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BMW 3-Series (E90 E92) Forum > E90 / E92 / E93 3-series Technical Forums > Mechanical Maintenance: Break-in / Oil & Fluids / Servicing / Warranty > Is Ext Warranty/Maintenance worth it?



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      01-07-2010, 06:31 PM   #1
Squintan
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Is Ext Warranty/Maintenance worth it?

Buying a 2008 335i this month - should I be looking for a car with the 100k ext/maintence plans in place (private seller)?

I can buy it later when the factory warranty is about to expire, but should I consider an after market protection plan (like Fidelity Warranty Services is what a dealership was recommending) vs the BMW plans?

Thoughts?
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      01-07-2010, 06:31 PM   #2
Noc57
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I say no, but I don't really buy extended warranties period.
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      01-07-2010, 07:11 PM   #3
I335
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Maintenance - NO
Warranty - Maybe
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      01-07-2010, 07:13 PM   #4
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you should do some research on fidelity or after market warrantys..i remember a company that was heavily advertised about paying for everything etc., turns out they don't and had numerous complaints with BBB and had lawsuits against them in some states or some crap.
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      01-07-2010, 07:19 PM   #5
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warranty is expensive. but if you are considering a 2008 335, perhaps consider mine as it comes with the bmw extended warranty
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      01-07-2010, 07:25 PM   #6
Bulldog 6
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Maint: I say figure out your usage if you can take advantage then get it. I plan to get a printout of the recommended maint up to 100K and see the $$$ to make a determination.

Warranty: I say no.
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      01-07-2010, 07:28 PM   #7
elcheapoloco
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3rd party warranty are mostly scams. They find ways to decline your claim. They can decline claims on a covered part if the failure is caused by a wear and tear item. For example: You blew an engine, which is said to be covered in the warranty. But if the failure is caused by low oil pressure because of a worn seal, they will deny it because the seal is a wear and tear item.

Another example: your transmission died and you tow your car to the dealer. They can deny your claim because your warranty says "we may use parts of like kind and quality or rebuilt" and dealers only provide new/factory parts.

There are many many ripoff stories on the web. Best to just find a reputable indy and $3000 can go a long way.
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      01-07-2010, 07:40 PM   #8
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Extended maintenance is not worth it, if the car has been maintained properly and used/being used in a regular fashion. Usually if you can't do the work yourself, you can find local independent mechanics who are just as good or better than the dealership in performing maintenance, at lower cost than dealership.

Warranty, is mostly a personal preference. My X5 ran out of warranty in Feb/09 and I chose not to go with extended warranty on it. Why? a bunch of sensors/etc. had already been changed in the last year of ownership (parts come with 2 year warranty from BMW), and the car was running fine without any problems or funny noises or ... The price of extended warranty would come to about $200 per month (about $2500 for 2 year.)

If the warranty covered the vehicle up to 100k miles (regardless of # of years), then sure, it would be worth it. The problem is, for example, you have a car that you drive say 40k in 4 years, and they give you 2 additional year of warranty. You are going to be around 60-70k miles when the warranty expires... most of the problems happen AFTER that mileage.

If I were planning on buying a used BMW and planned to do 25-30k miles per year on it, then sure, I would seriously consider a 100k mile warranty from BMW (CPO)... otherwise, I feel it is better to just save the money for a possible future repair (that will more than likely happen AFTER the warranty period has expired anyway.)

My 2 cents.
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      01-07-2010, 10:46 PM   #9
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Thanks everyone for your comments. I will go ahead an buy the 2008 with no ext warranty. I would consider your car e90fanatic, buy looks like you're in NJ and I am in AZ. I found a dealer with a 2008 for $32k so going with that. The car has low miles and I only drive about 12-14k a year so hopefully it won't be a problem.
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