E90Post
 


Extreme Power House
 
BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > UK > Extended Warranty



Reply
 
Thread Tools Search this Thread
      10-05-2010, 08:13 AM   #1
MB London
Come as you are
MB London's Avatar
United Kingdom
17
Rep
1,140
Posts

Drives: F10 520d M-sport
Join Date: Mar 2009
Location: London

iTrader: (0)

Extended Warranty

I know this one has been done to death, but I am nearing the end of my manufactures warranty and need to decide what to do.

My E90 335i has done 17K and I have been quoted (from BMW UK) £576 pa to extend the warranty, it can be paid monthly and I don’t think that is too b much for peace of mind. The guy claims my car would be protected in the same way it has been protected during its original 3 year warranty – which is good.

I guess the question is – is my 335i likely to go wrong with just 17K on the clock, also is there any other alternative that people have used?

Cheers MB
Appreciate 0
      10-05-2010, 08:21 AM   #2
dar2008
Major
United Kingdom
21
Rep
1,029
Posts

Drives: e93 M3 Convertible!
Join Date: Mar 2008
Location: Bromley, UK

iTrader: (0)

To add to MB's questions on BMW warranty's, is the price quoted - £576 - a fixed and published price, or is it negotiable with the dealership?
__________________
It's arrived, e93 M3 Convertible: M-DCT, JzB / extended BB, and most of the options.
Appreciate 0
      10-05-2010, 08:22 AM   #3
themetz
smokin' kipper
themetz's Avatar
England
20
Rep
1,467
Posts

Drives: Audi RS5
Join Date: Feb 2009
Location: UK

iTrader: (2)

Quote:
Originally Posted by MB London View Post
I know this one has been done to death, but I am nearing the end of my manufactures warranty and need to decide what to do.

My E90 335i has done 17K and I have been quoted (from BMW UK) £576 pa to extend the warranty, it can be paid monthly and I don’t think that is too b much for peace of mind. The guy claims my car would be protected in the same way it has been protected during its original 3 year warranty – which is good.

I guess the question is – is my 335i likely to go wrong with just 17K on the clock, also is there any other alternative that people have used?

Cheers MB
hustle for an improved price (if that's their first offer!)... things shouldn't really go wrong at 17k.... but if it does it could be pricey
__________________
Current Audi RS5. Previously enjoyed E92 335i M Sport; E92 M3; E92 335i M Sport; E46 330ci M Sport
Appreciate 0
      10-05-2010, 08:26 AM   #4
davyk31
Brigadier General
97
Rep
4,681
Posts

Drives: Audi SQ5 & Golf GTD
Join Date: Sep 2009
Location: Northern Ireland

iTrader: (0)

You can reduce the price by dropping the emergency cover, you still get recovery in the standard package you just don't get the hotel accomodation etc should your car breakdown while away from home. also an excess can reduce the price, I am paying £32 per month with a £100 excess.
Appreciate 0
      10-05-2010, 08:28 AM   #5
davyk31
Brigadier General
97
Rep
4,681
Posts

Drives: Audi SQ5 & Golf GTD
Join Date: Sep 2009
Location: Northern Ireland

iTrader: (0)

And yes prices do seem fixed and non negotiable altho playing around with excess and emergency cover does produce a range of costs. You should get a letter with a pin code and then you can get online quotes. Don't let it go past the expiry date of the original warranty as they say you cannot take it out if there has been a break.
Appreciate 0
      10-05-2010, 08:39 AM   #6
MB London
Come as you are
MB London's Avatar
United Kingdom
17
Rep
1,140
Posts

Drives: F10 520d M-sport
Join Date: Mar 2009
Location: London

iTrader: (0)

Quote:
Originally Posted by davyk31 View Post
And yes prices do seem fixed and non negotiable altho playing around with excess and emergency cover does produce a range of costs. You should get a letter with a pin code and then you can get online quotes. Don't let it go past the expiry date of the original warranty as they say you cannot take it out if there has been a break.
Very helpful, thanks
Appreciate 0
      10-05-2010, 09:15 AM   #7
doughboy
Major General
doughboy's Avatar
United Kingdom
96
Rep
6,535
Posts

Drives: ....
Join Date: Jan 2009
Location: UK

iTrader: (2)

Quote:
Originally Posted by MB London View Post
The guy claims my car would be protected in the same way it has been protected during its original 3 year warranty – which is good.
:
Which level of cover was it for???

Read the small print, he's lying if he says you will be covered in the same way as the new-car warranty.

The prices appear reasonable at first for the level of cover, but remember with the BMW insured warranty you are tied in to 100% franchised dealer maintenance work. EVERYTHING including oil changes, brake pads, filters the lot has to be fully paid up dealer work which probably goes to subsidise the premium in some way.

They can't call it a warranty 'extension' either, this is misleading and implies you are somehow extending the original BMW warranty when you are infact starting a completely new insurance backed warranty nothing to do with BMW except by product name , just like warranty direct et al.

