E90Post
 


GetBMWParts
 
BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > UK > Insurance after remaps



Reply
 
Thread Tools Search this Thread
      07-25-2008, 04:22 AM   #23
threethirty
Second Lieutenant
United Kingdom
5
Rep
204
Posts

 
Drives: BMW 330i M Sport Saloon 2006
Join Date: Sep 2007
Location: East Sussex, UK

iTrader: (0)

Quote:
Originally Posted by simonbenn View Post
Excellent advice people. Thanks.

~100 seems to be the ballpark figure, my other research seems to suggest if you say it will add more than 10% power then this starts to rise.

Simon
I think Direct Line allow up to 20% increase. After that you might be looking at a specialist insurer like Adrian Flux.
__________________
BMW 330i M Sport Saloon - 06 plate - Le Mans Blue
Appreciate 0
      07-25-2008, 04:46 AM   #24
gIzzE
Major General
gIzzE's Avatar
United Kingdom
71
Rep
5,164
Posts

 
Drives: Mercedes ML, F25 X3 and 2.8i Z
Join Date: Apr 2006
Location: Norfolk, UK.

iTrader: (2)

It is easy for an insuer to tell the car is mapped, it is almost impossible to tell what percentage the gain is.
Appreciate 0
      07-25-2008, 04:52 AM   #25
dazzapb
Major
England
18
Rep
1,211
Posts

 
Drives: F30 335d M Sport +
Join Date: Feb 2006
Location: SW London, England

iTrader: (0)

Quote:
Originally Posted by Ti Rich View Post
Anyone insured with BMW insurance declared a remap? if yes, how much extra?
Yes good question re: warranty probs - i was worried about BMW insurance (my insurer) as I'm sure they might mention to BMW that I have a remap/power booster thingy thus voiding warranty! To be fair though BMW insurance is underwritten by another company.

Anyhow I called them to ask for a quote for an SSTT (which I have just bought of steve here via ebay) and they stated 54 quid, or 70 pounds to keep the excess down 150. The mod is under chipping and they wanted to know the BHP gain, which is less than 10%

Cheers!
Appreciate 0
      07-25-2008, 04:58 AM   #26
dxb335d
The Tarmac Terrorist
dxb335d's Avatar
England
381
Rep
29,288
Posts

 
Drives: E46 M3 CS
Join Date: Mar 2007
Location: ''Fandango Towers''

iTrader: (3)

Garage List
It aint under 10% is it though dazza?

My excess is pheonominal.
__________________
M3 gone .... But I now have a M3 CS
Appreciate 0
      07-25-2008, 05:14 AM   #27
gIzzE
Major General
gIzzE's Avatar
United Kingdom
71
Rep
5,164
Posts

 
Drives: Mercedes ML, F25 X3 and 2.8i Z
Join Date: Apr 2006
Location: Norfolk, UK.

iTrader: (2)

How much did you tell them it was remapped by??

286bhp standard, now 310bhp or there abouts, so a 10% gain at most!
Appreciate 0
      07-25-2008, 05:18 AM   #28
dazzapb
Major
England
18
Rep
1,211
Posts

 
Drives: F30 335d M Sport +
Join Date: Feb 2006
Location: SW London, England

iTrader: (0)

Quote:
Originally Posted by dxb335d View Post
It aint under 10% is it though dazza?

My excess is pheonominal.
hmm you've got my thinking now, oh dear not sure what the gains are on the SSTT.

Ok standard BHP is 306, up to 40 BHP gains, so that is exactly 10%??? (I did maths A level BTW so I maybe wrong! ) or is it 13.07 % - help!!!

PS think my excess was 350 going up to 500 with SSTT, but I can pay 70 to keep at 350 (as opposed to 55)

Last edited by dazzapb; 07-25-2008 at 06:18 AM.
Appreciate 0
      07-25-2008, 05:53 AM   #29
Hotcoupe
Major General
Hotcoupe's Avatar
United Kingdom
70
Rep
6,105
Posts

 
Drives: Don't know yet!
Join Date: Jul 2007
Location: UK

iTrader: (2)

Garage List
I paid an extra 75.00, which seemed reasonable.

