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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > New & Preowned BMW Ordering / Pricing / Tracking Information Forum (including European Delivery) > New Financing Rates for 3 Series



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      11-04-2009, 04:47 PM   #1
wilpark
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New Financing Rates for 3 Series

What's up with the new financing rates for the 2010s?

2010 335i Coupe - 4.9% Annual Percentage Rate Offer. Now for a limited time includes a $2,500 Holiday Finance Credit.

Does anyone know what this means for people who ordered 2010s before these new finance rates came out?

Thanks.
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      11-04-2009, 11:40 PM   #2
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Spoke with my CA today. My car arrives at dealer Friday. I was approved by BMWFS at 3.9% back in September when I ordered the car. I have 2 options...I can finance at the 3.9% rate or take the 4.9% with the Holiday Credit. It works out to my benefit if I take the 4.9% rate w/ credit. I save $20 month assuming my Holiday Credit is $1500.
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      11-05-2009, 06:33 PM   #3
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You lock in a rate when you order the car. So you can pick which ever financing rate is best for you when you actually purchase the car. So as previously stated, you get either 3.9% or 4.9% with a $2,500 credit. Depending on your lease terms or amount down on a loan, the 4.9% + $2,500 might be a better offer.
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      11-05-2009, 06:42 PM   #4
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Quote:
Originally Posted by chemgeek View Post
You lock in a rate when you order the car. So you can pick which ever financing rate is best for you when you actually purchase the car. So as previously stated, you get either 3.9% or 4.9% with a $2,500 credit. Depending on your lease terms or amount down on a loan, the 4.9% + $2,500 might be a better offer.
Yup, this especially works well when you are going to lease and they change the residuals/MF's when you get your rate locked in but can also take the new ones, whichever are lower. They work to your advantage.
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      11-06-2009, 04:53 PM   #5
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Originally Posted by kgb1637 View Post
Yup, this especially works well when you are going to lease and they change the residuals/MF's when you get your rate locked in but can also take the new ones, whichever are lower. They work to your advantage.
anyone have current MF on 2010 335i sedan? did they jack it up because of the holiday special? i am looking for a MF for 3yr/10k per.
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      11-07-2009, 08:32 PM   #6
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Here is a link with the November money rates.

http://www.bimmerfest.com/forums/sho...er+money+rates
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      11-07-2009, 08:37 PM   #7
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It was .09% last year this month. Seems like it went up!
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      11-08-2009, 06:08 AM   #8
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4.9 % ?!?!?!? dayam.. that is so not worth it.

i'm glad i got mine at 0.9% when the economy went south
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      11-08-2009, 06:28 PM   #9
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4.9 % ?!?!?!? dayam.. that is so not worth it.

i'm glad i got mine at 0.9% when the economy went south

me too
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      11-12-2009, 02:50 PM   #10
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Note that not all models get the $2500. Looking at the BMWNA site, it seems that some models get 4.9% with $2500, others get 3.9% with $1500.

http://www.bmwusa.com/standard/conte...r/default.aspx
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      11-13-2009, 07:42 PM   #11
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Hi guys,
Just out of curiousty, if you wanted to take advantage of the Holiday credit of $1500 or 2500 and then after two months, you pay off your car. Wouldn't the deal lose out on that deal? =) Thanks guys
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      11-17-2009, 11:00 AM   #12
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Quote:
Originally Posted by fuzion23 View Post
Hi guys,
Just out of curiousty, if you wanted to take advantage of the Holiday credit of $1500 or 2500 and then after two months, you pay off your car. Wouldn't the deal lose out on that deal? =) Thanks guys
I believe so. As stated elsewhere on the board, you need to keep your financing with BMWFS for 6 months in order to get the credit. After that, no penalties, etc. if you want to pay it off or transfer to another lender.
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      11-17-2009, 01:04 PM   #13
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Will I still be able to get the Holiday credit if my car don't arrive to the dealer by 1/04/2010?
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