[CnoteMD]

Even though higher horsepower cars generally equates to higher insurance rates, but they must take into consideration other factors that I don't fully understand. For example, I did an online quote with Geico (my current insurance company) and saw that the insurance on a 2007 Porsche Carerra 4S is only $60/6mo higher than the rate on my BMW 330i.

I currently have 100/300 coverage with $500 ded.

[STE92VE]

Originally Posted by TheCount

I'm in Kew Garden Hills, which isn't a bad part of Queens at all.

Originally Posted by driverseven

I know Kew Gardens well -- I went to high school on Queens Blvd -- and while it is one of the nicest places to live in NYC, it usually tends to show up as one of the places where car theft is highest. The thieves know where all the nice cars live, too.

There is a difference between Kew Garden Hills and Kew Gardens. Kew Garden Hills is the Main Street side of Queens whereas Kew Gardens is on the Queens Blvd side seperated by the Van Wyck Expwy & Grand Central Pkwy. I grew up in Kew Garden Hills and I would agree that Kew Gardens is one the nicest places in NYC to live.

[Pink]

Originally Posted by TheCount

interesting, just did an online quote from allstate and got 1,340 every 6 months (For the durango, they don't even have 3 series BMW's on their list all all and I didn't feel like calling) which would save me $410 a year. Maybe it's time I switched out of Geico because if people think Allstate is expensive, and they are $400 cheaper than Geico, then something is wrong here.

Do you live with people with bad driving records? Sometimes that will change the rate. The options you have on your car, like an alarm, day time running lights etc can lower your rates. If this is your "leisure" vehicle it is also cheaper.

[mmm def]

25 Married, Clean Record
NJ
Liberty Mutual $2900/yr
NJ Manufacturers $1100/yr.