I did stress that the MPG enhancement was more of a benefit than the power increase though,the power spike is just a consequence after all.

Dazza, there is no link between BMW insurance and BMW UK as far as I am aware, so I would doubt that any info would be passed across.
Appreciate 0
      07-25-2008, 09:03 AM   #30
dazzapb
Major
England
18
Rep
1,211
Posts

 
Drives: F30 335d M Sport +
Join Date: Feb 2006
Location: SW London, England

iTrader: (0)

acutally it must be 13% unfortunately this takes the premium into another bracket - 11-19% so its 105. Will pay the prenium when I get the SSTT
Appreciate 0
      07-25-2008, 09:06 AM   #31
gIzzE
Major General
gIzzE's Avatar
United Kingdom
71
Rep
5,164
Posts

 
Drives: Mercedes ML, F25 X3 and 2.8i Z
Join Date: Apr 2006
Location: Norfolk, UK.

iTrader: (2)

All you say is you have put it on a rolling road and the increase was 8%.
Appreciate 0
      07-25-2008, 11:03 AM   #32
dxb335d
The Tarmac Terrorist
dxb335d's Avatar
England
381
Rep
29,288
Posts

 
Drives: E46 M3 CS
Join Date: Mar 2007
Location: ''Fandango Towers''

iTrader: (3)

Garage List
Quote:
Originally Posted by dazzapb View Post
hmm you've got my thinking now, oh dear not sure what the gains are on the SSTT.

Ok standard BHP is 306, up to 40 BHP gains, so that is exactly 10%??? (I did maths A level BTW so I maybe wrong! ) or is it 13.07 % - help!!!

PS think my excess was 350 going up to 500 with SSTT, but I can pay 70 to keep at 350 (as opposed to 55)
sorry mate i thought you were going withj JB II which gives well over 10%
__________________
M3 gone .... But I now have a M3 CS
Appreciate 0
      08-02-2008, 04:27 AM   #33
_KG_
Private
0
Rep
83
Posts

 
Drives: C220cdi Sport Estate
Join Date: Sep 2007
Location: SoNo

iTrader: (0)

I've just been quoted 106 by Privilege to take me through until next April.

Temptation is starting to take hold.....
Appreciate 0
      09-29-2008, 02:01 PM   #34
JR
Private First Class
3
Rep
105
Posts

 
Drives: 2014 F21 120d sport auto
Join Date: Jul 2007
Location: Leyland,Lancs

iTrader: (0)

remap,insurance company reaction

Of those of you that have had a remap, what was the reaction from the insurance company,I know all of you will have told them, how much extra did they want?
I am not sure i want to go with a remap but knowing what to expect re insurance would help me to make up my mind [E92 320D]
thanks, Bob
Appreciate 0
      09-29-2008, 02:50 PM   #35
dxb335d
The Tarmac Terrorist
dxb335d's Avatar
England
381
Rep
29,288
Posts

 
Drives: E46 M3 CS
Join Date: Mar 2007
Location: ''Fandango Towers''

iTrader: (3)

Garage List
My ins company were fine. Cost me an extra 250 quid.
__________________
M3 gone .... But I now have a M3 CS
Appreciate 0
      09-29-2008, 02:55 PM   #36
beemerbird
Major General
beemerbird's Avatar
England
88
Rep
7,953
Posts

 
Drives: Merc diesel
Join Date: Oct 2007
Location: Yorkshire

iTrader: (0)

Garage List
Check this recent thread out. Should give the answers.

http://www.e90post.com/forums/showth...surance+re-map
Appreciate 0
      09-29-2008, 04:20 PM   #37
RichardM
Lieutenant Colonel
England
21
Rep
1,584
Posts

 
Drives: F31 335D M-Sport
Join Date: Aug 2007
Location: Herts UK

iTrader: (1)

It cost me 99 extra and that was with 10 months of the policy left.
__________________
Current - 2014 F31 335d M-Sport xDrive
Previous - 2012 F31 330d M-Sport sDrive, 2011 F11 530d SE, 2010 E70 X5 3.0d M-Sport, 2007 E92 335d M-Sport, 2005 E60 520d SE
Appreciate 0
      10-01-2008, 06:55 AM   #38
agh!
Private First Class
agh!'s Avatar
1
Rep
112
Posts