Most important - it's an insurance product, that's why it has all the FSA guff in the wording as they are selling you a 3rd party product (whatever its name)

Last edited by doughboy; 10-05-2010 at 09:34 AM.
Appreciate 0
      10-05-2010, 09:49 AM   #8
335diesel
Brigadier General
335diesel's Avatar
United Kingdom
58
Rep
4,009
Posts

Drives: 335d Touring
Join Date: Jul 2009
Location: Cornwall

iTrader: (0)

Garage List
It won't cover anywhere near what is currently covered.
If you claim there'll be a big excess.
They will try and wriggle out of any claim.

It's tarted up insurance, not a proper warranty.
__________________


E91 335d SE Touring

Also Land Rover Puma Defender 110 XS station wagon
Appreciate 0
      10-05-2010, 10:10 AM   #9
MB London
Come as you are
MB London's Avatar
United Kingdom
17
Rep
1,140
Posts

Drives: F10 520d M-sport
Join Date: Mar 2009
Location: London

iTrader: (0)

Quote:
Originally Posted by 335diesel View Post
It won't cover anywhere near what is currently covered.
If you claim there'll be a big excess.
They will try and wriggle out of any claim.

It's tarted up insurance, not a proper warranty.
Hhmm, well they give you the option to take out excess. If you take out a £250 excess the premiums come right down, the figure I originally quoted was with no premiums
Appreciate 0
      10-05-2010, 10:24 AM   #10
davyk31
Brigadier General
97
Rep
4,681
Posts

Drives: Audi SQ5 & Golf GTD
Join Date: Sep 2009
Location: Northern Ireland

iTrader: (0)

Yes it is an insurance product rather than a warranty for sure and yes there are stipulations regarding having a main dealer or BMW approved carry out the work. I plan to keep using main dealer anyway so that isn't an issue for me but for some it may be. If they refused a genuine claim item when I had paid up for extended warranty and also kept the car serviced by BMW main dealer I think they would have a fight on their hands. However, no warranty in place they just say well we offered you a warranty and you refused so you took a chance and have lost out. For me it is worth the £32 per month to know there is cover there, for others they don't want to pay the premium but know at some time they may have a big bill.
Appreciate 0
      10-05-2010, 10:42 AM   #11
Falmouthboy
Squadron Leader (Ret'd)
9
Rep
631
Posts

Drives: E91 330d SE & Mini Coupe JCW
Join Date: Aug 2010
Location: Cornwall

iTrader: (0)

Far from perfect and certaily nowhere near equivalent to the original manufacturers warranty, but probably as good a cover as you are going to get anywhere for the money, particularly when you add in the breakdown cover. Disingenuous of the dealer to tell you otherwise and for that I would bypass him and go direct to BMW to deprive him of his commission. But as others have said, it's 'insurance' and a very 'personal' thing. If you are well off and can easily absorb the 'hit' of a £1000+ repair bill don't bother and join the AA. Otherwise, for peace of mind it's probably worth having, but perhaps with an excess.

'Do you feel lucky'!
Appreciate 0
      10-05-2010, 11:26 AM   #12
doughboy
Major General
doughboy's Avatar
United Kingdom
96
Rep
6,535
Posts

Drives: ....
Join Date: Jan 2009
Location: UK

iTrader: (2)

Defo go for the higher excess.

Put the money you save into a pot for any excess, then if you don't need it you can keep it - better than the insurers getting it for nothing!

It is a pretty good warranty product, just beware of the small print and don't expect the world come claim time.


For me, the tie in to BMW is too much as the car is 'hobby' for me not just a tool / workhorse so I can't face having it abused by BMW.
Appreciate 0
      10-05-2010, 12:04 PM   #13
335diesel
Brigadier General
335diesel's Avatar
United Kingdom
58
Rep
4,009
Posts

Drives: 335d Touring
Join Date: Jul 2009
Location: Cornwall

iTrader: (0)

Garage List
We'll just pay for any issues if they come up. If they don't, we are £500ish plus the £250 excess for any claims, better off a year. If we do have an issue, oh well. Will just maintain the car as well as possible to help avoid any problems.

Came up totally problem free on the PUMA database so pretty happy.
__________________


E91 335d SE Touring

Also Land Rover Puma Defender 110 XS station wagon
Appreciate 0
      10-05-2010, 12:13 PM   #14
pjs
Colonel
pjs's Avatar
62
Rep
2,587
Posts

Drives: F30 335d
Join Date: Oct 2008
Location: NORTH

iTrader: (1)

Can you eailsy afford without flinching 6 new injectors, 6 coils, 6 spark plugs and vanos sensors when it goes wrong. If so, take the risk. I didnt, just about to start paying £48month for zero excess full comp cover (56 plate 50k miles btw) . Wait until your bmw letter comes through the post with the pin number, you can then vary the options to suit your level of budget/risk.
Appreciate 0
      10-05-2010, 02:52 PM   #15
BGM
Colonel
United Kingdom
29
Rep
2,371
Posts

Drives: F21 118d M Sport
Join Date: Oct 2009
Location: Farnborough, UK

iTrader: (0)

i don't like the idea of having to get it serviced at bmw... but, what other options are there?
Appreciate 0
      10-05-2010, 03:03 PM   #16
jimmylimmy
Captain
jimmylimmy's Avatar
10
Rep
840
Posts

Drives: 'charged VXR8
Join Date: Oct 2009
Location: UK

iTrader: (2)

does it have to be BMW Main Dealer serviced to keep up the warranty? I spoke to someone about my AUC warranty today as my last inspection was done at a BMW specialist and he said that aslong as its a recognised BMW specialist with BMW techs, it wont be a problem
Appreciate 0
      10-05-2010, 03:06 PM   #17
BGM
Colonel
United Kingdom
29
Rep
2,371
Posts

Drives: F21 118d M Sport
Join Date: Oct 2009
Location: Farnborough, UK

iTrader: (0)

extended warranty stipulate serviced by a dealer i believe, they are insurance policies and they can put whatever terms they want
Appreciate 0
      10-05-2010, 03:19 PM   #18
beemerbird
Major General
beemerbird's Avatar
England
90
Rep
7,953
Posts

Drives: Merc diesel
Join Date: Oct 2007
Location: Yorkshire

iTrader: (0)

Garage List
Mason, I'd advise for you to read the small print as Doughboy has said. This was all discussed on another thread and the 'warranty' appears to read more like 'insurance' - different ball game tbh. Also agree with Paul (pjs).

I know how much extended warranties cost for other German marques and it is more than BMW but they are literally an extension of the original 2 or 3 years manufacturers warranty including breakdown and assistance depending on the marque..........that irritating old adage of having to spend more to maintain what you're used to.

AFIK the car has to be serviced by an approved service agent?

Btw, do you ever drive your car. That mileage is low!!
Appreciate 0
      10-06-2010, 04:10 AM   #19
MB London
Come as you are
MB London's Avatar
United Kingdom
17
Rep
1,140
Posts

Drives: F10 520d M-sport
Join Date: Mar 2009
Location: London

iTrader: (0)

Quote:
Originally Posted by beemerbird View Post
Mason, I'd advise for you to read the small print as Doughboy has said. This was all discussed on another thread and the 'warranty' appears to read more like 'insurance' - different ball game tbh. Also agree with Paul (pjs).

I know how much extended warranties cost for other German marques and it is more than BMW but they are literally an extension of the original 2 or 3 years manufacturers warranty including breakdown and assistance depending on the marque..........that irritating old adage of having to spend more to maintain what you're used to.

AFIK the car has to be serviced by an approved service agent?

Btw, do you ever drive your car. That mileage is low!!
Thanks for this Helen, I will read the small print and make sure I am clear - as others have said its not great but its kinda the best thing out there. I think BMW's are built well enough to be good for 60K/70K, but as a few have mentioned, if things do go wrong it could cost a small fortune

My office is four miles from my house and the golf club is 0.2 of a mile away, so although I use the car every day, I don’t really rack up to many miles
Appreciate 0
      10-06-2010, 04:21 AM   #20
doughboy
Major General
doughboy's Avatar
United Kingdom
96
Rep
6,535
Posts

Drives: ....
Join Date: Jan 2009
Location: UK

iTrader: (2)

Quote:
Originally Posted by MB London View Post
My office is four miles from my house and the golf club is 0.2 of a mile away, so although I use the car every day, I don’t really rack up to many miles
Oh dear - in that case I'd get the best warranty you can as you're engine will be shagged by now!!


Appreciate 0
      10-06-2010, 04:26 AM   #21
doughboy
Major General
doughboy's Avatar
United Kingdom
96
Rep
6,535
Posts

Drives: ....
Join Date: Jan 2009
Location: UK

iTrader: (2)

Quote:
Originally Posted by pjs View Post
Can you eailsy afford without flinching 6 new injectors, 6 coils, 6 spark plugs and vanos sensors when it goes wrong. If so, take the risk.
Only a dealer following change-it-and-see fix it guides and claiming on warranty would do that amount of work (or attempt to BS you that it all needed doing)

And yes, saving £750 a year on warranty+excess and only paying indy labour and buying necessary parts I would prefer to take my chances.

In fact I'm saving for it already!
Appreciate 0
      10-06-2010, 04:43 AM   #22
Mike in Hampshire
Lieutenant
7
Rep
536
Posts

Drives: None at present!
Join Date: Jun 2009
Location: England

iTrader: (1)

Quote:
Originally Posted by 335diesel View Post
We'll just pay for any issues if they come up. If they don't, we are £500ish plus the £250 excess for any claims, better off a year. If we do have an issue, oh well. Will just maintain the car as well as possible to help avoid any problems.

Came up totally problem free on the PUMA database so pretty happy.
This.

Plus what DB says, if you do have a good indy (few and far between however, in my experience), you'd have to be very unlucky indeed to have a repair bill across, say, 2 years of over £1500, wouldn't you?
I base this on 2 yrs warranty + the £250 XS plus extra costs of having to use a BMW stealer instead of the indy specialist.

335Diesel - how did you access this PUMA database, did it cost, what did it tell you?

Mike.
Appreciate 0
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -4. The time now is 09:15 PM.




e90post
e90post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST