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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > UK > can you mod a car on PCP?



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      04-10-2008, 02:31 PM   #1
alpini
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Exclamation can you mod a car on PCP?

Just wondering before I carry out any work - will I be ok to change the springs on my e92 to h&r even though the car is on the personal contract thing? obviously i'm happy to change alloys an all that but how far can I go with modding
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      04-10-2008, 02:35 PM   #2
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as long as it is returned bog standard who is gonna care?

Just keep all the removed parts and replace em all when the car is due to go
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      04-10-2008, 02:58 PM   #3
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Agreed, friend modded his & returned it back to original at the end of the contract.

Unfortunate abbreviation PCP when you think about it.
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      04-11-2008, 02:50 AM   #4
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Yes you can modify your car.

You have entered into a contract and you actually own the car as you are the registered keeper on the log book and therefore the car is now 100% your responsibility regardless if you pay the final balloon payment or choose to hand it back. It's not like leasing where you are not registered on the log book.

I wasn't sure if I could add a private reg as my car is on a PCP too. When I rang the Dealer he said I could as I owned the car - again because I retain the log book and car is in my name.

As with all mods you ought to notify your insurance company though.

Hell you should get a premium reduction.
Stiffer springs = better handling = less accidents = Cheaper Insurnace? lol

PhilR

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      04-11-2008, 02:55 AM   #5
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Quote:
Originally Posted by PhilR View Post
Yes you can modify your car.

You have entered into a contract and you actually own the car as you are the registered keeper on the log book and therefore the car is now 100% your responsibility regardless if you pay the final balloon payment or choose to hand it back. It's not like leasing where you are not registered on the log book.

I wasn't sure if I could add a private reg as my car is on a PCP too. When I rang the Dealer he said I could as I owned the car - again because I retain the log book and car is in my name.

As with all mods you ought to notify your insurance company though.

Hell you should get a premium reduction.
Stiffer springs = better handling = less accidents = Cheaper Insurnace? lol

PhilR

Happy Modding
The 'registered keeper' is not always the owner.

If you look at the terms and conditions of the pcp agreement you will see that BMW Finance Limited is the 'owner' of the vehicle.
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      04-11-2008, 05:42 AM   #6
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Quote:
Originally Posted by needforspeed View Post
The 'registered keeper' is not always the owner.

If you look at the terms and conditions of the pcp agreement you will see that BMW Finance Limited is the 'owner' of the vehicle.
I stand corrected......needforspeed

What misled me was the ability to change the reg without any consent from BMW Finance Ltd and the fact that Dealer said incorrectly I owned the car when I rang them.

PhilR

Last edited by PhilR; 04-11-2008 at 05:43 AM. Reason: typo
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      04-12-2008, 05:31 AM   #7
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Quote:
Originally Posted by beemerbird View Post
Unfortunate abbreviation PCP when you think about it.
I think it would be easier to modify a car on LSD.

Angel Dust can cause quite a bit of confusion and you may find that instead of fitting your blacklines you have accidently thrown yourself of a tall building in the mistaken belief that you can fly.
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