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      04-12-2008, 11:20 PM   #1
BMW #@*i
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Financing for college students

Whats the lowest interest rates for a BMW?

what kind of interest rates does BMW have for college students?
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      04-12-2008, 11:22 PM   #2
rocketman
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I didn't get any special rates for being in college. I am paying 4.9% and I bought in March.
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      04-12-2008, 11:44 PM   #3
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They were having 3.9% for 60 recently, not sure if thats still around
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      04-13-2008, 12:15 AM   #4
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It's kinda hilarious, my HELOC is at 4.25%, but I have a zero balance and owe around 19k at 5.5% which was a good rate in dec. 06. Today, even 4.9 isn't that good in the big picture, though it is for an auto loan. At least we get to pay in US dollars which aren't worth much by world standards...
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      04-13-2008, 12:56 AM   #5
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i pay 6.3% with e-loan i got it last year in june of 07...anyone know any better companys i can refinance with...please shoot me a pm!
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      04-13-2008, 12:58 AM   #6
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It's 3.9% til April 30.. then who knows if it will go lower or stay.

Have there been any auto loans with lower than 3.9% recently? I haven't come across any place that can do better.
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      04-13-2008, 01:10 AM   #7
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Quote:
Originally Posted by BMW #@*i View Post
Whats the lowest interest rates for a BMW?

what kind of interest rates does BMW have for college students?
You're probably better off *not* telling them you're a college student when applying for a loan!

Seriously, discounts like that are only on the purchase price of the car, which you should have already completed negotiating when moving on the finance terms. Shop for a car loan (or mortgage, etc.) like you shop for a car - haggle, price match, ask nicely, pay electronically, etc. I've always been able to lower my rate after shopping around and asking about electronic payment discounts, etc. Every .25% helps!
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      04-13-2008, 07:42 AM   #8
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I got my loan with Pen Fed Credit union in march for 4.9, then went car shopping eventually deciding on a 335 that was in "transit". During the time i was waiting for the car their rate dropped to 4.25.
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