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BMW 3-Series (E90 E92) Forum > E90 / E92 / E93 3-series Technical Forums > Mechanical Maintenance: Break-in / Oil & Fluids / Servicing / Warranty > Fidelity Warranty or AAA or Warranty Direct



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      04-13-2009, 01:24 PM   #1
Vamshi
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Exclamation Fidelity Warranty or AAA or Warranty Direct

Finally the time has come.....

Ii've done my research on Extended Warranties and complaints about them...finally i've got 3 choices..


Warranty from:

1. Fidelity Warranty Services (all the nearby BMW dealers offering this)
2. Warranty Direct
3. AAA

Anyone of had any experiences with these companies?? Which is preferable??

I heard people saying buying from a dealer is better and i also found some good and bad reviews about fidelity....prices are almost same..(around 3k for 5 yr/72k on top of odo)


I even got a quote from an insurance co. affilicated with my credit union (DCU)....when i comes to my car ...its 06 325i sport/prem/xenon/33k miles...and has absolutely clean history i mean not even a smallest factory covered repair.....does it really worth the money...??

money or peace of mind?
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      04-13-2009, 02:23 PM   #2
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Aftermarket warranties are usually junk. Had one on my G35 and it was a complte waste
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      04-13-2009, 02:54 PM   #3
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Shift, what kind of warranty was it? Which company?
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      04-13-2009, 02:56 PM   #4
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how long are u keeping the car for?
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      04-13-2009, 03:02 PM   #5
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Want to keep the car for atleast 4 yrs....
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      04-13-2009, 03:34 PM   #6
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When I was looking to buy a non-CPO car, I did a lot of HW on this stuff.

BMW dealers take numerous 3rd party issurance companies - but fidelity is the best. If I were you I would call up several service centers around your area and see which 3rd party service companies they accept. I believe fidelity should be the one that they say they use the most.
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      04-13-2009, 03:41 PM   #7
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i am planning to keep my car for bout 6 yrs... i dont think i am going to bother with the extended warranty. they usually find every excuse to not cover your claim.
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      04-13-2009, 04:28 PM   #8
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I was about to buy the warranty from fidelity because its associated with the bmw dealers and its got almost 25 yrs of history.....

i checked the website bbb.org and the rating is C (avg)...here is the link

http://www.seflorida.bbb.org/busines...anyid=25000717

and i find so so many complaints about fidelity...another link..

http://www.consumeraffairs.com/auto_.../fidelity.html

and thats is making me to think of warranty direct.......and all the dealers nearby accept all other warranties....thats what the finance manager said.... ; )
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      04-13-2009, 04:31 PM   #9
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hmm well yeah, I decided to go with CPO so I never went much further...

the service advisor i spoke to said that fidelity was the best and that she used it on some of her own cars...

I feel that complaints will always happen with 3rd party warranty's... you should ask the BMW service advisors near you which warranty program most closely mimics the warranty program of BMW

Also, you should find out how the method of payment works. For example, I believe with fidelity, whenever you bring your car in, the dealer has to call up fidlelity and ask if they approve the bill, its kind of a hassle but then ultimately, they pay for it. Some warranty services require YOU to pay upfront and then you file with the warranty service, and then they reimburse you. You can imagine the hassle of dealing with that sh!t
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      04-13-2009, 10:16 PM   #10
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My factory warranty is about to expire as well. Aftermarket warranty saved my a$$ on a540 6MT that's for sure. Many thousands in repair...they even replaced a clutch. However I wasted my money on one with the TL. Never used it. I just can't decide what to do with this 330...my guess is that it will fall somewhere in between. Keep us posted with prices, etc.
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      04-14-2009, 05:06 PM   #11
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Here's what i am going to do.......I dont think i wud buying warranty from fidelity however.....through... bimmershops.com....i found some european car repair centers near my place....and i am going call min. 6 of them and enquire about the extended warranties from these companies and complaint records....

then gonna make a step...

i can post all the price quotes here if anybody seriously wanna see it...

: )
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      04-16-2009, 02:58 PM   #12
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Fidelity is a good company. Before you buy ensure the warranty covers the labor rate your shop charges.
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      05-11-2009, 05:18 PM   #13
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Vamshi- So did you find out anything?
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      05-11-2009, 06:55 PM   #14
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i didn't feel like going through and hassles with 3rd party companies and just got the BMW Extended plan....Costs an arm and a leg but worth it for the peace of mind....
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