 
Drives: E91 320d SE
Join Date: Aug 2006
Location: Hampshire UK

iTrader: (0)

For a power increase modification (remap or otherwise) between 11% and 20% I'm charged an extra (roughly) 50 or about 10% for a year by Direct Line on an E91 320d 163bhp (now about 195bhp according to retailer claims).
Appreciate 0
      10-01-2008, 07:28 AM   #39
YvesD
Lamininist
YvesD's Avatar
United Kingdom
12
Rep
898
Posts

 
Drives: 335i Coupe
Join Date: Apr 2008
Location: United Kingdom

iTrader: (3)

Liverpool Victoria support most mods and are well priced at the moment.

You can set it all up on line so no need to even pick the phone up to them !

Reckon on about + 100 for your re-map.

Yves
Appreciate 0
      10-01-2008, 09:44 AM   #40
CD
gone ... but i will be back !
CD's Avatar
England
16
Rep
1,178
Posts

 
Drives: 335D Coupe
Join Date: Oct 2007
Location: England (north)

iTrader: (0)

well technicly the first responce was ... '' whats that ''

then after a few acurate but 'choice words' to describe the modification they told me it would be an extra 100 , not bad for the extra performance i think !
__________________

E92 335D / QUAIFE LSD / EIBACH / DIMISA / REMAP / 19" HAMANN EDITION RACE REPS
... USUALLY WITH A HEALTHY SPLATTERING OF GOOD OLD YORKSHIRE MUD ...
Appreciate 0
      10-01-2008, 09:50 AM   #41
agh!
Private First Class
agh!'s Avatar
1
Rep
112
Posts

 
Drives: E91 320d SE
Join Date: Aug 2006
Location: Hampshire UK

iTrader: (0)

Quote:
Originally Posted by CD View Post
well technicly the first responce was ... '' whats that ''
They only really knew about "chipping" when I called up, but what they really want to know is that it's a modification for a performance gain in the range 11% to 20% in my case, I think 10% or less means no extra charge and presumably a higher premium still for a 21%+ power gain.
Appreciate 0
      10-01-2008, 12:05 PM   #42
JR
Private First Class
3
Rep
105
Posts

 
Drives: 2014 F21 120d sport auto
Join Date: Jul 2007
Location: Leyland,Lancs

iTrader: (0)

Charges seem quite varied, I was only thinking of a couple of years time when i downsize to perhaps a 118d m sport getting nearer to retirement [old git]
my insurance now is only about 320 so i wouldn't want to pay as much extra as Carlos!
The 118d is in the low road tax bracket and a lot cheaper than the 120,got to think of all the costs involved, perhaps a remap up to the 120 power?
thanks for all the replies, i did try a search but couldn't find anything
Bob
Appreciate 0
      10-01-2008, 02:29 PM   #43
alcook
Captain
alcook's Avatar
United Kingdom
7
Rep
613
Posts

 
Drives: F30 330D M Sport
Join Date: Jun 2008
Location: Yorkshire, UK

iTrader: (0)

Garage List
This isn't meant to suggest anything but honesty (as best policy in these cases), but how can an insurance company tell you've had a remap and how unlucky would you have to be for them to check and find out???

Wheel and cosmetic mods are obvious, but you'd have to be very unlucky to get sussed on a flash...especially if dealers can't really detect them...

(BTW... I've not had anything done...)
Appreciate 0
      10-01-2008, 02:55 PM   #44
Carrera RSR
Colonel
Carrera RSR's Avatar
England
36
Rep
2,938
Posts

 
Drives: E61 M Sport + 924 Turbo
Join Date: Apr 2008
Location: Location: Location:

iTrader: (1)

Garage List
Should the line be 'I have modified my engine management to give better fuel economy. A by product of the economy gains is up to 10% more power'

Can't penalise you for 'driving more carefully' and wanting more mpg??!!
Appreciate 0
Reply

Bookmarks

Tags
insurance, remap

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 11:13 PM.




e90post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST