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      04-20-2008, 06:05 AM   #1
deonsand
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insurance help

i installed a 19inch rim recently.

should i need to inform the insurance company regarding the 19inch rims,

is it classified a vehicle modification..

i am quite worried about they may terminate my policy.

i am insurance by BMW

thanks in advance

Last edited by deonsand; 05-29-2010 at 07:59 AM.
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      04-20-2008, 06:16 AM   #2
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Yes you do need to call them and let them know about the wheels.
They may not terminate your policy, but changing insurers isn't exactly a big deal.
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      04-20-2008, 06:17 AM   #3
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Yes - you should tell them of your "intent" to fit 19" wheels. They will ask you to write to them and provide the specs. From what I've found, unless the specs on these wheels are OEM they will decline your request and suggest you seek insurance elsewhere.

I wrote to BMW insurance regarding my mods - now insured with AAMI who were not concerned at all.

Better safe than sorry!

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      04-20-2008, 06:39 AM   #4
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BMW insurance sucks for modded Bimmers lol

Just out of interest, what made you go for the e46 wheels?
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      04-20-2008, 08:57 AM   #5
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thanks a lot

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      04-20-2008, 04:38 PM   #6
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BMW insurance is underwritten by Allianz and my experiance with them as I mentioned in another post was that no matter how good a driver you have been, no matter how long you have been with them and no matter how many cars you have insurred with them, THEY WILL WIPE you. Better start looking to change now as since you have them fitted, in the event of an accident now, they might decline to repair your car. Can they legally do it --- You betcha!!
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      04-20-2008, 06:49 PM   #7
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What is it about me, why does everyone always ignore my questions! Lol
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      04-21-2008, 05:40 AM   #8
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Anyone heard from Astra lately
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      04-21-2008, 06:07 AM   #9
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      04-21-2008, 06:38 AM   #10
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Sorry Astra - couldn't help myself
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      04-21-2008, 06:41 AM   #11
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nor could i lol
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      04-29-2008, 11:41 PM   #12
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hahahha..u guys crack me up!


Insurance...im with RACV, theyll cover my E90 up to 19's wheels no extra cost.
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      04-30-2008, 05:43 AM   #13
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+1 astra, i'm curious too. why do you wanna fit a E46 wheels on a E91? to me, that is kinda strange!
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      04-30-2008, 07:55 AM   #14
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the rims is on special. sales push me too.but i am a bit of regard it now

last night i read http://www.m3post.com/forums/showthread.php?t=131110




those wheels are fitted in M3 E93 M E90 on a current model

check out some thread
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      04-30-2008, 06:14 PM   #15
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Quote:
Originally Posted by deonsand View Post
the rims is on special. sales push me too.but i am a bit of regard it now

last night i read http://www.m3post.com/forums/showthread.php?t=131110




those wheels are fitted in M3 E93 M E90 on a current model

check out some thread
No ... the wheels you have are E46 M3 replicas. The E90 M3 wheels are more curved. Do a search for a post from AMBERZOMBE as he has the current series M3 replicas on his car. As far as I'm aware, no local shop has the current M3 reps. You need to import. At the end of the day it's personal choice and if you are happy with them, then all is good.
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      04-30-2008, 06:30 PM   #16
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Quote:
Originally Posted by e93 View Post
I wrote to BMW insurance regarding my mods - now insured with AAMI who were not concerned at all.
Quote:
Originally Posted by astra View Post
Just out of interest, what made you go for the e46 wheels?
Okay seeing I agree I think that's -3 to BMW Insurance, +3 to AAMI, make the switch!

I just changed to AAMI, with a modified exhaust the premium is the same but excess has dropped from $2,000 to $450!!!!!
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      04-30-2008, 08:21 PM   #17
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Hi

I call shannons insurance today. Asking about the insurance for the 335i that I have ordered.

He asked me what car I was driving before, I replied a normal Lancer. He then asked if I own another car, I said no. He then put me on hold for about 5 mins.

