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      03-11-2008, 10:47 PM   #1
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wheel/tire insurance still effect on bigger OEM wheels?

I have wheel/tire insurance... and my stock wheel is 16" 156 wheels.
if I upgrade to 162 18" oem wheels, does my wheel/tire insurance still valid w/ those 18" wheels??? I am asking becuz they are also OEM wheels w/ tires.
Also, as far as I know, wheel/tire insurance price doesn't effect on the size of the wheels...... I paid $750 for the insurance.. and I am sure many of us on the bard have paid cheaper or around that price.
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      03-12-2008, 12:05 AM   #2
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I asked my SA a simliar Question regarding that issue.. He told me any aftermarket / bigger size wheels are insured with the insurance.. as long as you have the receipt, and proof that they were on the car during the damage/incident... still, i did not buy it cause i rather use that $800 bucks towards aftermarket wheels, and then probably get that 800 back after reselling them.
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      03-12-2008, 12:41 AM   #3
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Quote:
Originally Posted by 323d View Post
I asked my SA a simliar Question regarding that issue.. He told me any aftermarket / bigger size wheels are insured with the insurance.. as long as you have the receipt, and proof that they were on the car during the damage/incident... still, i did not buy it cause i rather use that $800 bucks towards aftermarket wheels, and then probably get that 800 back after reselling them.
OMG!!! really?? they cover aftermarket wheels too?????
what proof they talking about?
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      03-12-2008, 12:42 AM   #4
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but do they have to be run flat tires????
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      03-12-2008, 07:51 AM   #5
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Quote:
Originally Posted by e90sexion View Post
OMG!!! really?? they cover aftermarket wheels too?????
what proof they talking about?
I'm assuming OEM wheels, but don't quote me on this!
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      03-12-2008, 08:48 AM   #6
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I was told it is just BMW rims and tires as long as you get it from them. I got the rim and tire warranty and they told me if I get the 18s, 19s, snows, whatever... it's covered as long as it's BMW.
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      03-12-2008, 09:40 AM   #7
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wait so does it cover it if I get 19inch aftermarket wheels or not. And I'm not gonna be using runflat tire no way in hell.
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      03-12-2008, 11:20 AM   #8
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I read the fine print on the back of my contract with a magnifying glass; it certainly does cover any wheels and tires regardless of where they came from as long as, like 323d said, they were/are used on the specified car when the damage occurred. The only difference is that you would have to pay out of pocket first, then file for reimbursement. This is as opposed to being able to bring the oem wheels & tires back to a BMW dealer where they will handle it for you. I only paid $500 for my insurance though, which includes $5000 in coverage of which I've already made a tire claim once.

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Originally Posted by nospleeny View Post
I was told it is just BMW rims and tires as long as you get it from them. I got the rim and tire warranty and they told me if I get the 18s, 19s, snows, whatever... it's covered as long as it's BMW.
My dealer told me the same thing, but it totally contradicts the terms of the contract itself.
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      03-12-2008, 11:23 AM   #9
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i thought it was dealer specific..when i asked parkview, they didnt cover aftermartket...you can go oem and they'll still cover, but not aftermarket brands
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      03-12-2008, 11:44 AM   #10
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Originally Posted by 89andy View Post
wait so does it cover it if I get 19inch aftermarket wheels or not. And I'm not gonna be using runflat tire no way in hell.
As the OEM or not wheel question persists I can assure you that they will not cover a non run flat tire. I'm pretty sure that they will not even offer road side assistance if you have a flat tire (non RFT of course) or charge you in the aftermath.
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      03-12-2008, 11:50 AM   #11
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wow wtf that is stupid. So what do you guys plan to do when you guys have a flat while on aftermarket wheels? (pretty sure none of you use RFT's on your aftermarket 19's or 20's lmao)
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      03-12-2008, 12:11 PM   #12
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Quote:
Originally Posted by Nikos335i View Post
As the OEM or not wheel question persists I can assure you that they will not cover a non run flat tire. I'm pretty sure that they will not even offer road side assistance if you have a flat tire (non RFT of course) or charge you in the aftermath.
thats not true. i didnt pick up the warranty and was running my 20's last summer when i got a flat. called bmw assist, they sent someone to pick me within 30 mins. flatbed'd to my dealer of choice within 80kms for free. i left it there and came back with my 4 other wheels and changed them there.
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      03-12-2008, 12:15 PM   #13
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Quote:
Originally Posted by ctgazer View Post
thats not true. i didnt pick up the warranty and was running my 20's last summer when i got a flat. called bmw assist, they sent someone to pick me within 30 mins. flatbed'd to my dealer of choice within 80kms for free. i left it there and came back with my 4 other wheels and changed them there.
That's good to know as I said was pretty sure not 100% sure . Thanks for the heads up!
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      03-12-2008, 12:18 PM   #14
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wow wtf that is stupid. So what do you guys plan to do when you guys have a flat while on aftermarket wheels? (pretty sure none of you use RFT's on your aftermarket 19's or 20's lmao)
My assumption was based on the fact that if you had RFT you wouldn't need a tow therefore why should they pay for it! If they do great I will not complain trust me, I'm running 17" replica 162's with non RFT winter tires therfore no complaint here !!!
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      03-12-2008, 12:28 PM   #15
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Any way to fix the flat after it's been towed away instead of bringing in back your 4 oem wheels and change it? Seem like quite a big hassle.
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      03-12-2008, 12:33 PM   #16
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Quote:
Originally Posted by ctgazer View Post
i thought it was dealer specific..when i asked parkview, they didnt cover aftermartket...you can go oem and they'll still cover, but not aftermarket brands
hmm...
when I asked Parkview they said they cover all aftermarket wheels/tires..!
I was told they recently changed since they didn't cover any aftermarkets before
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      03-12-2008, 04:13 PM   #17
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Quote:
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hmm...
when I asked Parkview they said they cover all aftermarket wheels/tires..!
I was told they recently changed since they didn't cover any aftermarkets before
They might have changed the third party insurer that they deal with for the wheels & tires.
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      03-12-2008, 04:21 PM   #18
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I had got flat tire 2 times so far...
and I am going to the Brian Jessel tomorrow to repair/replace my tire,
I will ask them tomorrow and see what they say.....
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