E90Post
 


Bimmer Retrofit
 
BMW 3-Series (E90 E92) Forum > BIMMERPOST Universal Forums > Off-Topic Discussions Board > Does failure to stop at red light increase insurance rates?



Reply
 
Thread Tools Search this Thread
      06-30-2010, 11:36 PM   #1
bringsmewomen
Lieutenant
46
Rep
484
Posts

 
Drives: e90
Join Date: Mar 2006
Location: CA

iTrader: (0)

Does failure to stop at red light increase insurance rates?

I'm guessing yes since it's a moving violation? If so, by how much?

Should I go for traffic school? What's the experience like? I've never had anything on my record before.
Appreciate 0
      06-30-2010, 11:38 PM   #2
CollinsE90
Where my bitches
CollinsE90's Avatar
United_States
227
Rep
1,927
Posts

 
Drives: Cadillac coupe deville
Join Date: Mar 2009
Location: street corner checking profits

iTrader: (0)

There was a company that started in 1998 called google. Pretty cool idea that consists of typing in questions, and answers tend to be there with one click
__________________
Appreciate 0
      07-01-2010, 09:29 AM   #3
MAZNG
I found Jesus...He was Hiding behiind my Sofa
MAZNG's Avatar
United_States
26
Rep
954
Posts

 
Drives: :o)
Join Date: Jun 2006
Location: 954 - SoFla

iTrader: (14)

And it also serves to clarify F-ups by retentive a-holes, no pun intended of course

BTW, Google actually received their first funding in '98 but began in January 1996 as a research project by Larry Page and Sergey Brin.


OP: I lived in SoCal for most of the 90's and received two tickets during that time. I took one of them to court and won because the officer did not show so it was dismissed. However, I have yet to receive me $160 refund. Bastards..

I didn't want to take my chances with the 2nd so I took an on-line traffic school and had the adjudication withheld (no points). My insurance company did NOT hold it against me and did NOT raise my premiums.

If you have the time to take it to court, do that as you have a good chance of getting dismissed. If the officer shows and he has recollection of your particular stop, you can always change your plea to No Contest and request traffic school to avoid the points.

I've even asked officers just before court starts if they would consider cutting me a break as I'm a good driver/ family man, etc... It's worked twice! You really have nothing to lose. Most cops are regular Joes and decent people. Just need to relate to him and be very courteous as well as remorseful (as in you learned your lesson, etc.) GL!
Appreciate 0
      07-01-2010, 11:06 AM   #4
elp_jc
Brigadier General
United_States
80
Rep
4,910
Posts

 
Drives: .
Join Date: May 2008
Location: .

iTrader: (0)

If it's your first ticket on your record, even if uncontested, shouldn't alter your rates at all. But since we're talking insurance companies, you never know. Just shop around on your next renewal and ask if that ticket is affecting your rates, so you know. You should always shop around if there's ANY change, from tickets to accidents to adding/deleting drivers (especially teenagers). Before I had to add my teenage daughter I had the best rates with 21st century, but it became the worst with my daughter in; go figure. Now I have Geico. Good luck.
Appreciate 0
      07-01-2010, 11:56 AM   #5
bosstones
Major
48
Rep
1,080
Posts

 
Drives: o_0
Join Date: Mar 2008
Location: Suburbia

iTrader: (0)

If you're talking about a red light camera, no. If you were pulled over by an officer, yes.
__________________
Appreciate 0
      07-02-2010, 08:00 AM   #6
PCGuRu2K
Private First Class
United_States
2
Rep
100
Posts

 
Drives: 2010 JB E92 M3
Join Date: Apr 2008
Location: NY

iTrader: (6)

Send a message via AIM to PCGuRu2K
Quote:
Originally Posted by bringsmewomen View Post
I'm guessing yes since it's a moving violation? If so, by how much?

Should I go for traffic school? What's the experience like? I've never had anything on my record before.
I believe my premium went up by hundred something the last time I got a red light ticket. And that was on Geico
Appreciate 0
      07-02-2010, 05:28 PM   #7
Bartman619
Captain
9
Rep
680
Posts

 
Drives: Bimmer
Join Date: Jun 2008
Location: SDCA

iTrader: (2)

wife just got a red light ticket in San Diego..$500.00...and yes she has to take a Traffic School Class so our insurance doesn't go up. Hope this helps.
Appreciate 0
      07-02-2010, 05:30 PM   #8
Bartman619
Captain
9
Rep
680
Posts

 
Drives: Bimmer
Join Date: Jun 2008
Location: SDCA

iTrader: (2)

Online traffic school is easy...you can take the test as many time as you can, and you can be don in about 2 hrs if you're good.
Appreciate 0
      07-02-2010, 05:57 PM   #9
Fupa92
Do you FUPA?
Fupa92's Avatar
2
Rep
149
Posts

 
Drives: E92 M3
Join Date: Feb 2010
Location: Honolulu

iTrader: (0)

I actually got a ticket last year for failure to stop at a red light (was making a left turn when light was yellow *turning* red. My Insurance company Geico told me it was noted on my record but they have a one time ticket and accident forgiveness policy so I'm off the hook for another two years until it goes away.
Appreciate 0
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 08:25 AM.




e90post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST