there now? i need to refinance my car and my current rate is 6.5
I recommend bank of america their rates were good.
Appreciate 0
      03-10-2008, 09:14 PM   #4
E92TT
www.signettour.com
E92TT's Avatar
Taiwan
15
Rep
297
Posts

Drives: Z4MR
Join Date: Mar 2007
Location: Los Angeles

iTrader: (1)

Quote:
Originally Posted by mkarakum View Post
I recommend bank of america their rates were good.
but i am currently financed with BOA, can i refinance with them?
__________________
///M
Appreciate 0
      03-10-2008, 09:28 PM   #5
e92phreak
General
e92phreak's Avatar
United_States
384
Rep
21,747
Posts

Drives: E92 335i TiAg/E46 323i TiAg
Join Date: Mar 2007
Location: CA

iTrader: (1)

Garage List
2007 E92 335i  [9.50]
2000 E46 323i  [0.00]
Quote:
Originally Posted by E92TT View Post
Hi Guys

Dose anyone knows what's lowest refinance rate out there now? i need to refinance my car and my current rate is 6.5
Check with Kaiser Federal. It's the credit union for Kaiser Permanente employees but is open to the public. When rates were between 5.5 and 6, I was able to get a 3.99% rate.

They give you discounts for direct deposit and for direct payment from the account.

http://www.kaiserfederal.biz

Call them up and talk to a rep.
__________________
07 E92 335i | TiAg | Step | Padl | Cmft | Alum Trm | PDC | Nav | Assist | Sat | Lthr | Prem | Sprt | Rear Splr | RDSport Quads | iPod | V1 | LT Refl | VS Clear Bra | OEM Lip | KWV2 | Mtec Sides | BBS LM-R
00 E46 323i | TiAg | 5sp | Sport | Roof | RDSport Cams | RDSport tune | RDSport Shift | Volk LE37 | M3 spoiler | PSS9 | SuperSprint | Brembo
Appreciate 0
      03-11-2008, 11:04 AM   #6
E92TT
www.signettour.com
E92TT's Avatar
Taiwan
15
Rep
297
Posts

Drives: Z4MR
Join Date: Mar 2007
Location: Los Angeles

iTrader: (1)

Quote:
Originally Posted by e92phreak View Post
Check with Kaiser Federal. It's the credit union for Kaiser Permanente employees but is open to the public. When rates were between 5.5 and 6, I was able to get a 3.99% rate.

They give you discounts for direct deposit and for direct payment from the account.

http://www.kaiserfederal.biz

Call them up and talk to a rep.
Thank bro, will give them a call to see what's their current rate.
__________________
///M
Appreciate 0
      03-11-2008, 02:09 PM   #7
E92TT
www.signettour.com
E92TT's Avatar
Taiwan
15
Rep
297
Posts

Drives: Z4MR
Join Date: Mar 2007
Location: Los Angeles

iTrader: (1)

Quote:
Originally Posted by e92phreak View Post
Check with Kaiser Federal. It's the credit union for Kaiser Permanente employees but is open to the public. When rates were between 5.5 and 6, I was able to get a 3.99% rate.

They give you discounts for direct deposit and for direct payment from the account.

http://www.kaiserfederal.biz

Call them up and talk to a rep.
I called them and they offer me 5.99 for refinance, is it the lowest?

can i negotiate with them for lower rate?
__________________
///M
Appreciate 0
      03-21-2008, 12:36 AM   #8
E92TT
www.signettour.com
E92TT's Avatar
Taiwan
15
Rep
297
Posts

Drives: Z4MR
Join Date: Mar 2007
Location: Los Angeles

iTrader: (1)

Quote:
Originally Posted by e92phreak View Post
Check with Kaiser Federal. It's the credit union for Kaiser Permanente employees but is open to the public. When rates were between 5.5 and 6, I was able to get a 3.99% rate.

They give you discounts for direct deposit and for direct payment from the account.

http://www.kaiserfederal.biz

Call them up and talk to a rep.
They offered me 4.50% rate, it's 2.0% lower then my current rate. thanks to e92phreak
__________________
///M
Appreciate 0
      03-21-2008, 12:53 AM   #9
sandyeggo325i
Captain
sandyeggo325i's Avatar
United_States
65
Rep
629
Posts

Drives: BMW e90 | 09 Accord V6 EXL
Join Date: Jan 2008
Location: San Diego

iTrader: (6)

2% savings in rate, but if you keep the same time frame, how much did that save you?
__________________
SG e90 | Black Dakota Leather | ZPP | ZSP | 19" BBS LM Reps | Steptronic
iDrive | Aluminum Trim | Xenon | CF Roundels | 15% Tint
Appreciate 0
      03-21-2008, 01:21 AM   #10
E92TT
www.signettour.com
E92TT's Avatar
Taiwan
15
Rep
297
Posts

Drives: Z4MR
Join Date: Mar 2007
Location: Los Angeles

iTrader: (1)

Quote:
Originally Posted by sandyeggo325i View Post
2% savings in rate, but if you keep the same time frame, how much did that save you?
for 4 years, i saved $1800
__________________
///M
Appreciate 0
Reply

Bookmarks


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -5. The time now is 09:49 PM.




e90post
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST