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      09-29-2009, 04:42 PM   #1
wilpark
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2010 3 series financing rates?

Hi, any word on what the financing rates for the 2010 3 series (specifically, the 335i coupe) is going to be? I've heard some speculation on this forum that the rate is going to be 3.9%.

I've been patiently waiting my 335i coupe, its been scheduled for production for almost two weeks now!
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      09-29-2009, 04:46 PM   #2
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check bmw's site for current rates... should be out any day!
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      09-29-2009, 07:15 PM   #3
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2010 3-Series Rates

Quote:
Originally Posted by wilpark View Post
Hi, any word on what the financing rates for the 2010 3 series (specifically, the 335i coupe) is going to be? I've heard some speculation on this forum that the rate is going to be 3.9%.

I've been patiently waiting my 335i coupe, its been scheduled for production for almost two weeks now!
All 2010 3-Series Sedans, Coupes and Wagons are at 3.9% Financing up to a 60 month term. 335d's are at 4.9% up to 60 months. M3 Sedans, Coupes and Convertibles are Standard rates, and trust me when I say, you don't what to know what BMW Financial Services' thoughts are on what standard rates should be.

Congrats on your purchase btw!!
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      09-29-2009, 08:43 PM   #4
fernande-bmw
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Not as good as the 0.9% and 1.9% from 2009, but still competitive as mentioned above.

I went to a Credit Union today and it was 4.99%.
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      09-29-2009, 09:19 PM   #5
John 070
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Originally Posted by fernande-bmw View Post
Not as good as the 0.9% and 1.9% from 2009, but still competitive as mentioned above.

I went to a Credit Union today and it was 4.99%.
I'm not in the market for a car, but I like to watch rates.....

Since my credit union is 4% 2005+, new or used, what I'd do is to buy the car with my HELOC currently at 2.5%. When there is a hint that rates are rising (prime minus .75) I'd lock-in at the credit union for 4%. I don't like factory financing sometimes because you lose your negotiating ability as that financing is captive. Sometimes, not always.
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      09-30-2009, 12:38 AM   #6
bsp8181
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Actually, if done properly, using the dealer's captive lender should provide you some additional leverage since it adds some additional gross to the deal for the dealer, without increasing your cost. For subvened deals such as the 3.99%, BMWFS is likely paying the dealer a flat-fee of $250-750.

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Originally Posted by John 070 View Post
I'm not in the market for a car, but I like to watch rates.....

Since my credit union is 4% 2005+, new or used, what I'd do is to buy the car with my HELOC currently at 2.5%. When there is a hint that rates are rising (prime minus .75) I'd lock-in at the credit union for 4%. I don't like factory financing sometimes because you lose your negotiating ability as that financing is captive. Sometimes, not always.
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