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Leasing: Taxes and fees separately vs in the payment
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11-09-2009, 09:03 AM | #1 |
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Leasing: Taxes and fees separately vs in the payment
I wonder if it makes any difference paying taxes/fees separately vs making them to be part of the monthly leasing payment? I see no difference other than spreading payment across whole lease terms vs paying in one lump sum. Am I correct or there is something else beneath the surface that I do not see?
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11-09-2009, 10:00 AM | #2 | |
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Inclusion = Higher Cost
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11-09-2009, 10:15 AM | #3 | |
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Thank you for your answer. Let me clarify... Are you saying that I'm paying more just every month, which is obvious to me since tax/fees are included as part of financing, or that also total amount for the whole lease will be more? Another words, am I going to spend equal total amount of money for both cases or not? Thanks! |
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11-09-2009, 10:35 AM | #4 | |
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That said, depending on your money factors for the lease, you may find that the money that is presently in the bank is more valuable at whatever your rate of return is for the duration of the lease. As well, how you write down the lease – personal or business. Regardless, we usually not speaking of a significant amount of money given the overall cost of the lease.
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Past: 2011 E90 335 xDrive (March Build) | Deep Sea Blue | Saddle Brown | Brushed Aluminum Packages & Options: Premium | Sport | Cold Weather | BMW Apps, iDrive & iPod Past: 2008 E90 328xi | Montego Blue | Dakota Black | Brushed Aluminum Packages & Options: Premium | Sport | Xenon | CA | Heated Seats | iPod |
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11-12-2009, 11:20 AM | #5 |
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CGP is correct.....but if you pay a lump sum on the tax on a lease and you total the car you don't get the money back......similar to a down payment.
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