He than come back and say Shannons will not insure me, reason: I have never own a high power car before.

I reckon this is crazy. Will try other company. Any suggestions?
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      04-30-2008, 09:17 PM   #18
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Quote:
Originally Posted by s4008616 View Post
Hi

I call shannons insurance today. Asking about the insurance for the 335i that I have ordered.

He asked me what car I was driving before, I replied a normal Lancer. He then asked if I own another car, I said no. He then put me on hold for about 5 mins.

He than come back and say Shannons will not insure me, reason: I have never own a high power car before.

I reckon this is crazy. Will try other company. Any suggestions?
Shannons insure enthusiasts, simply owning a stock 335i won't qualify you unless you track it or plan to heavily mod it. As for minor mods don't waste your time with them as they will price you out of it, as their ads say they're after enthusiasts such as collectors of classic cars, restored cars that are barely driven and track cars etc.

As for other companies, RACQ, NMRA, AAMI, AMP, Allianz, BMW Insurance, Just Car, Elders, you name it the list goes on and on and on and on....
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      04-30-2008, 10:27 PM   #19
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Quote:
Originally Posted by s4008616 View Post
Hi

I call shannons insurance today. Asking about the insurance for the 335i that I have ordered.

He asked me what car I was driving before, I replied a normal Lancer. He then asked if I own another car, I said no. He then put me on hold for about 5 mins.

He than come back and say Shannons will not insure me, reason: I have never own a high power car before.

I reckon this is crazy. Will try other company. Any suggestions?
Shannon's knocked me back due to the fact I don't have a garage.
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      05-01-2008, 05:41 AM   #20
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Quote:
Originally Posted by LEA69 View Post
hahahha..u guys crack me up!


Insurance...im with RACV, theyll cover my E90 up to 19's wheels no extra cost.
That's because up to 19's come standard on your car Anything above standard and insurance companies either seem to want an engineers cert. (wtf, you shouldn't need one...), or they won't insure you full stop!

Quote:
Originally Posted by vgr02 View Post
No ... the wheels you have are E46 M3 replicas. The E90 M3 wheels are more curved. Do a search for a post from AMBERZOMBE as he has the current series M3 replicas on his car. As far as I'm aware, no local shop has the current M3 reps. You need to import. At the end of the day it's personal choice and if you are happy with them, then all is good.
Also, the genuine ones are farrrr more concave then the replicas

Quote:
Originally Posted by OzStriker View Post
Okay seeing I agree I think that's -3 to BMW Insurance, +3 to AAMI, make the switch!

I just changed to AAMI, with a modified exhaust the premium is the same but excess has dropped from $2,000 to $450!!!!!
See? AAMI is pretty good with their premiums, also the flexi premiums are great I found Brings it down ALOT!

Quote:
Originally Posted by s4008616 View Post
Hi

I call shannons insurance today. Asking about the insurance for the 335i that I have ordered.

He asked me what car I was driving before, I replied a normal Lancer. He then asked if I own another car, I said no. He then put me on hold for about 5 mins.

He than come back and say Shannons will not insure me, reason: I have never own a high power car before.

I reckon this is crazy. Will try other company. Any suggestions?
They won't insure me at all because I don't own a car already insured with them, wtf... I didn't reliase insurance was invite only
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      05-01-2008, 08:00 AM   #21
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well i'm with shannons for my other BMW E36, it aint high performance car - just a crappy 1.8 M42 - heavily modified with eibach/bilstein suspension, supersprint muffer, CAI, xenon/CCFL angel eyes, M kits etc.

doubt i'm qualified as an enthusiast, though they offer me lifetime rating 1 protection plus free windscreen which is a big bonus!
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      05-01-2008, 03:09 PM   #22
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How the hell?

They said to me "sorry we can not insure you, as you are not already insured with us"!!! How on earth do you become insured with them!?
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