Bimmer Retrofit
BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > New & Preowned BMW Ordering / Pricing / Tracking Information Forum (including European Delivery) > Financing for college students

Thread Tools Search this Thread
      04-12-2008, 11:20 PM   #1
BMW #@*i
Enlisted Member

Drives: black ford focus svt
Join Date: Mar 2008
Location: NC

Posts: 44
iTrader: (0)

Financing for college students

Whats the lowest interest rates for a BMW?

what kind of interest rates does BMW have for college students?
Appreciate 0
      04-12-2008, 11:22 PM   #2
Second Lieutenant

rocketman's Avatar
Drives: 2006 325xi
Join Date: Mar 2008
Location: MN / TX

Posts: 265
iTrader: (0)

I didn't get any special rates for being in college. I am paying 4.9% and I bought in March.
325xi //TS//Premium//Cold Weather//Xenons
Appreciate 0
      04-12-2008, 11:44 PM   #3
Crazy Bimmer
The Jesal

Crazy Bimmer's Avatar
Drives: E90 M3
Join Date: Nov 2005
Location: Chicago IL

Posts: 5,830
iTrader: (19)

Garage List
2009 BMW M3  [0.00]
Send a message via AIM to Crazy Bimmer
They were having 3.9% for 60 recently, not sure if thats still around
2009 E90 M3 - SOLD
Appreciate 0
      04-13-2008, 12:15 AM   #4
John 070
Lieutenant General

Drives: 335i cpe
Join Date: Oct 2006
Location: ZSP/ZPP/ZCW

Posts: 11,483
iTrader: (0)

It's kinda hilarious, my HELOC is at 4.25%, but I have a zero balance and owe around 19k at 5.5% which was a good rate in dec. 06. Today, even 4.9 isn't that good in the big picture, though it is for an auto loan. At least we get to pay in US dollars which aren't worth much by world standards...
Appreciate 0
      04-13-2008, 12:56 AM   #5

BES335xi's Avatar
Drives: FBO+ N54xi
Join Date: Mar 2008
Location: Queens, NYC

Posts: 2,133
iTrader: (4)

Garage List
03/07 E90 335xi  [0.50]
i pay 6.3% with e-loan i got it last year in june of 07...anyone know any better companys i can refinance with...please shoot me a pm!
JB4+usb | P3 Vent Boost Gauge v2 | BMS OCC | BMS DCI | AMS FMIC | AR xi CL DP's | BT Tool | Edibias/NCSExpert/INPA BMW Coding | Cyba Quad Exhaust tips | M-Tech Rear & M3 Front Bumper | Red Cyba Air Scoops | Blacklines | Vinyl Overlays | ACS Roof Spoiler | Matte Black Grilles | LED Side Mirrors | Rear Euro Fogs | etc..
Appreciate 0
      04-13-2008, 12:58 AM   #6

Drives: 335i
Join Date: Feb 2008
Location: OC, CA

Posts: 876
iTrader: (0)

It's 3.9% til April 30.. then who knows if it will go lower or stay.

Have there been any auto loans with lower than 3.9% recently? I haven't come across any place that can do better.
Appreciate 0
      04-13-2008, 01:10 AM   #7
First Lieutenant

jimf15e's Avatar
Drives: '13 E92 M3
Join Date: Jan 2006
Location: NC

Posts: 341
iTrader: (1)

Originally Posted by BMW #@*i View Post
Whats the lowest interest rates for a BMW?

what kind of interest rates does BMW have for college students?
You're probably better off *not* telling them you're a college student when applying for a loan!

Seriously, discounts like that are only on the purchase price of the car, which you should have already completed negotiating when moving on the finance terms. Shop for a car loan (or mortgage, etc.) like you shop for a car - haggle, price match, ask nicely, pay electronically, etc. I've always been able to lower my rate after shopping around and asking about electronic payment discounts, etc. Every .25% helps!
2012 X5: BSM/Black/Sport Activity/STi-R+
(Sold) 2013 BMW M3: JZB/Black/ZCP/M-DCT
(Sold) 2010 Audi S4: Deep Sea Blue/Black/Prestige/S-Tronic
(Sold) 2006 BMW 330i/Jet Black/Black
(Sold) 2005 Audi S4/Moro Blue/Black
Appreciate 0
      04-13-2008, 07:42 AM   #8

goody's Avatar
Drives: 2008 E90 335 xi
Join Date: Mar 2008
Location: N. VA

Posts: 61
iTrader: (0)

I got my loan with Pen Fed Credit union in march for 4.9, then went car shopping eventually deciding on a 335 that was in "transit". During the time i was waiting for the car their rate dropped to 4.25.
E90 335xi
Jet Black | Black Leather | Sports Pkg w/18's | Premium Package | Cold Weather | Auto | Nav | Sirius | 6FL
Appreciate 0


Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

All times are GMT -5. The time now is 09:02 PM.

Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST