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      12-29-2010, 09:15 AM   #45
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Quote:
Originally Posted by reddemon73 View Post
Here is my figure:
2011 335i coupe MSRP $55,755, cap reduction including all incentives is $49,995
MF .00170 15k/year for 36 months
Lease is $641+tax
Due at signing is ~$1200 including first month payment

good deal????
Assuming a 58% residual (not sure exactly what it is for your car) base payment should be about $610 per month + tax.
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      12-29-2010, 01:15 PM   #46
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Quote:
Originally Posted by gtabmwdriver2011 View Post
Reading about the deals Americans get makes me sad/jealous. I just leased a Canadian 328i xDrive with metallic paint, premium package (alarm, leather, heated steering wheel, power folding outside mirrors), premium sound package (Harmon Kardon), sport package (sport steering wheel, 17" staggered wheels, sport seats, anthracite headliner) and executive package (comfort access, lumbar support, park distance control, HomeLink garage opener). MSRP on this setup was $55,195 including delivery charges but not including taxes. I managed to negotiate a cap cost of $48,750 (about $6500 below MSRP). Residual here on a 4 year lease is 42% of the MSRP, or $23386 in my case. Interest rate on the lease is 2.9%. Total monthly payment comes to approx $635 before taxes (we are taxed at 13% here in Ontario!). I put nothing down other than fees for license plates and fuel and a couple of minor administrative charges (all this amounted to a couple hundred dollars).

Hopefully this will help a fellow Canuck reading this forum.
Why dont go easy on options? Every $1000 in options adds about $30 to your monthly payment.
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      12-31-2010, 04:48 PM   #47
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We are quickly approaching year-end! Post your 2011 deals!
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      12-31-2010, 09:48 PM   #48
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The dealership roll in the $725 aquisition fee into the monthly payment. Can I pay for that upfront?

Quote:
Originally Posted by GreenThree View Post
Assuming a 58% residual (not sure exactly what it is for your car) base payment should be about $610 per month + tax.
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      01-01-2011, 08:40 AM   #49
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Quote:
Originally Posted by reddemon73 View Post
The dealership roll in the $725 aquisition fee into the monthly payment. Can I pay for that upfront?
You can have the $725 taken out of the cap cost and pay it up front.
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      01-03-2011, 02:32 AM   #50
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I just heard on the other bmw board that the holiday credit is only good till 3/4/11 (1/3 +60 days lock). If my ordered car get to the dealership after 3/4, I will not get the low interest rate and $1,500 credit. Is that true?
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      01-03-2011, 07:16 AM   #51
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Depends on what state you are ordering from.
New York has 60 day lock, California has 90 day.
Ask your dealership
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      01-03-2011, 11:36 AM   #52
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Quote:
Originally Posted by reddemon73 View Post
I just heard on the other bmw board that the holiday credit is only good till 3/4/11 (1/3 +60 days lock). If my ordered car get to the dealership after 3/4, I will not get the low interest rate and $1,500 credit. Is that true?
I ordered my car a month ago. I am signing today. My car will not arrive at the dealer for another 1-2 weeks. I am getting the pull ahead program and $1,500 holiday cash. Double check with your dealer.
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      01-04-2011, 02:49 PM   #53
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Alright... Here is my deal (Signed and delivered 10/12/10)

2011 335i Coupe
M-Sport (including upgraded 230 style 19" rims)
Prem
Nav
Convenience (Comfort Access, Alarm, PDC front and rear, rear shade)
Heated Seats (no cold weather package)
Harmon Kardon
iPod Adapter
Bluetooth
Smartphone Integration (Cradle sold separately)

MSRP - $56,750
Invoice - $51,690
Sell Price - $51,912

Additional Fees Rolled into Cap Cost
NJ Sales Tax (7.0%) - $1,675.86
Acquistion - $725
MACO/Training - $500
Title - $299.50
Doc Fee - $197
NJ Supp Tax (0.4%) - $211.72
Tire Tax - $6.00
Total Fees - $3,615.08

Adjusted Cap Cost = Sell + Fees = $55,527.11

3 years / 36K miles
Residual - 63%
MF - .00175

Monthly Payment - $709.03

Any thoughts on deal...?

FYI... No money down and didn't put down MSDs, because I may be giving car up before full term. Didn't want to haggle with person who may takeover lease over MSD cash.
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      01-05-2011, 11:08 AM   #54
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Quote:
Originally Posted by Jalal28 View Post
Alright... Here is my deal (Signed and delivered 10/12/10)

2011 335i Coupe
M-Sport (including upgraded 230 style 19" rims)
Prem
Nav
Convenience (Comfort Access, Alarm, PDC front and rear, rear shade)
Heated Seats (no cold weather package)
Harmon Kardon
iPod Adapter
Bluetooth
Smartphone Integration (Cradle sold separately)

MSRP - $56,750
Invoice - $51,690
Sell Price - $51,912

Additional Fees Rolled into Cap Cost
NJ Sales Tax (7.0%) - $1,675.86
Acquistion - $725
MACO/Training - $500
Title - $299.50
Doc Fee - $197
NJ Supp Tax (0.4%) - $211.72
Tire Tax - $6.00
Total Fees - $3,615.08

Adjusted Cap Cost = Sell + Fees = $55,527.11

3 years / 36K miles
Residual - 63%
MF - .00175

Monthly Payment - $709.03

Any thoughts on deal...?

FYI... No money down and didn't put down MSDs, because I may be giving car up before full term. Didn't want to haggle with person who may takeover lease over MSD cash.
Negotiating a few hundred above invoice, nice going! Assuming $0 down, and all costs rolled into the lease payment: Your monthly payment looks to be right where it should be. Congrats on your new ride - enjoy it!
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      01-05-2011, 12:01 PM   #55
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Confirm $0 down. Walked into dealership and walked out with vehicle leaving nothing behind but 1st month's payment ($709.03).

Felt like I got a good deal, but wasn't sure what others were seeing with regards to fees. Seems like MACO/Training fees are different in different areas of the country. Also, title/doc fees may be a little higher than typical ($496.50 total).

Overall though, I got the vehicle I wanted, at a price I can live with. Guess that's all anyone can ask for...
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      01-06-2011, 04:18 PM   #56
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Jalal28,

Your configured car MSRP is more than mine. Mine was $55,775. Net Cap reduction is $49,995. Monthly payment is $714 (including 9.6% sales tax) on a three years lease with 15k/year. I don't have any of the other costs yet because I have to wait for my car on order for 8-10 weeks. I'm jealous you got to drive off the lot with you car. What color combo did you go with?
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      01-08-2011, 02:55 PM   #57
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Quote:
Originally Posted by reddemon73 View Post
Jalal28,

Your configured car MSRP is more than mine. Mine was $55,775. Net Cap reduction is $49,995. Monthly payment is $714 (including 9.6% sales tax) on a three years lease with 15k/year. I don't have any of the other costs yet because I have to wait for my car on order for 8-10 weeks. I'm jealous you got to drive off the lot with you car. What color combo did you go with?
Color combo was Black Sapphire Metallic / Oyster & Black Interior / Black Anthracite Wood. Combined with the black anthracite M-Sport headliner, interior is true 2 tone throughout.

Sounds like you're getting a very good deal as well. Although your MSRP is slightly below mine, you're also paying more in sales tax, so proprotionally, we're probably right around the same deal, once you factor in fees, etc.

Food for thought, to maximize savings DO NOT MAKE ANY CAP COST REDUCTIONS (i.e. down payments). Allow dealership to roll any fees (acquisition, taxes, maco/training, etc) into adjusted cap cost. Then take whatever cash you were going to apply upfront on fees and apply as a MSD deposit instead. Because you get that MSD cash back at the end of the lease, financing the deal this way, always results in less cash out of pocket over the term of the lease.

The only reason I didn't do this on my own deal is because there's a very good chance I'll be moving out of country in a year and I didn't want to pay all this MSD cash upfront and then be forced to haggle over that MSD cash with whoever might assume my lease at that time.

Last edited by Jalal28; 01-08-2011 at 03:03 PM.
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      01-09-2011, 01:05 AM   #58
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Jalal,

That is good advice. I will take that into account when I come in to sign the paperworks
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      01-18-2011, 05:15 PM   #59
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335d Lease Deal

I am negotiating a lease on a 335d, prem, sport, winter, nav, iPod, Harmon stereo, msrp is $55,500. Money factor is .00125 this month and 53% residual on a 36 month 15k lease. 7 msd brings the mf to .00076. Cap cost is $48,510.00. 0 down (excluding 7 security deposits) equals a payment of $620/month plus tax of 8.5% for total of $677/month.

I will owe first payment, tags, etc at signing. The dealer also claims there is a $795 app fee with BMWFS.

Any comments on is lease deal?
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      01-18-2011, 07:18 PM   #60
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Quote:
Originally Posted by 67R60 View Post
I am negotiating a lease on a 335d, prem, sport, winter, nav, iPod, Harmon stereo, msrp is $55,500. Money factor is .00125 this month and 53% residual on a 36 month 15k lease. 7 msd brings the mf to .00076. Cap cost is $48,510.00. 0 down (excluding 7 security deposits) equals a payment of $620/month plus tax of 8.5% for total of $677/month.

I will owe first payment, tags, etc at signing. The dealer also claims there is a $795 app fee with BMWFS.

Any comments on is lease deal?
There is no app fee for BMWFS, they may simply be trying to pass some documentation costs on to you.
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      01-23-2011, 07:01 PM   #61
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2011 335i coupe special ordered

alpine white
red dakota leather
M sport package
navigation
heated seats
harmon kardon
6 speed manual
ipod
sirius sat radio

10k miles per year

0 down...payments $609 per month ona 36 month lease bought in ny but florida taxes applied to the montly payment

dealer also throwing in bmw all weather mats and carbon fiber license plate frame

im going to attempt to negotiate myself out of disposition fee as well
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      01-23-2011, 07:05 PM   #62
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2011 335i with x drive

54,325 msrp

25k down

15k miles a year

120 a month

27 k residual

Gonna for sure buy this when its done with
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      01-23-2011, 09:56 PM   #63
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With so much down, why not finance?
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      01-23-2011, 10:41 PM   #64
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Will they even let you put that much down on a lease? That's a terrible risk should you lose the car in an accident.
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      01-24-2011, 01:09 AM   #65
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25,000 down payment? wow..i guess you don't know much about leasing lmao
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      01-24-2011, 02:10 AM   #66
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Quote:
Originally Posted by amora009 View Post
2011 335i with x drive

54,325 msrp

25k down

15k miles a year

120 a month

27 k residual

Gonna for sure buy this when its done with
If you lease with 25k down and the car gets wrecked or stolen the first month you have the car, it'd be difficult to get your down payment back.

If you're doing 25k down, its better to finance at their 1.9% or whatever teaser rate, and use that as down payment. If the car gets lost or wrecked, insurance will pay you back.

If you have that kind of cash and want to lease for tax purposes, move some of the 25k into their multiple security deposit program (to lower the money factor) then put the rest into a 3 yr interest bearing CD account. Or go one step further, buy some gold bullion or invest in RMB... almost guaranteed returns hahaha.
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